IBW Financial Corporation (IBWC) Stock

About IBW Financial Corporation

IBW Financial Corporation acts as the parent organization for Industrial Bank, delivering a broad array of banking and financial services and products. These offerings cater to individual clients, small and medium-sized enterprises, and governmental entities operating within the Washington, D.C. metropolitan area. Their comprehensive portfolio includes various deposit accounts like checking, savings, and certificates of deposit; investment and savings instruments; residential mortgage loans; and diverse business financing solutions. The latter category features Small Business Administration (SBA) loans, specialized lending for non-profit and faith-based organizations, commercial real estate funding, and both short-term and extended credit facilities, alongside treasury management services. Founded in 1934, the corporation's headquarters are located in Washington, D.C.

IBW Financial Corporation is headquartered in US.

IBW Financial Corporation (IBWC) stock trades at $70.00 with a market capitalization of $45.20M. The stock is valued at a negative price-to-earnings (P/E) ratio of -33.98, reflecting a net loss over the last twelve months, price-to-book of 0.34, price-to-sales of 1.09. Over the past 52 weeks the stock has ranged between $36.75 and $103.00, and currently trades 32.0% below its 52-week high. It pays a dividend yielding 0.13%.

On profitability, IBW Financial Corporation generates a return on equity (ROE) of 0.33%, return on capital employed of 0.08%, an operating margin of 1.45%, a net profit margin of 1.04%.

Official website: www.industrial-bank.com

IBW Financial Corporation by the numbers, 2001–2025

Between 2001 and 2025 IBW Financial Corporation reported revenue of $24.0M rising to $41.0M, a change of +70.8% across 10 years. Compounded, revenue has grown 1.5% a year over five years, 12.2% over three, 24.2% over the last twelve months. Net profit fell to $0.

Operating margin went from 81.2% in 2001 to 1.4% in 2025, a fall of 79.8 percentage points. The most recent net margin is 1.04%.

Borrowings rose from $53.0M to $57.0M, cash on hand is $4.0M, cash from operations was $3.0M in the latest year, positive in 8 of the last 10.

Return on equity has averaged 1.9% over five years, and was 0.0% in the most recent year.

The share price itself has compounded at 16.9% a year over five years, 64.8% over three, 80.1% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

IBW Financial Corporation (IBWC) — frequently asked questions