NASDAQ · Insurance - Specialty

AMERISAFE, Inc. (AMSF) Stock

$26.31 -1.02% NASDAQ: AMSF Financial Services

Valuation

MetricValue
Price$26.31
Market Cap$487.68M
P/E Ratio9.44
P/B Ratio1.76
P/S Ratio1.31
EPS (TTM)$2.47
52-Week High$43.45
52-Week Low$23.20
Dividend Yield6.95%

Financials & Margins

MetricValue
ROE18.37%
ROA4.17%
ROCE12.07%
Gross Margin18.61%
Operating Margin18.61%
Net Margin14.00%
Debt/Equity0.00
Current Ratio0.61

Annual Financials (USD)

Metric20212022202320242025
Revenue$316.0M$295.0M$307.0M$309.0M$317.0M
Operating Profit$79.0M$68.0M$77.0M$69.0M$59.0M
Net Profit$66.0M$56.0M$62.0M$55.0M$47.0M
EPS$3.39$2.88$3.23$2.89$2.47
Op Margin25.1%22.9%25.2%22.3%18.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.4B$1.3B$1.2B$1.2B$1.1B
Total Liabilities$1.0B$952.0M$937.0M$900.0M$879.0M
Cash$71.0M$61.0M$39.0M$44.0M$62.0M
Borrowings$0$0$0$0$0

Latest News

Can AMSF Sustain Growth Despite a Tough Workers' Compensation Market? Zacks · Jul 13, 2026 AMERISAFE Earns Spot on Ward’s Top 50 Property and Casualty Insurers for 18th Consecutive Year Business Wire · Jul 10, 2026 GL Outperforms Industry, Trades at a Discount: How to Play the Stock? Zacks · Jul 9, 2026 AMERISAFE Announces 2026 Second Quarter Earnings Release and Conference Call Schedule Business Wire · Jul 1, 2026 Here's Why Investors Should Retain AMERISAFE Stock for Now Zacks · Jun 30, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$38.0M$28.0M$30.0M$24.0M$11.0M
Investing Cash Flow$70.0M$73.0M$43.0M$72.0M$66.0M
Financing Cash Flow$0$-12.0M$-3.0M$-6.0M$-13.0M
Net Cash Flow$9.0M$-9.0M$-23.0M$5.0M$18.0M
Free Cash Flow$37.0M$26.0M$29.0M$23.0M$9.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-1.78
EV / EBITDA12.25
FCF Yield4.38%
Quick Ratio0.40
Interest Coverage—
Return 1Y-26.27%
Return 3Y-29.10%
Return 5Y-9.65%

Ownership

Insiders Held2.03%
Institutions Held99.23%
Institutions Float Held101.29%
Institutional HolderSharesReport Date
Blackrock Inc.3,272,5792026-03-31
Neuberger Berman Group, LLC1,733,6732026-03-31
Goldman Sachs Group Inc964,6642026-03-31
Vanguard Capital Management LLC849,0282026-03-31
State Street Corporation799,1882026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ASICAtegrity Specialty Insurance Company Holdings $24.11 +1.30% 11.54 $1.16B 0.00%
EIGEmployers Holdings Inc $52.08 -1.21% 71.55 $935.38M 2.76%
GBLIGlobal Indemnity Group, LLC $24.13 -0.58% 10.32 $353.28M 5.75%
IGICInternational General Insurance Holdings Ltd. $24.74 -1.32% 9.89 $1.05B 1.22%
JRVRJames River Group Holdings, Inc. $3.97 -1.00% 6.99 $183.61M 1.15%

About AMERISAFE, Inc.

AMERISAFE, Inc. is led by CEO Gerry Janelle Frost, employs 362 people, headquartered in US, publicly traded since 2005.

AMERISAFE, Inc. (AMSF) stock trades at $26.31 with a market capitalization of $487.68M. The stock is valued at a price-to-earnings (P/E) ratio of 9.44, price-to-book of 1.76, price-to-sales of 1.31. Over the past 52 weeks the stock has ranged between $23.20 and $43.45, and currently trades 39.4% below its 52-week high. It pays a dividend yielding 6.95%.

On profitability, AMERISAFE, Inc. generates a return on equity (ROE) of 18.37%, above the typical market range of roughly 12-15%, return on capital employed of 12.07%, an operating margin of 18.61%, a net profit margin of 14.00%.

AMERISAFE, Inc. by the numbers, 2016–2025

Between 2016 and 2025 AMERISAFE, Inc. reported revenue of $397.0M rising to $317.0M, a change of -20.2% across 10 years. Compounded, revenue has grown -1.4% a year over five years, 2.4% over three, 2.6% over the last twelve months. Net profit fell to $47.0M.

Operating margin went from 28.4% in 2016 to 18.6% in 2025, a fall of 9.9 percentage points. The most recent net margin is 14.00%. On a trailing twelve-month basis to Jun '26, revenue is $336.0M and net profit $47.0M.

Borrowings stand at $0, cash from operations was $11.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 19.1% over five years, and was 18.6% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

AMERISAFE, Inc. (AMSF) — frequently asked questions

What is AMERISAFE, Inc. (AMSF) stock price today?

AMERISAFE, Inc. (AMSF) is currently trading at $26.31, down 1.02% today.

What is AMSF P/E ratio?

AMERISAFE, Inc.'s P/E ratio is 9.44. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is AMSF return on equity (ROE)?

AMERISAFE, Inc.'s return on equity (ROE) is 18.37%. ROE measures net income relative to shareholders' equity. This is above the typical market range of roughly 12-15%.

What is AMERISAFE, Inc.'s market cap?

AMERISAFE, Inc. has a market capitalization of $487.68M.

Does AMSF pay a dividend?

Yes. AMERISAFE, Inc. currently yields 6.95%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does AMSF carry?

AMERISAFE, Inc. has a debt-to-equity ratio of 0.00. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is AMSF's profit margin?

AMERISAFE, Inc. reports a net profit margin of 14.00% — the share of revenue left after every cost, including tax and interest.

What sector is AMSF in?

AMERISAFE, Inc. is classified under Financial Services, in the Insurance - Specialty industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is AMSF listed on?

AMERISAFE, Inc. trades on NASDAQ under the ticker AMSF.

What is AMSF's 52-week range?

Over the last year AMERISAFE, Inc. has traded between $23.20 and $43.45.

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Screens AMSF currently matches

On the figures above, AMERISAFE, Inc. passes the filters for 21 of our ready-made screens, among them Small Cap Stocks, Stocks With PE Under 20, Debt Free Stocks Under $100. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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