NASDAQ · Banks - Regional

NSTS (NSTS) Stock

$14.26 +0.00% NASDAQ: NSTS Financial Services

Valuation

MetricValue
Price$14.26
Market Cap$75.03M
P/E Ratio-2008.45
P/B Ratio0.88
P/S Ratio5.41
EPS (TTM)$-0.08
52-Week High$14.28
52-Week Low$10.72
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-0.05%
ROA-0.02%
ROCE-0.04%
Gross Margin-7.69%
Operating Margin-0.73%
Net Margin-0.31%
Debt/Equity0.35
Current Ratio0.25

Annual Financials (USD)

Metric20212022202320242025
Revenue$6.0M$7.0M$6.0M$12.0M$13.0M
Operating Profit$0$0$-3.0M$-1.0M$0
Net Profit$0$0$-4.0M$-1.0M$0
EPS$-0.01$0.01$-0.79$-0.16$-0.08
Op Margin-4.4%2.3%-45.8%-6.6%-2.9%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$341.0M$264.0M$257.0M$279.0M$267.0M
Total Liabilities$296.0M$184.0M$179.0M$202.0M$187.0M
Cash$125.0M$18.0M$33.0M$55.0M$35.0M
Borrowings$122.0M$32.0M$33.0M$32.0M$28.0M

Latest News

Brookfield Bancshares to Acquire NSTS Bancorp in $73.7 Million Deal MT Newswires · May 12, 2026 BROOKFIELD BANCSHARES, INC. AND FIRST NATIONAL BANK OF BROOKFIELD ANNOUNCE EXECUTION OF MERGER AGREEMENT TO ACQUIRE NSTS BANCORP, INC. AND NORTH SHORE TRUST AND SAVINGS GlobeNewswire · May 12, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$1.0M$3.0M$0$9.0M$4.0M
Investing Cash Flow$-12.0M$-45.0M$24.0M$-8.0M$-10.0M
Financing Cash Flow$99.0M$-107.0M$-12.0M$21.0M$-9.0M
Net Cash Flow$90.0M$-108.0M$18.0M$22.0M$-19.0M
Free Cash Flow$1.0M$3.0M$0$9.0M$4.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-5.27
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y14.25%
Return 3Y53.22%
Return 5Y—

Ownership

Insiders Held15.94%
Institutions Held23.52%
Institutions Float Held27.98%
Institutional HolderSharesReport Date
Alliancebernstein L.P.516,4612026-03-31
Vanguard Capital Management LLC189,9432026-03-31
Graham Capital Wealth Management, LLC100,8422026-03-31
Raffles Associates Lp93,7742026-03-31
Focus Partners Wealth60,7332026-03-31

About NSTS

NSTS is led by CEO Stephen G. Lear, employs 53 people, headquartered in US, publicly traded since 2022.

NSTS stock trades at $14.26 with a market capitalization of $75.03M. The stock is valued at a negative price-to-earnings (P/E) ratio of -2008.45, reflecting a net loss over the last twelve months, price-to-book of 0.88, price-to-sales of 5.41. Over the past 52 weeks the stock has ranged between $10.72 and $14.28, and currently trades at or near its 52-week high.

On profitability, NSTS generates a return on equity (ROE) of -0.05% (negative, reflecting a net loss), return on capital employed of -0.04%, an operating margin of -0.73%, a net profit margin of -0.31%.

NSTS by the numbers, 2019–2025

Between 2019 and 2025 NSTS reported revenue of $8.0M rising to $13.0M, a change of +62.5% across 7 years. Compounded, revenue has grown 13.2% a year over five years, 22.9% over three, 8.3% over the last twelve months. Net profit was $0 in 2025.

Operating margin went from 4.2% in 2019 to -2.9% in 2025, a fall of 7.1 percentage points. The most recent net margin is -0.31%. On a trailing twelve-month basis to Jun '26, revenue is $13.0M and net profit $0.

Borrowings rose from $20.0M to $28.0M, cash from operations was $4.0M in the latest year, positive in 5 of the last 7.

Return on equity has averaged -1.3% over five years, and was 0.0% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

NSTS (NSTS) — frequently asked questions

What is NSTS (NSTS) stock price today?

NSTS (NSTS) is currently trading at $14.26, up 0% today.

What is NSTS P/E ratio?

NSTS's P/E ratio is -2008.45. A negative P/E means the company reported a net loss over the last twelve months, so P/E is not a meaningful valuation measure for it right now.

What is NSTS return on equity (ROE)?

NSTS's return on equity (ROE) is -0.05%. ROE measures net income relative to shareholders' equity. A negative ROE means the company reported a net loss over the period.

What is NSTS's market cap?

NSTS has a market capitalization of $75.03M.

Does NSTS pay a dividend?

NSTS is not currently showing a dividend yield in our data, which means no recent cash dividend was recorded for it.

How much debt does NSTS carry?

NSTS has a debt-to-equity ratio of 0.35. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is NSTS's profit margin?

NSTS reports a net profit margin of -0.31% — the share of revenue left after every cost, including tax and interest.

What sector is NSTS in?

NSTS is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is NSTS listed on?

NSTS trades on NASDAQ under the ticker NSTS.

What is NSTS's 52-week range?

Over the last year NSTS has traded between $10.72 and $14.28.

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Screens NSTS currently matches

On the figures above, NSTS passes the filters for 1 of our ready-made screens, among them Micro Cap Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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