NASDAQ · Banks - Regional

MetroCity Bankshares, Inc. (MCBS) Stock

$35.74 +0.87% NASDAQ: MCBS Financial Services

Valuation

MetricValue
Price$35.74
Market Cap$1.03B
P/E Ratio12.07
P/B Ratio1.78
P/S Ratio3.85
EPS (TTM)$2.64
52-Week High$37.46
52-Week Low$24.53
Dividend Yield3.29%

Financials & Margins

MetricValue
ROE15.15%
ROA1.77%
ROCE2.13%
Gross Margin39.24%
Operating Margin39.24%
Net Margin30.49%
Debt/Equity0.79
Current Ratio29.20

Annual Financials (USD)

Metric20212022202320242025
Revenue$139.0M$162.0M$209.0M$234.0M$237.0M
Operating Profit$83.0M$91.0M$72.0M$87.0M$93.0M
Net Profit$62.0M$63.0M$52.0M$65.0M$69.0M
EPS$2.39$2.55$2.02$2.52$2.64
Op Margin59.4%56.2%34.4%37.3%39.2%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$3.1B$3.4B$3.5B$3.6B$4.8B
Total Liabilities$2.8B$3.1B$3.1B$3.2B$4.2B
Cash$433.0M$151.0M$142.0M$236.0M$371.0M
Borrowings$510.0M$384.0M$335.0M$383.0M$541.0M

Latest News

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend PR Newswire · Jul 15, 2026 Dividend Stocks To Consider In June 2026 Simply Wall St. · Jun 8, 2026 US Market's 3 Undiscovered Gems with Promising Potential Simply Wall St. · May 11, 2026 Top Dividend Stocks To Consider In May 2026 Simply Wall St. · May 8, 2026 There's A Lot To Like About MetroCity Bankshares' (NASDAQ:MCBS) Upcoming US$0.29 Dividend Simply Wall St. · Apr 26, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$65.0M$135.0M$82.0M$64.0M$137.0M
Investing Cash Flow$-931.0M$-654.0M$-115.0M$5.0M$-111.0M
Financing Cash Flow$778.0M$396.0M$62.0M$7.0M$-53.0M
Net Cash Flow$291.0M$-262.0M$-35.0M$105.0M$-1.0M
Free Cash Flow$65.0M$132.0M$77.0M$62.0M$137.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.98
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y22.92%
Return 3Y98.81%
Return 5Y129.07%

Ownership

Insiders Held20.92%
Institutions Held24.77%
Institutions Float Held31.32%
Institutional HolderSharesReport Date
Blackrock Inc.1,503,2402026-03-31
Vanguard Capital Management LLC878,1952026-03-31
American Century Companies Inc625,0522026-03-31
Geode Capital Management, LLC518,3742026-03-31
Dimensional Fund Advisors LP498,7882026-03-31

About MetroCity Bankshares, Inc.

MetroCity Bankshares, Inc. is led by CEO Nack Young Paek, employs 240 people, headquartered in US, publicly traded since 2019.

MetroCity Bankshares, Inc. (MCBS) stock trades at $35.74 with a market capitalization of $1.03B. The stock is valued at a price-to-earnings (P/E) ratio of 12.07, price-to-book of 1.78, price-to-sales of 3.85. Over the past 52 weeks the stock has ranged between $24.53 and $37.46, and currently trades 4.6% below its 52-week high. It pays a dividend yielding 3.29%.

On profitability, MetroCity Bankshares, Inc. generates a return on equity (ROE) of 15.15%, above the typical market range of roughly 12-15%, return on capital employed of 2.13%, an operating margin of 39.24%, a net profit margin of 30.49%.

MetroCity Bankshares, Inc. by the numbers, 2016–2025

Between 2016 and 2025 MetroCity Bankshares, Inc. reported revenue of $64.0M rising to $237.0M, a change of +270.3% across 10 years. Compounded, revenue has grown 18.1% a year over five years, 13.5% over three, 1.3% over the last twelve months. Net profit rose to $69.0M.

Operating margin went from 50.8% in 2016 to 39.2% in 2025, a fall of 11.6 percentage points. The most recent net margin is 30.49%. On a trailing twelve-month basis to Jun '26, revenue is $262.0M and net profit $79.0M.

Borrowings rose from $114.0M to $541.0M, cash from operations was $137.0M in the latest year, positive in 8 of the last 10.

Return on equity has averaged 16.2% over five years, and was 12.7% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

MetroCity Bankshares, Inc. (MCBS) — frequently asked questions

What is MetroCity Bankshares, Inc. (MCBS) stock price today?

MetroCity Bankshares, Inc. (MCBS) is currently trading at $35.74, up 0.87% today.

What is MCBS P/E ratio?

MetroCity Bankshares, Inc.'s P/E ratio is 12.07. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is MCBS return on equity (ROE)?

MetroCity Bankshares, Inc.'s return on equity (ROE) is 15.15%. ROE measures net income relative to shareholders' equity. This is above the typical market range of roughly 12-15%.

What is MetroCity Bankshares, Inc.'s market cap?

MetroCity Bankshares, Inc. has a market capitalization of $1.03B.

Does MCBS pay a dividend?

Yes. MetroCity Bankshares, Inc. currently yields 3.29%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does MCBS carry?

MetroCity Bankshares, Inc. has a debt-to-equity ratio of 0.79. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is MCBS's profit margin?

MetroCity Bankshares, Inc. reports a net profit margin of 30.49% — the share of revenue left after every cost, including tax and interest.

What sector is MCBS in?

MetroCity Bankshares, Inc. is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is MCBS listed on?

MetroCity Bankshares, Inc. trades on NASDAQ under the ticker MCBS.

What is MCBS's 52-week range?

Over the last year MetroCity Bankshares, Inc. has traded between $24.53 and $37.46.

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Screens MCBS currently matches

On the figures above, MetroCity Bankshares, Inc. passes the filters for 16 of our ready-made screens, among them Undervalued Stocks, Undervalued Dividend Stocks, Dividend Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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