NYSE · Financial Statements

Finance of America Companies Inc. (FOA) Financial Statements

$11.18 NYSE: FOA Market Cap $103.01M

Finance of America Companies Inc. most recently reported annual revenue of $2.1B, net profit of $45.0M. Revenue declined at an average annual rate of 2.3% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Finance of America Companies Inc.: Revenue rose from $778.0M in 2017 to $2.1B in 2025, a change of +173.7% over 8 years; net profit was positive in 6 of 9 reported years; operating margin moved from 8.1% to 5.3%, a shift of -2.8 percentage points; the most recent year shows net profit of $45.0M.

Income Statement — 9 Years (USD millions)

Metric201720182019202020212022202320242025
Revenue$778.0M$789.0M$1.5B$2.4B$1.3B$687.0M$1.6B$1.9B$2.1B
Operating Expenses$715.0M$734.0M$1.4B$1.9B$1.1B$1.0B$1.7B$1.9B$2.0B
Operating Profit$63.0M$56.0M$78.0M$500.0M$207.0M$-343.0M$-167.0M$43.0M$113.0M
Operating Margin8.1%7.0%5.1%20.9%15.7%-49.9%-10.6%2.2%5.3%
Other Income$-8.0M$-8.0M$0$0$-1.4B$0$0$0$0
Interest$0$0$666.0M$650.0M$142.0M$719.0M$1.4B$1.7B$1.7B
Depreciation$8.0M$14.0M$19.0M$19.0M$62.0M$65.0M$48.0M$39.0M$39.0M
Profit Before Tax$55.0M$48.0M$78.0M$500.0M$-1.2B$-343.0M$-167.0M$43.0M$113.0M
Tax$100,000$600,000$1.2M$470,000$1.6M$5.0M$360,000$5.6M$3.1M
Net Profit$53.0M$32.0M$54.0M$518.0M$-252.0M$-191.0M$-80.0M$15.0M$45.0M
EPS$14.66$8.92$23.69$86.57$-13.30$-10.09$-9.77$1.56$3.74
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricSep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$295.0M$276.0M$460.0M$488.0M$712.0M$289.0M$572.0M$598.0M$491.0M$493.0M$509.0M$62.0M
Operating Expenses$468.0M$69.0M$476.0M$491.0M$504.0M$435.0M$490.0M$516.0M$96.0M$515.0M$473.0M$92.0M
Operating Profit$-173.0M$206.0M$-16.0M$-4.0M$208.0M$-146.0M$82.0M$82.0M$395.0M$-22.0M$36.0M$-30.0M
Operating Margin-58.4%74.9%-3.4%-0.8%29.2%-50.5%14.3%13.7%80.5%-4.5%7.1%-47.9%
Interest$380.0M$385.0M$402.0M$422.0M$437.0M$417.0M$425.0M$438.0M$419.0M$436.0M$414.0M$448.0M
Profit Before Tax$-173.0M$172.0M$-16.0M$-4.0M$208.0M$-146.0M$82.0M$82.0M$-29.0M$-22.0M$36.0M$-71.0M
Tax$60,000$110,000$0$-30.6M$2.1M$2.2M$2.4M$2.6M$-460,000$3.1M$3.0M$59.4M
Net Profit$-65.0M$61.0M$-8.0M$-2.0M$84.0M$-59.0M$30.0M$35.0M$-10.0M$-10.0M$18.0M$2.0M
EPS$-7.45$6.88$-0.78$-0.21$7.50$-12.24$1.00$2.13$-1.05$-1.34$1.77$0.26

Over the 9 years reported for Finance of America Companies Inc., cash stood at $325.0M in the latest year, shareholders' equity was $0, current assets covered current liabilities 7.93 times.

Balance Sheet — 9 Years (USD millions)

Metric201720182019202020212022202320242025
Total Assets—$13.7B$16.6B$19.6B$21.8B$20.9B$27.1B$29.2B$30.7B
Current Assets—$92.0M$118.0M$386.0M$287.0M$192.0M$163.0M$122.0M$325.0M
Cash—$0$118.0M$247.0M$143.0M$61.0M$46.0M$47.0M$325.0M
Inventory—$0$0$0$0$0$0$0$0
Receivables—$0$0$116.0M$109.0M$120.0M$104.0M$63.0M$26.0M
Fixed Assets—$30.0M$84.0M$71.0M$92.0M$37.0M$29.0M$24.0M$22.0M
Capital Work in Progress$0$0$0$0$0$0$0$0$0
Investments$0$0$0$18.4B$20.0B$19.3B$26.0B$28.1B$29.4B
Other Assets—$119.0M$121.0M$121.0M$0$0$0$0$0
Total Liabilities—$13.1B$15.9B$18.9B$20.7B$20.5B$26.8B$28.8B$30.3B
Current Liabilities—$92.0M$136.0M$3.2B$3.6B$1.4B$1.3B$1.3B$41.0M
Borrowings$0$3.3B$3.9B$18.5B$20.3B$20.1B$26.6B$28.7B$30.2B
Other Liabilities—$9.8B$12.0B$476.0M$398.0M$351.0M$207.0M$121.0M$131.0M
Equity—$427.0M$483.0M$0$0$0$0$0$0
Reserves—$0$483.0M$628.0M$388.0M$254.0M$232.0M$255.0M$324.0M

For Finance of America Companies Inc., operating cash flow was positive in 4 of 9 reported years; free cash flow in the latest year was negative at $430.0M; free cash flow was positive in 4 of 9 years; financing activities used $44.0M in the latest year, which covers debt repayment, dividends and buybacks.

Cash Flow Statement — 9 Years (USD millions)

Metric201720182019202020212022202320242025
Operating Cash Flow$260.0M$606.0M$101.0M$-686.0M$-97.0M$1.4B$-72.0M$-424.0M$-430.0M
Investing Cash Flow$-989.0M$-832.0M$-2.0B$-898.0M$-1.6B$-1.8B$158.0M$115.0M$855.0M
Financing Cash Flow$-7.0M$-5.0M$-9.0M$-11.0M$-9.0M$-7.0M$-3.0M$-10.0M$-44.0M
Net Cash Flow$14.0M$111.0M$143.0M$157.0M$463.0M$-223.0M$-53.0M$77.0M$23.0M
Free Cash Flow$249.0M$591.0M$97.0M$-709.0M$-115.0M$1.4B$-72.0M$-424.0M$-430.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-0.11
EV / EBITDA-59.04
FCF Yield-460.29%
Quick Ratio0.11
Interest Coverage0.22
Return 1Y13.39%
Return 3Y37.19%
Return 5Y-60.21%

Finance of America Companies Inc. (FOA) financials — frequently asked questions

What is Finance of America Companies Inc.'s annual revenue?

Finance of America Companies Inc. (FOA) reported annual revenue of $2.1B in its most recent fiscal year.

What is Finance of America Companies Inc.'s net profit?

Finance of America Companies Inc. (FOA) reported net profit of $45.0M in its most recent fiscal year.

What is FOA EV/EBITDA?

Finance of America Companies Inc.'s enterprise value to EBITDA (EV/EBITDA) ratio is -59.04. A negative value means EBITDA was negative over the period, so the ratio is not a meaningful valuation measure.

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