NYSE · Banks - Regional

CFR (CFR) Stock

$158.32 -1.59% NYSE: CFR Financial Services

Valuation

MetricValue
Price$158.32
Market Cap$9.84B
P/E Ratio14.17
P/B Ratio2.08
P/S Ratio3.28
EPS (TTM)$9.92
52-Week High$167.98
52-Week Low$119.00
Dividend Yield2.77%

Financials & Margins

MetricValue
ROE15.47%
ROA1.28%
ROCE16.88%
Gross Margin80.13%
Operating Margin28.54%
Net Margin24.00%
Debt/Equity1.03
Current Ratio0.21

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.4B$1.9B$2.6B$2.9B$2.9B
Operating Profit$490.0M$669.0M$712.0M$696.0M$772.0M
Net Profit$443.0M$579.0M$598.0M$583.0M$649.0M
EPS$6.74$8.79$9.08$8.87$9.92
Op Margin35.1%35.6%26.9%24.4%26.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$50.9B$52.9B$50.8B$52.5B$53.0B
Total Liabilities$46.4B$49.8B$47.1B$48.6B$48.5B
Cash$16.5B$11.8B$8.6B$10.2B$8.9B
Borrowings$3.0B$4.9B$4.4B$4.6B$4.8B

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$648.0M$723.0M$479.0M$990.0M$274.0M
Investing Cash Flow$-2.6B$-8.4B$-1.1B$-309.0M$-1.7B
Financing Cash Flow$7.7B$1.3B$-2.1B$764.0M$37.0M
Net Cash Flow$6.3B$-4.6B$-3.3B$1.5B$-1.4B
Free Cash Flow$582.0M$620.0M$320.0M$862.0M$127.0M

Valuation & Return Ratios

MetricValue
PEG Ratio4.14
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y27.38%
Return 3Y84.33%
Return 5Y63.05%

About CFR

CFR is led by CEO Phillip D. Green, employs 6,008 people, headquartered in San Antonio, US, publicly traded since 1980.

CFR stock trades at $158.32 with a market capitalization of $9.84B. The stock is valued at a price-to-earnings (P/E) ratio of 14.17, price-to-book of 2.08, price-to-sales of 3.28. Over the past 52 weeks the stock has ranged between $119.00 and $167.98, and currently trades 5.8% below its 52-week high. It pays a dividend yielding 2.77%.

On profitability, CFR generates a return on equity (ROE) of 15.47%, above the typical market average, return on capital employed of 16.88%, an operating margin of 28.54%, a net profit margin of 24.00%.

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