OppFi Inc. (OPFI) Stock

About OppFi Inc.

OppFi Inc. (OPFI) stock trades at $5.42 with a market capitalization of $461.83M. The stock is valued at a price-to-earnings (P/E) ratio of 1.77, price-to-book of 0.97, price-to-sales of 0.83. Over the past 52 weeks the stock has ranged between $5.42 and $11.69, and currently trades 53.6% below its 52-week high.

On profitability, OppFi Inc. generates a return on equity (ROE) of 68.06%, above the typical market range of roughly 12-15%, return on capital employed of 26.48%, an operating margin of 44.88%, a net profit margin of 16.64%.

OppFi Inc. by the numbers, 2018–2025

Between 2018 and 2025 OppFi Inc. reported revenue of $54.0M rising to $597.0M, a change of +1005.6% across 8 years. Compounded, revenue has grown 15.5% a year over five years, 9.6% over three, 13.5% over the last twelve months. Net profit rose to $26.0M.

Operating margin went from 38.2% in 2018 to 32.4% in 2025, a fall of 5.8 percentage points. The most recent net margin is 16.64%. On a trailing twelve-month basis to Jun '26, revenue is $544.0M and net profit $102.0M.

Borrowings stand at $333.0M, cash from operations was $401.0M in the latest year, positive in 8 of the last 8.

Return on equity has averaged -30.8% over five years, and was 44.8% in the most recent year.

The share price itself has compounded at —% a year over five years, 59.8% over three, -36.9% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

OppFi Inc. (OPFI) — frequently asked questions