NASDAQ · Banks - Regional

MCBS (MCBS) Stock

$34.63 -0.55% NASDAQ: MCBS Financial Services

Valuation

MetricValue
Price$34.63
Market Cap$992.50M
P/E Ratio12.03
P/B Ratio1.67
P/S Ratio3.65
EPS (TTM)$2.64
52-Week High$37.02
52-Week Low$24.53
Dividend Yield3.25%

Financials & Margins

MetricValue
ROE12.68%
ROA1.45%
ROCE17.10%
Gross Margin39.24%
Operating Margin39.24%
Net Margin29.67%
Debt/Equity0.79
Current Ratio29.20

Annual Financials (USD)

Metric20212022202320242025
Revenue$139.0M$162.0M$209.0M$234.0M$237.0M
Operating Profit$83.0M$91.0M$72.0M$87.0M$93.0M
Net Profit$62.0M$63.0M$52.0M$65.0M$69.0M
EPS$2.39$2.55$2.02$2.52$2.64
Op Margin59.4%56.2%34.4%37.3%39.2%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$3.1B$3.4B$3.5B$3.6B$4.8B
Total Liabilities$2.8B$3.1B$3.1B$3.2B$4.2B
Cash$433.0M$151.0M$142.0M$236.0M$371.0M
Borrowings$510.0M$384.0M$335.0M$383.0M$541.0M

Latest News

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend PR Newswire · Jul 15, 2026 Dividend Stocks To Consider In June 2026 Simply Wall St. · Jun 8, 2026 US Market's 3 Undiscovered Gems with Promising Potential Simply Wall St. · May 11, 2026 Top Dividend Stocks To Consider In May 2026 Simply Wall St. · May 8, 2026 There's A Lot To Like About MetroCity Bankshares' (NASDAQ:MCBS) Upcoming US$0.29 Dividend Simply Wall St. · Apr 26, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$65.0M$135.0M$82.0M$64.0M$137.0M
Investing Cash Flow$-931.0M$-654.0M$-115.0M$5.0M$-111.0M
Financing Cash Flow$778.0M$396.0M$62.0M$7.0M$-53.0M
Net Cash Flow$291.0M$-262.0M$-35.0M$105.0M$-1.0M
Free Cash Flow$65.0M$132.0M$77.0M$62.0M$137.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y22.92%
Return 3Y98.81%
Return 5Y129.07%

Ownership

Insiders Held20.92%
Institutions Held24.77%
Institutions Float Held31.32%
Institutional HolderSharesReport Date
Blackrock Inc.1,503,2402026-03-31
Vanguard Capital Management LLC878,1952026-03-31
American Century Companies Inc625,0522026-03-31
Geode Capital Management, LLC518,3742026-03-31
Dimensional Fund Advisors LP498,7882026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AMTB $28.43 -0.98% 17.87 $1.11B 1.60%
CAC $56.17 -0.55% 12.57 $950.10M 3.41%
CCBG $50.14 -0.67% 13.01 $858.06M 2.24%
GSBC $77.98 -0.37% 11.27 $849.45M 2.45%
HTBKHeritage Commerce Corp $13.45 +3.07% 17.24 $828.43M 7.73%

About MCBS

MCBS is led by CEO Nack Young Paek, employs 240 people, headquartered in US, publicly traded since 2019.

MCBS stock trades at $34.63 with a market capitalization of $992.50M. The stock is valued at a price-to-earnings (P/E) ratio of 12.03, price-to-book of 1.67, price-to-sales of 3.65. Over the past 52 weeks the stock has ranged between $24.53 and $37.02, and currently trades 6.5% below its 52-week high. It pays a dividend yielding 3.25%.

On profitability, MCBS generates a return on equity (ROE) of 12.68%, above the typical market average, return on capital employed of 17.10%, an operating margin of 39.24%, a net profit margin of 29.67%.

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