Provident Financial Holdings, Inc. (PROV) Stock

About Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc. is led by CEO Donavon Ternes, employs 94 people, headquartered in US, publicly traded since 1996.

Provident Financial Holdings, Inc. (PROV) stock trades at $18.20 with a market capitalization of $113.46M. The stock is valued at a price-to-earnings (P/E) ratio of 17.78, price-to-book of 0.92, price-to-sales of 1.92. Over the past 52 weeks the stock has ranged between $14.95 and $18.99, and currently trades 4.2% below its 52-week high. It pays a dividend yielding 3.06%.

On profitability, Provident Financial Holdings, Inc. generates a return on equity (ROE) of 5.23%, return on capital employed of 0.88%, an operating margin of 15.00%, a net profit margin of 11.16%.

Provident Financial Holdings, Inc. by the numbers, 2017–2026

Between 2017 and 2026 Provident Financial Holdings, Inc. reported revenue of $73.0M rising to $60.0M, a change of -17.8% across 10 years. Compounded, revenue has grown 8.4% a year over five years, 6.3% over three, 0.0% over the last twelve months. Net profit rose to $7.0M.

Operating margin went from 12.0% in 2017 to 16.2% in 2026, a gain of 4.1 percentage points. The most recent net margin is 11.16%. On a trailing twelve-month basis to Jun '26, revenue is $60.0M and net profit $6.0M.

Borrowings rose from $126.0M to $157.0M, cash from operations was $9.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 5.9% over five years, and was 5.6% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Provident Financial Holdings, Inc. (PROV) — frequently asked questions