NASDAQ · Financial Statements

Hanmi Financial Corporation (HAFC) Financial Statements

$32.15 NASDAQ: HAFC Market Cap $953.22M

Hanmi Financial Corporation most recently reported annual revenue of $445.0M, net profit of $76.0M. Revenue grew at an average annual rate of 10.8% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Hanmi Financial Corporation: Revenue rose from $212.0M in 2016 to $445.0M in 2025, a change of +109.9% over 9 years; net profit was positive in all 10 reported years; operating margin moved from 42.3% to 24.3%, a shift of -18.0 percentage points; the most recent year shows net profit of $76.0M.

Income Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Revenue$212.0M$243.0M$259.0M$273.0M$266.0M$257.0M$308.0M$398.0M$430.0M$445.0M
Operating Expenses$122.0M$147.0M$175.0M$226.0M$206.0M$121.0M$167.0M$283.0M$341.0M$337.0M
Operating Profit$89.0M$95.0M$84.0M$47.0M$59.0M$135.0M$141.0M$115.0M$89.0M$108.0M
Operating Margin42.3%39.3%32.4%17.3%22.4%52.8%45.7%28.8%20.6%24.3%
Other Income$0$0$0$0$0$0$0$0$0$0
Interest$18.0M$33.0M$53.0M$71.0M$43.0M$22.0M$36.0M$148.0M$196.0M$175.0M
Depreciation$15.0M$13.0M$11.0M$10.0M$11.0M$16.0M$12.0M$7.0M$6.0M$6.0M
Profit Before Tax$89.0M$95.0M$84.0M$47.0M$59.0M$135.0M$141.0M$115.0M$89.0M$108.0M
Tax$36.8M$42.6M$31.1M$30.8M$29.1M$27.2M$27.9M$30.1M$29.8M$29.5M
Net Profit$56.0M$55.0M$58.0M$33.0M$42.0M$99.0M$101.0M$80.0M$62.0M$76.0M
EPS$1.75$1.69$1.79$1.06$1.38$3.22$3.32$2.62$2.05$2.51
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricSep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26
Revenue$101.0M$104.0M$107.0M$107.0M$108.0M$107.0M$107.0M$109.0M$115.0M$113.0M$102.0M$56.0M
Operating Expenses$75.0M$76.0M$86.0M$86.0M$87.0M$82.0M$82.0M$88.0M$84.0M$83.0M$80.0M$73.0M
Operating Profit$27.0M$27.0M$22.0M$20.0M$21.0M$25.0M$25.0M$21.0M$31.0M$30.0M$22.0M$-17.0M
Operating Margin26.3%26.5%20.2%19.1%19.6%23.6%23.5%19.4%27.3%26.7%21.5%-30.5%
Interest$39.0M$44.0M$49.0M$50.0M$50.0M$47.0M$44.0M$44.0M$44.0M$42.0M$39.0M$39.0M
Profit Before Tax$27.0M$27.0M$22.0M$20.0M$21.0M$25.0M$25.0M$21.0M$31.0M$30.0M$30.0M$32.0M
Tax$29.6M$32.2M$30.2M$29.3M$29.5M$30.1M$29.6M$28.8M$29.9M$29.5M$26.0M$26.5M
Net Profit$19.0M$19.0M$15.0M$14.0M$15.0M$18.0M$18.0M$15.0M$22.0M$21.0M$23.0M$24.0M
EPS$0.62$0.61$0.50$0.48$0.49$0.58$0.58$0.50$0.73$0.70$0.75$0.79

Over the 10 years reported for Hanmi Financial Corporation, borrowings decreased from $334.0M in 2016 to $280.0M in 2025, cash stood at $213.0M in the latest year, shareholders' equity was $0, current assets covered current liabilities 0.16 times.

Balance Sheet — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Total Assets$4.7B$5.2B$5.5B$5.5B$6.2B$6.9B$7.4B$7.6B$7.7B$7.9B
Current Assets$707.0M$781.0M$780.0M$1.3B$1.7B$2.1B$1.9B$1.2B$1.3B$1.1B
Cash$147.0M$154.0M$155.0M$122.0M$392.0M$609.0M$352.0M$302.0M$305.0M$213.0M
Inventory$0$0$0$0$0$0$0$0$0$0
Receivables$13.0M$19.0M$22.0M$524.0M$465.0M$532.0M$653.0M$59.0M$68.0M$24.0M
Fixed Assets$29.0M$27.0M$28.0M$26.0M$26.0M$25.0M$23.0M$22.0M$21.0M$20.0M
Capital Work in Progress$0$0$0$0$0$0$0$0$0$0
Investments$4.3B$4.9B$5.2B$4.7B$5.1B$5.5B$6.2B$7.0B$7.1B$7.4B
Other Assets$11.0M$11.0M$11.0M$11.0M$11.0M$11.0M$11.0M$11.0M$11.0M$11.0M
Total Liabilities$4.2B$4.6B$5.0B$5.0B$5.6B$6.2B$6.7B$6.9B$6.9B$7.1B
Current Liabilities$4.2B$4.5B$4.8B$4.8B$5.4B$5.9B$6.6B$6.6B$6.7B$6.9B
Borrowings$334.0M$267.0M$173.0M$208.0M$269.0M$353.0M$479.0M$455.0M$393.0M$280.0M
Other Liabilities$3.8B$4.4B$4.8B$4.8B$5.4B$5.9B$6.3B$6.4B$6.6B$6.8B
Equity$0$0$0$0$0$0$0$0$0$0
Reserves$531.0M$562.0M$553.0M$563.0M$577.0M$643.0M$638.0M$702.0M$732.0M$796.0M

For Hanmi Financial Corporation, operating cash flow was positive in 10 of 10 reported years; free cash flow in the latest year was $204.0M; free cash flow was positive in 10 of 10 years.

Cash Flow Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Operating Cash Flow$59.0M$82.0M$77.0M$59.0M$60.0M$94.0M$147.0M$108.0M$54.0M$206.0M
Investing Cash Flow$-497.0M$-521.0M$-315.0M$-46.0M$-412.0M$-450.0M$-883.0M$-212.0M$-110.0M$-387.0M
Financing Cash Flow$301.0M$538.0M$362.0M$-53.0M$574.0M$505.0M$381.0M$108.0M$149.0M$231.0M
Net Cash Flow$-17.0M$7.0M$2.0M$-34.0M$270.0M$217.0M$-257.0M$-50.0M$2.0M$-92.0M
Free Cash Flow$59.0M$81.0M$73.0M$57.0M$56.0M$91.0M$145.0M$105.0M$51.0M$204.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.28
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y44.96%
Return 3Y110.65%
Return 5Y121.34%

Hanmi Financial Corporation (HAFC) financials — frequently asked questions

What is Hanmi Financial Corporation's annual revenue?

Hanmi Financial Corporation (HAFC) reported annual revenue of $445.0M in its most recent fiscal year.

What is Hanmi Financial Corporation's net profit?

Hanmi Financial Corporation (HAFC) reported net profit of $76.0M in its most recent fiscal year.

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