Capital One Financial Corporation (COF) Stock

About Capital One Financial Corporation

Capital One Financial Corporation is led by CEO Richard D. Fairbank, employs 76,300 people, headquartered in McLean, US, publicly traded since 1994.

Capital One Financial Corporation (COF) stock trades at $201.34 with a market capitalization of $123.52B. The stock is valued at a price-to-earnings (P/E) ratio of 12.39, price-to-book of 1.09, price-to-sales of 1.56. Over the past 52 weeks the stock has ranged between $174.24 and $259.64, and currently trades 22.5% below its 52-week high. It pays a dividend yielding 1.60%.

On profitability, Capital One Financial Corporation generates a return on equity (ROE) of 9.28%, return on capital employed of 8.79%, an operating margin of 3.29%, a net profit margin of 13.38%.

In its most recent fiscal year, Capital One Financial Corporation reported annual revenue of $69.3B, net profit of $2.5B. Over the last 5 fiscal years, revenue grew at an average annual rate of 17.0%, and net profit declined at an average annual rate of 2.0%.

The balance sheet shows a debt-to-equity ratio of 0.40 (debt below half of shareholders' equity), a current ratio of 0.36, total assets of $669.0B, $57.4B in cash and equivalents. For banks and other lenders, borrowing and deposits are part of the business model, so debt-to-equity and the current ratio read differently than for other companies.

COF has an average daily trading volume of 3,950,496 shares, a beta of 1.02.

Capital One Financial Corporation by the numbers, 2016–2025

Between 2016 and 2025 Capital One Financial Corporation reported revenue of $27.5B rising to $69.3B, a change of +151.7% across 10 years. Compounded, revenue has grown 17.0% a year over five years, 21.8% over three, 28.4% over the last twelve months. Net profit fell to $2.5B.

Operating margin went from 19.9% in 2016 to 3.3% in 2025, a fall of 16.6 percentage points. The most recent net margin is 13.38%. On a trailing twelve-month basis to Jun '26, revenue is $78.6B and net profit $10.5B.

Borrowings fell from $60.5B to $51.0B, cash on hand is $168.8B, cash from operations was $27.7B in the latest year, positive in 10 of the last 10.

Return on equity has averaged 10.5% over five years, and was 2.2% in the most recent year.

The share price itself has compounded at 7.0% a year over five years, 24.4% over three, -4.3% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Capital One Financial Corporation (COF) — frequently asked questions