Navient Corporation SR NT 6% 121543 (JSM) Stock

About Navient Corporation SR NT 6% 121543

Navient Corporation specializes in providing asset management and business processing services to a diverse clientele, including those in education, healthcare, and governmental sectors at all levels—federal, state, and local. The company's operations are structured into four key segments: Federal Education Loans, Consumer Lending, Business Processing, and Other. The Federal Education Loans segment is dedicated to the ownership, servicing, and asset recovery of its FFELP (Federal Family Education Loan Program) loan portfolio. Through its Consumer Lending division, Navient engages in the origination, acquisition, ownership, and servicing of high-quality private education loans. The Business Processing segment focuses on delivering services to government and healthcare organizations. Lastly, the "Other" segment covers the corporate liquidity portfolio, profits or losses resulting from debt repurchases, unallocated expenses for shared services, and various restructuring or reorganization costs. Established in 1973, Navient maintains its corporate headquarters in Herndon, Virginia.

Navient Corporation SR NT 6% 121543 is headquartered in US.

Navient Corporation SR NT 6% 121543 (JSM) stock trades at $17.74 with a market capitalization of $4.86B. The stock is valued at a negative price-to-earnings (P/E) ratio of -29.51, reflecting a net loss over the last twelve months, price-to-book of 0.71, price-to-sales of 1.62. Over the past 52 weeks the stock has ranged between $17.57 and $20.65, and currently trades 14.1% below its 52-week high. It pays a dividend yielding 8.46%.

On profitability, Navient Corporation SR NT 6% 121543 generates a return on equity (ROE) of -2.45% (negative, reflecting a net loss), return on capital employed of 5.90%, an operating margin of 82.87%, a net profit margin of -2.00%.

Official website: www.salliemae.com

Navient Corporation SR NT 6% 121543 by the numbers, 2016–2025

Between 2016 and 2025 Navient Corporation SR NT 6% 121543 reported revenue of $4.1B rising to $3.1B, a change of -25.0% across 10 years. Compounded, revenue has grown -1.2% a year over five years, 23.3% over three, -18.4% over the last twelve months. Net profit fell to $-80.0M.

Operating margin went from 16.4% in 2016 to 81.7% in 2025, a gain of 65.2 percentage points. The most recent net margin is -2.00%. On a trailing twelve-month basis to Mar '26, revenue is $3.0B and net profit $-60.0M.

Borrowings fell from $112.4B to $5.1B, cash on hand is $2.1B, cash from operations was $441.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 11.8% over five years, and was -3.3% in the most recent year.

The share price itself has compounded at —% a year over five years, 5.6% over three, 0.2% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Navient Corporation SR NT 6% 121543 (JSM) — frequently asked questions