NASDAQ · Financial Statements

Navient Corporation SR NT 6% 121543 (JSM) Financial Statements

$17.74 NASDAQ: JSM Market Cap $4.86B

Navient Corporation SR NT 6% 121543 most recently reported annual revenue of $3.1B, a net loss of $80.0M. Revenue declined at an average annual rate of 1.2% over the last 5 fiscal years. See the full income statement, balance sheet, and cash flow statement below, plus valuation and return ratios.

Navient Corporation SR NT 6% 121543: Revenue fell from $4.1B in 2016 to $3.1B in 2025, a change of -25.0% over 9 years; net profit was positive in 9 of 10 reported years; operating margin moved from 16.4% to 81.7%, a shift of +65.2 percentage points; the most recent year shows a net loss of $80.0M.

Income Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Revenue$4.1B$4.4B$4.9B$4.7B$3.3B$2.3B$1.7B$1.2B$3.8B$3.1B
Operating Expenses$3.5B$4.1B$2.0B$2.0B$1.9B$569.0M$444.0M$401.0M$996.0M$570.0M
Operating Profit$681.0M$292.0M$2.9B$2.7B$1.4B$1.7B$1.2B$755.0M$2.8B$2.5B
Operating Margin16.4%6.7%59.9%57.9%41.5%75.0%73.2%65.3%73.8%81.7%
Other Income$427.0M$472.0M$-2.4B$-1.9B$-838.0M$-767.0M$-387.0M$-442.0M$-2.6B$-2.6B
Interest$2.4B$3.0B$3.7B$3.5B$2.0B$1.3B$2.1B$3.6B$3.3B$2.6B
Depreciation$29.0M$23.0M$31.0M$25.0M$21.0M$19.0M$14.0M$10.0M$146.0M$3.0M
Profit Before Tax$1.1B$764.0M$528.0M$763.0M$532.0M$936.0M$827.0M$313.0M$174.0M$-111.0M
Tax$38.5M$61.8M$25.2M$21.8M$22.6M$23.4M$22.0M$27.2M$24.7M$27.9M
Net Profit$681.0M$292.0M$395.0M$597.0M$412.0M$717.0M$645.0M$228.0M$131.0M$-80.0M
EPS$2.11$1.04$1.50$2.56$2.11$4.17$4.48$1.85$1.20$-0.82
Dividend Payout0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Quarterly Results — Last 12 Quarters (USD millions)

8 duplicate period labels in the source data were collapsed.

MetricJun '23Sep '23Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26
Revenue$1.1B$350.0M$175.0M$275.0M$233.0M$948.0M$-13.0M$802.0M$778.0M$781.0M$746.0M$695.0M
Operating Expenses$364.0M$99.0M$1.4B$101.0M$87.0M$368.0M$-2.0B$176.0M$135.0M$137.0M$121.0M$121.0M
Operating Profit$733.0M$251.0M$-1.2B$174.0M$146.0M$580.0M$2.0B$626.0M$643.0M$644.0M$625.0M$574.0M
Operating Margin66.8%71.7%-691.4%63.3%62.7%61.2%-15369.2%78.0%82.7%82.5%83.8%82.6%
Interest$919.0M$879.0M$922.0M$875.0M$843.0M$828.0M$727.0M$672.0M$650.0M$639.0M$628.0M$564.0M
Profit Before Tax$96.0M$110.0M$-37.0M$88.0M$48.0M$12.0M$26.0M$-5.0M$18.0M$-117.0M$-7.0M$32.0M
Tax$31.3M$28.2M$24.3M$17.1M$25.0M$116.7M$7.7M$60.0M$22.2M$26.5M$14.3M$46.9M
Net Profit$66.0M$79.0M$-28.0M$73.0M$36.0M$-2.0M$24.0M$-2.0M$14.0M$-86.0M$-5.0M$17.0M
EPS$0.53$0.65$-0.24$0.64$0.32$-0.02$-0.98$-0.02$0.14$-0.87$-0.05$0.17

Over the 10 years reported for Navient Corporation SR NT 6% 121543, borrowings decreased from $112.4B in 2016 to $5.1B in 2025, cash stood at $2.1B in the latest year, shareholders' equity was $4.0M, current assets covered current liabilities 0.41 times.

Balance Sheet — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Total Assets$121.1B$115.0B$104.2B$94.9B$87.4B$80.6B$70.8B$61.4B$51.8B$48.7B
Current Assets$1.3B$1.5B$1.3B$1.2B$1.2B$905.0M$1.5B$839.0M$2.1B$2.1B
Cash$1.3B$1.5B$1.3B$1.2B$1.2B$905.0M$1.5B$839.0M$2.1B$2.1B
Inventory$0$0$0$0$0$0$0$0$0$0
Receivables$0$0$0$0$0$0$0$0$0$0
Fixed Assets$160.0M$156.0M$136.0M$135.0M$116.0M$95.0M$74.0M$62.0M$0$0
Capital Work in Progress$0$0$0$0$0$0$0$0$0$0
Investments$-3.3B$-3.0B$0$0$0$0$0$0$0$0
Other Assets$546.0M$702.0M$665.0M$665.0M$665.0M$670.0M$670.0M$670.0M$428.0M$434.0M
Total Liabilities$112.4B$105.0B$93.5B$81.7B$85.0B$78.0B$67.8B$58.6B$49.1B$46.3B
Current Liabilities$2.3B$4.8B$5.4B$8.5B$6.6B$2.5B$5.9B$4.2B$5.1B$5.1B
Borrowings$112.4B$105.0B$93.5B$81.7B$77.3B$74.5B$61.0B$53.4B$43.2B$5.1B
Other Liabilities$0$0$0$0$7.6B$3.5B$6.8B$5.2B$6.0B$41.2B
Equity$4.0M$4.0M$4.0M$4.0M$4.0M$4.0M$4.0M$4.0M$4.0M$4.0M
Reserves$3.7B$3.5B$3.5B$3.3B$2.4B$2.6B$3.0B$2.8B$2.6B$2.4B

For Navient Corporation SR NT 6% 121543, operating cash flow was positive in 10 of 10 reported years; free cash flow in the latest year was $441.0M; free cash flow was positive in 10 of 10 years; financing activities used $3.2B in the latest year, which covers debt repayment, dividends and buybacks.

Cash Flow Statement — 10 Years (USD millions)

Metric2016201720182019202020212022202320242025
Operating Cash Flow$1.3B$1.2B$1.1B$1.0B$987.0M$702.0M$305.0M$676.0M$459.0M$441.0M
Investing Cash Flow$11.3B$7.1B$10.5B$7.5B$6.4B$6.7B$10.6B$7.4B$8.5B$2.7B
Financing Cash Flow$-5.0B$-2.8B$-3.2B$-1.5B$-2.5B$-2.6B$783.0M$-403.0M$-374.0M$-3.2B
Net Cash Flow$3.1B$-66.0M$616.0M$-1.5B$-244.0M$41.0M$1.2B$-2.0B$-690.0M$1.0M
Free Cash Flow$1.3B$1.2B$1.1B$1.0B$987.0M$702.0M$305.0M$676.0M$459.0M$441.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.31
EV / EBITDA7.19
FCF Yield6.64%
Quick Ratio0.36
Interest Coverage1.00
Return 1Y2.62%
Return 3Y20.49%
Return 5Y-1.27%

Navient Corporation SR NT 6% 121543 (JSM) financials — frequently asked questions

What is Navient Corporation SR NT 6% 121543's annual revenue?

Navient Corporation SR NT 6% 121543 (JSM) reported annual revenue of $3.1B in its most recent fiscal year.

What is Navient Corporation SR NT 6% 121543's net profit?

Navient Corporation SR NT 6% 121543 (JSM) reported a net loss of $80.0M in its most recent fiscal year.

What is JSM EV/EBITDA?

Navient Corporation SR NT 6% 121543's enterprise value to EBITDA (EV/EBITDA) ratio is 7.19.

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)JPMorgan (JPM)

Related stock screens

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksHigh ROE StocksLow P/E StocksHigh Net Margin StocksDividend StocksLow Debt StocksNasdaq High ROE StocksAll stock screens
JSM Overview JSM Dividend Run Stock Screener

Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.