C&F Financial Corporation (CFFI) Stock

About C&F Financial Corporation

C&F Financial Corporation is led by CEO Thomas F. Cherry, publicly traded since 1998.

C&F Financial Corporation (CFFI) stock trades at $107.33 with a market capitalization of $349.00M. The stock is valued at a price-to-earnings (P/E) ratio of 10.96, price-to-book of 1.15, price-to-sales of 1.67. Over the past 52 weeks the stock has ranged between $64.71 and $108.23, and currently trades at or near its 52-week high. It pays a dividend yielding 1.95%.

On profitability, C&F Financial Corporation generates a return on equity (ROE) of 10.99%, return on capital employed of 9.31%, an operating margin of 17.74%, a net profit margin of 15.15%.

C&F Financial Corporation by the numbers, 2016–2025

Between 2016 and 2025 C&F Financial Corporation reported revenue of $115.0M rising to $186.0M, a change of +61.7% across 10 years. Compounded, revenue has grown 4.7% a year over five years, 14.8% over three, 11.4% over the last twelve months. Net profit rose to $27.0M.

Operating margin went from 15.5% in 2016 to 17.8% in 2025, a gain of 2.3 percentage points. The most recent net margin is 15.15%. On a trailing twelve-month basis to Jun '26, revenue is $193.0M and net profit $30.0M.

Borrowings fell from $165.0M to $113.0M, cash from operations was $24.0M in the latest year, positive in 8 of the last 10.

Return on equity has averaged 11.8% over five years, and was 10.3% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

C&F Financial Corporation (CFFI) — frequently asked questions