OTC · Dividend

IBW Financial Corporation (IBWC) Dividend

$52.80 OTC: IBWC Market Cap $34.10M

Metric	Value
Dividend Yield	0.13%
Indicated Annual Dividend	$0.07
Payout Ratio	426.85%
FCF Yield	—
Current Price	$52.80

Dividend Analysis

IBW Financial Corporation (IBWC) currently pays a dividend yielding 0.13%, an indicated annual rate of roughly $0.07 per share. The payout ratio is 426.85%, meaning dividends paid exceeded reported earnings over the period.

IBW Financial Corporation pays annually; the payout ratio of 426.9% means the dividend currently exceeds reported earnings, which a company can sustain for a time from cash reserves or borrowing but not indefinitely; free cash flow yield of 0.00% is below the 0.25% dividend yield, so the dividend is not fully covered by free cash flow at the current price.

Payment schedule

Measure	Value
Indicated annual dividendYield times the current share price.	$0.13
Dividend yieldAnnual dividend as a percentage of the share price.	0.25%
Payments per yearThis stock pays annually.	1
Amount per paymentIndicated annual dividend divided by the number of payments.	$0.13

Dividend income by amount invested

At today's price and the current indicated dividend. Shares are not rounded to whole numbers, and a future dividend is never guaranteed.

Invested	Shares	Income per year	Per payment
$1,000	18.9	$2.50	$2.50
$5,000	94.7	$12.50	$12.50
$10,000	189.4	$25.00	$25.00
$25,000	473.5	$62.50	$62.50
$50,000	947.0	$125.00	$125.00

Yield across the 52-week range

Yield moves opposite the share price. Holding the current dividend constant, this is what the yield would have been at each end of the last year's range.

Share price	Price	Yield
At the 52-week high	$103.00	0.13%
Today	$52.80	0.25%
At the 52-week low	$36.75	0.36%

Dividend yield against peers

IBW Financial Corporation has the lowest dividend yield of the 2 companies compared here.

Company	Yield	P/E	Price
Harbor Bankshares Corporation (HRBK)	1.96%	-212.50	$25.50
IBW Financial Corporation (IBWC)	0.25%	-25.63	$52.80