Cullen/Frost Bankers, Inc. (CFR) Stock

About Cullen/Frost Bankers, Inc.

Cullen/Frost Bankers, Inc. is led by CEO Phillip D. Green, employs 6,008 people, headquartered in San Antonio, US, publicly traded since 1980.

Cullen/Frost Bankers, Inc. (CFR) stock trades at $157.05 with a market capitalization of $9.76B. The stock is valued at a price-to-earnings (P/E) ratio of 14.51, price-to-book of 2.09, price-to-sales of 3.62. Over the past 52 weeks the stock has ranged between $119.00 and $170.80, and currently trades 8.1% below its 52-week high. It pays a dividend yielding 2.66%.

On profitability, Cullen/Frost Bankers, Inc. generates a return on equity (ROE) of 15.04%, above the typical market range of roughly 12-15%, return on capital employed of 1.66%, an operating margin of 28.54%, a net profit margin of 25.86%.

Cullen/Frost Bankers, Inc. by the numbers, 2016–2025

Between 2016 and 2025 Cullen/Frost Bankers, Inc. reported revenue of $1.1B rising to $2.9B, a change of +156.6% across 10 years. Compounded, revenue has grown 14.5% a year over five years, 15.8% over three, 2.5% over the last twelve months. Net profit rose to $649.0M.

Operating margin went from 30.0% in 2016 to 26.4% in 2025, a fall of 3.6 percentage points. The most recent net margin is 25.86%. On a trailing twelve-month basis to Jun '26, revenue is $2.6B and net profit $683.0M.

Borrowings rose from $1.2B to $4.8B, cash from operations was $274.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 14.7% over five years, and was 14.2% in the most recent year.

The share price itself has compounded at 7.8% a year over five years, 12.8% over three, 21.1% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Cullen/Frost Bankers, Inc. (CFR) — frequently asked questions