Arrow Financial Corporation (AROW) Stock

About Arrow Financial Corporation

Arrow Financial Corporation is led by CEO David S. DeMarco, employs 580 people, headquartered in US, publicly traded since 1980.

Arrow Financial Corporation (AROW) stock trades at $38.37 with a market capitalization of $710.75M. The stock is valued at a price-to-earnings (P/E) ratio of 12.11, price-to-book of 1.39, price-to-sales of 2.95. Over the past 52 weeks the stock has ranged between $25.88 and $42.70, and currently trades 10.1% below its 52-week high. It pays a dividend yielding 3.18%.

On profitability, Arrow Financial Corporation generates a return on equity (ROE) of 11.82%, return on capital employed of 6.63%, an operating margin of 22.63%, a net profit margin of 24.21%.

Arrow Financial Corporation by the numbers, 2016–2025

Between 2016 and 2025 Arrow Financial Corporation reported revenue of $105.0M rising to $243.0M, a change of +131.4% across 10 years. Compounded, revenue has grown 10.9% a year over five years, 14.7% over three, 9.0% over the last twelve months. Net profit rose to $44.0M.

Operating margin went from 36.0% in 2016 to 22.8% in 2025, a fall of 13.2 percentage points. The most recent net margin is 24.21%. On a trailing twelve-month basis to Jun '26, revenue is $211.0M and net profit $51.0M.

Borrowings fell from $357.0M to $29.0M, cash from operations was $41.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 10.6% over five years, and was 10.2% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Arrow Financial Corporation (AROW) — frequently asked questions