NASDAQ · Banks - Regional

Bridgewater Bancshares, Inc. (BWB) Stock

$20.58 -0.44% NASDAQ: BWB Financial Services

Valuation

MetricValue
Price$20.58
Market Cap$573.85M
P/E Ratio10.90
P/B Ratio1.05
P/S Ratio2.26
EPS (TTM)$1.50
52-Week High$22.62
52-Week Low$12.79
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE10.78%
ROA1.05%
ROCE3.23%
Gross Margin21.23%
Operating Margin20.89%
Net Margin22.07%
Debt/Equity0.84
Current Ratio0.11

Annual Financials (USD)

Metric20212022202320242025
Revenue$134.0M$169.0M$227.0M$251.0M$292.0M
Operating Profit$62.0M$72.0M$53.0M$43.0M$61.0M
Net Profit$46.0M$53.0M$40.0M$33.0M$46.0M
EPS$1.54$1.72$1.27$1.03$1.50
Op Margin45.9%42.4%23.1%17.0%21.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$3.5B$4.3B$4.6B$5.1B$5.4B
Total Liabilities$3.1B$4.0B$4.2B$4.6B$4.9B
Cash$145.0M$88.0M$129.0M$234.0M$124.0M
Borrowings$135.0M$477.0M$413.0M$453.0M$508.0M

Latest News

Pathward Financial (CASH) Earnings Expected to Grow: What to Know Ahead of Next Week's Release Zacks · Jul 15, 2026 Bridgewater (BWB) Earnings Expected to Grow: Should You Buy? Zacks · Jul 14, 2026 Bridgewater Bancshares, Inc. to Announce Second Quarter 2026 Financial Results and Host Earnings Conference Call Business Wire · Jul 7, 2026 Bridgewater Bank Earns Esteemed ‘Outstanding’ Community Reinvestment Act Performance Rating for Third Consecutive Exam Business Wire · Jul 7, 2026 Bridgewater Bancshares Insider Sold Shares Worth $371,084, According to a Recent SEC Filing MT Newswires · May 22, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$54.0M$85.0M$30.0M$46.0M$28.0M
Investing Cash Flow$-572.0M$-940.0M$-212.0M$-99.0M$-423.0M
Financing Cash Flow$443.0M$746.0M$2.0M$114.0M$231.0M
Net Cash Flow$-17.0M$-56.0M$42.0M$101.0M$-106.0M
Free Cash Flow$53.0M$83.0M$27.0M$42.0M$22.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.20
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y26.60%
Return 3Y82.32%
Return 5Y32.94%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BCMLBayCom Corp $30.45 -4.55% 25.99 $332.52M 3.85%
BFSTBusiness First Bancshares, Inc. $31.80 -0.44% 10.96 $1.04B 1.94%
BHBBar Harbor Bankshares, Inc. $40.46 +2.51% 13.28 $678.36M 3.45%
CBNAChain Bridge Bancorp, Inc. $51.00 +0.29% 11.64 $334.65M 0.00%
CWBCCommunity West Bancshares $25.96 -1.26% 14.27 $546.57M 1.81%

About Bridgewater Bancshares, Inc.

Bridgewater Bancshares, Inc. is led by CEO Gerald John Baack, employs 292 people, headquartered in US, publicly traded since 2018.

Bridgewater Bancshares, Inc. (BWB) stock trades at $20.58 with a market capitalization of $573.85M. The stock is valued at a price-to-earnings (P/E) ratio of 10.90, price-to-book of 1.05, price-to-sales of 2.26. Over the past 52 weeks the stock has ranged between $12.79 and $22.62, and currently trades 9.0% below its 52-week high.

On profitability, Bridgewater Bancshares, Inc. generates a return on equity (ROE) of 10.78%, return on capital employed of 3.23%, an operating margin of 20.89%, a net profit margin of 22.07%.

Bridgewater Bancshares, Inc. by the numbers, 2016–2025

Between 2016 and 2025 Bridgewater Bancshares, Inc. reported revenue of $53.0M rising to $292.0M, a change of +450.9% across 10 years. Compounded, revenue has grown 19.3% a year over five years, 20.0% over three, 16.3% over the last twelve months. Net profit rose to $46.0M.

Operating margin went from 40.0% in 2016 to 21.1% in 2025, a fall of 18.9 percentage points. The most recent net margin is 22.07%. On a trailing twelve-month basis to Jun '26, revenue is $254.0M and net profit $56.0M.

Borrowings rose from $116.0M to $508.0M, cash from operations was $28.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 10.2% over five years, and was 8.9% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Bridgewater Bancshares, Inc. (BWB) — frequently asked questions

What is Bridgewater Bancshares, Inc. (BWB) stock price today?

Bridgewater Bancshares, Inc. (BWB) is currently trading at $20.58, down 0.44% today.

What is BWB P/E ratio?

Bridgewater Bancshares, Inc.'s P/E ratio is 10.90. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is BWB return on equity (ROE)?

Bridgewater Bancshares, Inc.'s return on equity (ROE) is 10.78%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is Bridgewater Bancshares, Inc.'s market cap?

Bridgewater Bancshares, Inc. has a market capitalization of $573.85M.

Does BWB pay a dividend?

Bridgewater Bancshares, Inc. is not currently showing a dividend yield in our data, which means no recent cash dividend was recorded for it.

How much debt does BWB carry?

Bridgewater Bancshares, Inc. has a debt-to-equity ratio of 0.84. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is BWB's profit margin?

Bridgewater Bancshares, Inc. reports a net profit margin of 22.07% — the share of revenue left after every cost, including tax and interest.

What sector is BWB in?

Bridgewater Bancshares, Inc. is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is BWB listed on?

Bridgewater Bancshares, Inc. trades on NASDAQ under the ticker BWB.

What is BWB's 52-week range?

Over the last year Bridgewater Bancshares, Inc. has traded between $12.79 and $22.62.

Related Financial Services Stocks

BRK.A Berkshire Hathaway Inc. $733370.00 +0.00% BRK.B Berkshire Hathaway Inc. New $482.70 +0.00% JPM JP Morgan Chase & Co. $331.58 -1.47% V Visa Inc. $407.92 -1.55% MA Mastercard Incorporated $623.60 -1.52% BAC Bank of America Corporation $50.56 -1.02% HSBC HSBC Holdings, plc $90.68 -1.32% MS Morgan Stanley $179.49 -2.44% RY Royal Bank Of Canada $201.17 -0.44% GS Goldman Sachs Group, Inc. (The) $875.68 -1.75% WFC Wells Fargo & Company $82.39 -0.75% MUFG Mitsubishi UFJ Financial Group, Inc. $21.07 -1.59%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens BWB currently matches

On the figures above, Bridgewater Bancshares, Inc. passes the filters for 12 of our ready-made screens, among them Low PE Stocks, Small Cap Stocks, Stocks With PE Under 20. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

Low PE StocksSmall Cap StocksStocks With PE Under 20Small Cap Low PE StocksStocks Under $100Stocks Under $50Small Cap Value StocksStocks With PE Under 25Stocks With PE Under 30Debt to Equity Below 1 StocksLow PE and PB StocksNegative Working Capital Stocks

Related stock screens

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksHigh ROE StocksLow P/E StocksHigh Net Margin StocksDividend StocksLow Debt StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides

Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.