Citizens, Inc. Class A Common Stock ($1.00 Par) (CIA) Stock

About Citizens, Inc. Class A Common Stock ($1.00 Par)

Citizens, Inc. Class A Common Stock ($1.00 Par) is led by CEO Jon Scott Stenberg, publicly traded since 1980.

Citizens, Inc. Class A Common Stock ($1.00 Par) (CIA) stock trades at $3.60 with a market capitalization of $182.32M. The stock is valued at a price-to-earnings (P/E) ratio of 15.16, price-to-book of 0.76, price-to-sales of 0.71. Over the past 52 weeks the stock has ranged between $3.34 and $6.54, and currently trades 45.0% below its 52-week high.

On profitability, Citizens, Inc. Class A Common Stock ($1.00 Par) generates a return on equity (ROE) of 4.96%, return on capital employed of 0.83%, an operating margin of 8.38%, a net profit margin of 4.57%.

Citizens, Inc. Class A Common Stock ($1.00 Par) by the numbers, 2016–2025

Between 2016 and 2025 Citizens, Inc. Class A Common Stock ($1.00 Par) reported revenue of $245.0M rising to $256.0M, a change of +4.5% across 10 years. Compounded, revenue has grown 1.4% a year over five years, 3.2% over three, 4.5% over the last twelve months. Net profit rose to $15.0M.

Operating margin went from 2.2% in 2016 to 6.8% in 2025, a gain of 4.6 percentage points. The most recent net margin is 4.57%. On a trailing twelve-month basis to Jun '26, revenue is $253.0M and net profit $11.0M.

Borrowings stand at $0, cash from operations was $18.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 14.1% over five years, and was 6.4% in the most recent year.

The share price itself has compounded at 1.7% a year over five years, 34.5% over three, 59.0% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Citizens, Inc. Class A Common Stock ($1.00 Par) (CIA) — frequently asked questions