NYSE · Financial - Credit Services

Finance of America Companies Inc. (FOA) Stock

$11.38 -0.96% NYSE: FOA Financial Services

Valuation

MetricValue
Price$11.38
Market Cap$104.90M
P/E Ratio-37.50
P/B Ratio0.31
P/S Ratio0.08
EPS (TTM)$11.86
52-Week High$29.79
52-Week Low$10.71
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-0.10%
ROA0.15%
ROCE1.12%
Gross Margin5.31%
Operating Margin5.31%
Net Margin-0.02%
Debt/Equity106.04
Current Ratio7.93

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.3B$687.0M$1.6B$1.9B$2.1B
Operating Profit$207.0M$-343.0M$-167.0M$43.0M$113.0M
Net Profit$-252.0M$-191.0M$-80.0M$15.0M$45.0M
EPS$-13.30$-10.09$-9.77$1.56$3.74
Op Margin15.7%-49.9%-10.6%2.2%5.3%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$21.8B$20.9B$27.1B$29.2B$30.7B
Total Liabilities$20.7B$20.5B$26.8B$28.8B$30.3B
Cash$143.0M$61.0M$46.0M$47.0M$325.0M
Borrowings$20.3B$20.1B$26.6B$28.7B$30.2B

Latest News

Finance of America Named to TIME’s America’s Best Companies 2026 List Business Wire · Jul 9, 2026 Finance of America Creates Access to Home Equity through Product Expansion and AI-Powered Customer Experience Business Wire · Jul 7, 2026 Finance of America Companies (FOA) Upgraded to Buy: What Does It Mean for the Stock? Zacks · Jul 2, 2026 Finance of America Completes Acquisition of Reverse Mortgage Assets from Onity Business Wire · Jul 1, 2026 Zacks Industry Outlook Highlights Federal Agricultural Mortgage, Lending Tree and Finance of America Zacks · Jul 1, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-97.0M$1.4B$-72.0M$-424.0M$-430.0M
Investing Cash Flow$-1.6B$-1.8B$158.0M$115.0M$855.0M
Financing Cash Flow$-9.0M$-7.0M$-3.0M$-10.0M$-44.0M
Net Cash Flow$463.0M$-223.0M$-53.0M$77.0M$23.0M
Free Cash Flow$-115.0M$1.4B$-72.0M$-424.0M$-430.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-0.11
EV / EBITDA-59.04
FCF Yield-460.29%
Quick Ratio0.11
Interest Coverage0.22
Return 1Y13.39%
Return 3Y37.19%
Return 5Y-60.21%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ANTAAntalpha Platform Holding Company $1.96 +12.00% 38.67 $47.03M 0.00%
CURRCurrenc Group Inc. $2.21 -0.23% -13.29 $248.14M 0.00%
FDBCFidelity D & D Bancorp, Inc. $65.17 +1.02% 10.48 $378.54M 3.11%
LPRO $3.15 +0.32% -45.75 $372.71M 0.00%
MFINMedallion Financial Corp. $11.41 -0.09% 8.51 $261.98M 4.70%

About Finance of America Companies Inc.

Finance of America Companies Inc. is led by CEO Graham A. Fleming, employs 751 people, headquartered in US, publicly traded since 2019.

Finance of America Companies Inc. (FOA) stock trades at $11.38 with a market capitalization of $104.90M. The stock is valued at a negative price-to-earnings (P/E) ratio of -37.50, reflecting a net loss over the last twelve months, price-to-book of 0.31, price-to-sales of 0.08. Over the past 52 weeks the stock has ranged between $10.71 and $29.79, and currently trades 61.8% below its 52-week high.

On profitability, Finance of America Companies Inc. generates a return on equity (ROE) of -0.10% (negative, reflecting a net loss), return on capital employed of 1.12%, an operating margin of 5.31%, a net profit margin of -0.02%.

Finance of America Companies Inc. by the numbers, 2017–2025

Between 2017 and 2025 Finance of America Companies Inc. reported revenue of $778.0M rising to $2.1B, a change of +173.7% across 9 years. Compounded, revenue has grown -2.3% a year over five years, 45.8% over three, 9.2% over the last twelve months. Net profit fell to $45.0M.

Operating margin went from 8.1% in 2017 to 5.3% in 2025, a fall of 2.8 percentage points. The most recent net margin is -0.02%. On a trailing twelve-month basis to Jun '26, revenue is $1.6B and net profit $0.

Borrowings stand at $30.2B, cash from operations was $-430.0M in the latest year, positive in 4 of the last 9.

Return on equity has averaged -31.0% over five years, and was 13.9% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Finance of America Companies Inc. (FOA) — frequently asked questions

What is Finance of America Companies Inc. (FOA) stock price today?

Finance of America Companies Inc. (FOA) is currently trading at $11.38, down 0.96% today.

What is FOA P/E ratio?

Finance of America Companies Inc.'s P/E ratio is -37.50. A negative P/E means the company reported a net loss over the last twelve months, so P/E is not a meaningful valuation measure for it right now.

What is FOA return on equity (ROE)?

Finance of America Companies Inc.'s return on equity (ROE) is -0.10%. ROE measures net income relative to shareholders' equity. A negative ROE means the company reported a net loss over the period.

What is Finance of America Companies Inc.'s market cap?

Finance of America Companies Inc. has a market capitalization of $104.90M.

Does FOA pay a dividend?

Finance of America Companies Inc. is not currently showing a dividend yield in our data, which means no recent cash dividend was recorded for it.

How much debt does FOA carry?

Finance of America Companies Inc. has a debt-to-equity ratio of 106.04. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is FOA's profit margin?

Finance of America Companies Inc. reports a net profit margin of -0.02% — the share of revenue left after every cost, including tax and interest.

What sector is FOA in?

Finance of America Companies Inc. is classified under Financial Services, in the Financial - Credit Services industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is FOA listed on?

Finance of America Companies Inc. trades on NYSE under the ticker FOA.

What is FOA's 52-week range?

Over the last year Finance of America Companies Inc. has traded between $10.71 and $29.79.

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Screens FOA currently matches

On the figures above, Finance of America Companies Inc. passes the filters for 2 of our ready-made screens, among them Micro Cap Stocks, NYSE Listed Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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