First Berlin Bancorp, Inc. (FTFI) Stock

About First Berlin Bancorp, Inc.

First Berlin Bancorp Inc. serves as the parent company for Fortifi Bank, which delivers a comprehensive array of financial products and services to both individual consumers and businesses. The bank's offerings encompass a variety of deposit accounts, including checking, savings, and certificates of deposit. For those seeking credit, Fortifi Bank extends personal loans, home mortgages, auto financing, and commercial credit and loan options. Additionally, the company provides essential banking tools such as debit and credit cards, treasury management solutions, convenient online and mobile banking platforms, and wealth management advisory services. Its network of financial centers is strategically located throughout Wisconsin, with branches in Berlin, Green Bay, Green Lake, Montello, Omro, Oshkosh, Ripon, Waunakee, and Winneconne. Established in 1876, First Berlin Bancorp Inc. maintains its corporate headquarters in Berlin, Wisconsin.

First Berlin Bancorp, Inc. is headquartered in US.

First Berlin Bancorp, Inc. (FTFI) stock trades at $38.25 with a market capitalization of $100.10M. The stock is valued at a price-to-earnings (P/E) ratio of 9.61, price-to-book of 1.23, price-to-sales of 2.17. Over the past 52 weeks the stock has ranged between $28.20 and $38.75, and currently trades 1.3% below its 52-week high. It pays a dividend yielding 0.92%.

On profitability, First Berlin Bancorp, Inc. generates a return on equity (ROE) of 12.63%, return on capital employed of 9.09%, an operating margin of 29.38%, a net profit margin of 23.75%.

Official website: www.fortifibank.com

First Berlin Bancorp, Inc. by the numbers, 2021–2025

Between 2021 and 2025 First Berlin Bancorp, Inc. reported revenue of $27.0M rising to $46.0M, a change of +70.4% across 4 years. Compounded, revenue has grown —% a year over five years, 19.4% over three, 76.9% over the last twelve months. Net profit rose to $11.0M.

Operating margin went from 41.5% in 2021 to 30.1% in 2025, a fall of 11.4 percentage points. The most recent net margin is 23.75%. On a trailing twelve-month basis to Jun '26, revenue is $47.0M and net profit $11.0M.

Borrowings rose from $22.0M to $52.0M, cash on hand is $170.3M, cash from operations was $13.0M in the latest year, positive in 4 of the last 4.

Return on equity has averaged 12.7% over five years, and was 13.1% in the most recent year.

The share price itself has compounded at —% a year over five years, 30.0% over three, 36.9% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

First Berlin Bancorp, Inc. (FTFI) — frequently asked questions