NASDAQ · Banks - Regional

Hanmi Financial Corporation (HAFC) Stock

$32.15 -0.28% NASDAQ: HAFC Financial Services

Valuation

MetricValue
Price$32.15
Market Cap$953.22M
P/E Ratio10.59
P/B Ratio1.15
P/S Ratio2.44
EPS (TTM)$2.51
52-Week High$33.50
52-Week Low$22.85
Dividend Yield3.54%

Financials & Margins

MetricValue
ROE11.20%
ROA1.12%
ROCE6.54%
Gross Margin24.27%
Operating Margin24.27%
Net Margin23.16%
Debt/Equity0.16
Current Ratio0.16

Annual Financials (USD)

Metric20212022202320242025
Revenue$257.0M$308.0M$398.0M$430.0M$445.0M
Operating Profit$135.0M$141.0M$115.0M$89.0M$108.0M
Net Profit$99.0M$101.0M$80.0M$62.0M$76.0M
EPS$3.22$3.32$2.62$2.05$2.51
Op Margin52.8%45.7%28.8%20.6%24.3%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$6.9B$7.4B$7.6B$7.7B$7.9B
Total Liabilities$6.2B$6.7B$6.9B$6.9B$7.1B
Cash$609.0M$352.0M$302.0M$305.0M$213.0M
Borrowings$353.0M$479.0M$455.0M$393.0M$280.0M

Latest News

HAFC: What does Argus have to say about HAFC? Argus Research · Jul 15, 2026 Are Investors Undervaluing Hanmi Financial (HAFC) Right Now? Zacks · Jul 8, 2026 Hanmi Financial Corporation Announces Second Quarter 2026 Earnings and Conference Call Date GlobeNewswire · Jul 7, 2026 Why Hanmi Financial (HAFC) is a Top Dividend Stock for Your Portfolio Zacks · Jun 30, 2026 Hanmi Financial (HAFC) Stock Draws Fresh Price Target Split As Analysts Turn More Neutral Simply Wall St. · Jun 26, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$94.0M$147.0M$108.0M$54.0M$206.0M
Investing Cash Flow$-450.0M$-883.0M$-212.0M$-110.0M$-387.0M
Financing Cash Flow$505.0M$381.0M$108.0M$149.0M$231.0M
Net Cash Flow$217.0M$-257.0M$-50.0M$2.0M$-92.0M
Free Cash Flow$91.0M$145.0M$105.0M$51.0M$204.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.28
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y44.96%
Return 3Y110.65%
Return 5Y121.34%

Ownership

Insiders Held2.18%
Institutions Held96.75%
Institutions Float Held98.91%
Institutional HolderSharesReport Date
Blackrock Inc.4,388,5982026-03-31
Dimensional Fund Advisors LP1,760,8552026-03-31
State Street Corporation1,540,4152026-03-31
LSV Asset Management1,345,6752026-03-31
Vanguard Capital Management LLC1,307,5482026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AVBHAvidbank Holdings, Inc. $31.70 +0.44% 10.42 $347.92M 0.00%
BANCBanc of California, Inc. $17.92 +1.01% -42.80 $2.83B 2.74%
BCMLBayCom Corp $30.45 -4.55% 25.99 $332.52M 3.85%
CPFCentral Pacific Financial Corp New $37.69 -0.21% 11.60 $970.42M 3.29%
HOPEHope Bancorp, Inc. $14.07 +0.14% 13.65 $1.80B 4.10%

About Hanmi Financial Corporation

Hanmi Financial Corporation is led by CEO Bonita I. Lee, publicly traded since 1994.

Hanmi Financial Corporation (HAFC) stock trades at $32.15 with a market capitalization of $953.22M. The stock is valued at a price-to-earnings (P/E) ratio of 10.59, price-to-book of 1.15, price-to-sales of 2.44. Over the past 52 weeks the stock has ranged between $22.85 and $33.50, and currently trades 4.0% below its 52-week high. It pays a dividend yielding 3.54%.

On profitability, Hanmi Financial Corporation generates a return on equity (ROE) of 11.20%, return on capital employed of 6.54%, an operating margin of 24.27%, a net profit margin of 23.16%.

Hanmi Financial Corporation by the numbers, 2016–2025

Between 2016 and 2025 Hanmi Financial Corporation reported revenue of $212.0M rising to $445.0M, a change of +109.9% across 10 years. Compounded, revenue has grown 10.8% a year over five years, 13.1% over three, 3.5% over the last twelve months. Net profit rose to $76.0M.

Operating margin went from 42.3% in 2016 to 24.3% in 2025, a fall of 18.0 percentage points. The most recent net margin is 23.16%. On a trailing twelve-month basis to Jun '26, revenue is $386.0M and net profit $90.0M.

Borrowings fell from $334.0M to $280.0M, cash from operations was $206.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 12.1% over five years, and was 9.6% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Hanmi Financial Corporation (HAFC) — frequently asked questions

What is Hanmi Financial Corporation (HAFC) stock price today?

Hanmi Financial Corporation (HAFC) is currently trading at $32.15, down 0.28% today.

What is HAFC P/E ratio?

Hanmi Financial Corporation's P/E ratio is 10.59. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is HAFC return on equity (ROE)?

Hanmi Financial Corporation's return on equity (ROE) is 11.20%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is Hanmi Financial Corporation's market cap?

Hanmi Financial Corporation has a market capitalization of $953.22M.

Does HAFC pay a dividend?

Yes. Hanmi Financial Corporation currently yields 3.54%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does HAFC carry?

Hanmi Financial Corporation has a debt-to-equity ratio of 0.16. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is HAFC's profit margin?

Hanmi Financial Corporation reports a net profit margin of 23.16% — the share of revenue left after every cost, including tax and interest.

What sector is HAFC in?

Hanmi Financial Corporation is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is HAFC listed on?

Hanmi Financial Corporation trades on NASDAQ under the ticker HAFC.

What is HAFC's 52-week range?

Over the last year Hanmi Financial Corporation has traded between $22.85 and $33.50.

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Screens HAFC currently matches

On the figures above, Hanmi Financial Corporation passes the filters for 14 of our ready-made screens, among them Low PE Stocks, Small Cap Stocks, Stocks With PE Under 20. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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