NYSE · Financial - Mortgages

Onity Group Inc. (ONIT) Stock

$25.70 -2.13% NYSE: ONIT Financial Services

Valuation

MetricValue
Price$25.70
Market Cap$214.71M
P/E Ratio1.62
P/B Ratio0.35
P/S Ratio0.19
EPS (TTM)$21.46
52-Week High$54.10
52-Week Low$25.06
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE23.42%
ROA1.15%
ROCE2.79%
Gross Margin55.30%
Operating Margin55.30%
Net Margin11.77%
Debt/Equity16.43
Current Ratio51.26

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.1B$1.0B$1.1B$1.1B$1.1B
Operating Profit$225.0M$271.0M$227.0M$248.0M$590.0M
Net Profit$18.0M$26.0M$-64.0M$34.0M$190.0M
EPS$1.93$2.85$-8.34$4.13$21.46
Op Margin20.9%27.1%19.8%23.2%55.3%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$12.1B$12.4B$12.5B$16.4B$16.2B
Total Liabilities$11.7B$11.9B$12.1B$15.9B$15.5B
Cash$193.0M$208.0M$202.0M$185.0M$181.0M
Borrowings$10.5B$10.5B$10.9B$14.7B$15.2B

Latest News

Onity Reports Deal Closing With Finance of America Reverse MT Newswires · Jul 1, 2026 Finance of America Unit Completes Acquisition of Onity's Reverse Mortgage Assets MT Newswires · Jul 1, 2026 Onity Group Announces Closing of Transaction with Finance of America Reverse GlobeNewswire · Jul 1, 2026 Finance of America Completes Acquisition of Reverse Mortgage Assets from Onity Business Wire · Jul 1, 2026 BTIG Reaffirms Buy Rating for Onity Group (ONIT) Insider Monkey · Jun 23, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-468.0M$173.0M$10.0M$-651.0M$-748.0M
Investing Cash Flow$-1.8B$-354.0M$-222.0M$441.0M$1.5B
Financing Cash Flow$-1.0M$38.0M$-31.0M$-2.0M$-8.0M
Net Cash Flow$-94.0M$11.0M$-19.0M$11.0M$-1.0M
Free Cash Flow$-1.3B$-32.0M$-112.0M$-689.0M$-1.1B

Valuation & Return Ratios

MetricValue
PEG Ratio0.01
EV / EBITDA31.86
FCF Yield-1014.97%
Quick Ratio12.60
Interest Coverage0.62
Return 1Y1.07%
Return 3Y11.02%
Return 5Y43.29%

Ownership

Insiders Held19.31%
Institutions Held59.33%
Institutions Float Held73.52%
Institutional HolderSharesReport Date
Long Focus Capital Management, LLC540,5982026-03-31
Blackrock Inc.491,8022026-03-31
Dimensional Fund Advisors LP464,4482026-03-31
Vanguard Capital Management LLC277,7162026-03-31
Wellington Management Group, LLP257,5892026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BCMLBayCom Corp $30.45 -4.55% 25.99 $332.52M 3.85%
CBANColony Bankcorp, Inc. $20.36 +0.54% 12.39 $432.06M 2.35%
CZNCCitizens & Northern Corp $27.75 +4.17% 17.37 $497.69M 4.37%
FMAOFarmers & Merchants Bancorp, Inc. $36.54 +1.81% 12.20 $503.27M 2.82%
FNLCFirst Bancorp, Inc (ME) $36.36 +0.53% 10.03 $410.22M 4.44%

About Onity Group Inc.

Onity Group Inc. is led by CEO Glen A. Messina, employs 4,200 people, headquartered in US, publicly traded since 1996.

Onity Group Inc. (ONIT) stock trades at $25.70 with a market capitalization of $214.71M. The stock is valued at a price-to-earnings (P/E) ratio of 1.62, price-to-book of 0.35, price-to-sales of 0.19. Over the past 52 weeks the stock has ranged between $25.06 and $54.10, and currently trades 52.5% below its 52-week high.

On profitability, Onity Group Inc. generates a return on equity (ROE) of 23.42%, above the typical market range of roughly 12-15%, return on capital employed of 2.79%, an operating margin of 55.30%, a net profit margin of 11.77%.

Onity Group Inc. by the numbers, 2016–2025

Between 2016 and 2025 Onity Group Inc. reported revenue of $1.4B rising to $1.1B, a change of -24.6% across 10 years. Compounded, revenue has grown 1.8% a year over five years, 2.2% over three, -0.2% over the last twelve months. Net profit rose to $190.0M.

Operating margin went from -15.6% in 2016 to 55.3% in 2025, a gain of 70.9 percentage points. The most recent net margin is 11.77%. On a trailing twelve-month basis to Jun '26, revenue is $1.2B and net profit $142.0M.

Borrowings rose from $6.1B to $15.2B, cash from operations was $-748.0M in the latest year, positive in 7 of the last 10.

Return on equity has averaged 6.1% over five years, and was 30.3% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Onity Group Inc. (ONIT) — frequently asked questions

What is Onity Group Inc. (ONIT) stock price today?

Onity Group Inc. (ONIT) is currently trading at $25.70, down 2.13% today.

What is ONIT P/E ratio?

Onity Group Inc.'s P/E ratio is 1.62. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is ONIT return on equity (ROE)?

Onity Group Inc.'s return on equity (ROE) is 23.42%. ROE measures net income relative to shareholders' equity. This is above the typical market range of roughly 12-15%.

What is Onity Group Inc.'s market cap?

Onity Group Inc. has a market capitalization of $214.71M.

Does ONIT pay a dividend?

Onity Group Inc. is not currently showing a dividend yield in our data, which means no recent cash dividend was recorded for it.

How much debt does ONIT carry?

Onity Group Inc. has a debt-to-equity ratio of 16.43. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is ONIT's profit margin?

Onity Group Inc. reports a net profit margin of 11.77% — the share of revenue left after every cost, including tax and interest.

What sector is ONIT in?

Onity Group Inc. is classified under Financial Services, in the Financial - Mortgages industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is ONIT listed on?

Onity Group Inc. trades on NYSE under the ticker ONIT.

What is ONIT's 52-week range?

Over the last year Onity Group Inc. has traded between $25.06 and $54.10.

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Screens ONIT currently matches

On the figures above, Onity Group Inc. passes the filters for 2 of our ready-made screens, among them Micro Cap Stocks, NYSE Listed Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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