IF Bancorp, Inc. (IROQ) Stock

About IF Bancorp, Inc.

IF Bancorp, Inc. operates as the parent company for Iroquois Federal Savings and Loan Association, offering a broad spectrum of banking and financial services to both individual and business clients. The company provides numerous deposit products, such as savings accounts, Certificates of Deposit (CDs), money market accounts, checking accounts for personal and commercial use, Individual Retirement Accounts (IRAs), and Health Savings Accounts (HSAs). Additionally, IF Bancorp extends various credit options, including residential mortgages for one-to-four family homes, multi-family dwelling loans, commercial real estate financing (which covers farm loans), home equity lines of credit (HELOCs), business loans, and consumer loans primarily composed of automobile financing. They also fund construction and land development ventures. Beyond core banking, the firm offers a wide array of financial services: selling property and casualty insurance, annuities, mutual funds, individual and group retirement plans, life, disability, and health insurance, as well as individual securities and managed accounts. The institution also invests in securities and provides contemporary conveniences like ATM services, online banking with bill payment, mobile banking, Automated Clearing House (ACH) origination, remote deposit capture, and telephone banking. As of August 31, 2021, IF Bancorp, Inc. maintained seven full-service banking locations across Illinois (Watseka, Danville, Clifton, Hoopeston, Savoy, Bourbonnais, and Champaign), alongside a specialized loan production and wealth management office in Osage Beach, Missouri. The company was founded in 1883 and its main corporate office is located in Watseka, Illinois.

IF Bancorp, Inc. is headquartered in US.

IF Bancorp, Inc. (IROQ) stock trades at $26.55 with a market capitalization of $88.98M. The stock is valued at a price-to-earnings (P/E) ratio of 16.59, price-to-book of 0.99, price-to-sales of 1.86. Over the past 52 weeks the stock has ranged between $23.00 and $29.00, and currently trades 8.4% below its 52-week high. It pays a dividend yielding 1.51%.

On profitability, IF Bancorp, Inc. generates a return on equity (ROE) of 6.22%, return on capital employed of 0.87%, an operating margin of 14.87%, a net profit margin of 10.82%.

Official website: iroquoisfed.com

IF Bancorp, Inc. by the numbers, 2016–2025

Between 2016 and 2025 IF Bancorp, Inc. reported revenue of $24.0M rising to $48.0M, a change of +100.0% across 10 years. Compounded, revenue has grown 8.4% a year over five years, 17.0% over three, 6.7% over the last twelve months. Net profit held roughly flat to $4.0M.

Operating margin went from 22.8% in 2016 to 12.2% in 2025, a fall of 10.6 percentage points. The most recent net margin is 10.82%. On a trailing twelve-month basis to Dec '25, revenue is $48.0M and net profit $4.0M.

Borrowings held roughly flat from $71.0M to $73.0M, cash on hand is $7.7M, cash from operations was $7.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 5.8% over five years, and was 4.9% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

IF Bancorp, Inc. (IROQ) — frequently asked questions