Direct Line Insurance Group plc (DIISF) Stock

About Direct Line Insurance Group plc

Direct Line Insurance Group plc (DIISF) is a leading provider of general insurance solutions within the United Kingdom. The company structures its operations across several key divisions: Motor, Home, Rescue & Other Personal Lines, and Commercial. For individual consumers, its extensive portfolio encompasses policies for vehicles, homes, travel, credit protection, and pets, alongside bespoke insurance designed for high-net-worth clientele. Small and medium-sized businesses also benefit from its specialized commercial insurance offerings. Beyond policy provision, the group extends its services to include motor vehicle repair, legal support, breakdown recovery, and various management, operational, and intermediary functions. Direct Line distributes its insurance products through a diverse array of channels, including direct sales via price comparison websites and telephone, as well as through strategic partnerships and independent brokers. It operates a strong family of brands, such as Direct Line, Churchill, Green Flag, Privilege, NIG, Direct Line for Business, DLG Partnerships, DLG Legal Services, Darwin, and DLG Auto Services. Founded in 1985 and headquartered in Bromley, United Kingdom, the company was initially known as RBS Insurance Group Limited before officially adopting the name Direct Line Insurance Group plc in February 2012.

Direct Line Insurance Group plc is headquartered in GB.

Direct Line Insurance Group plc (DIISF) stock trades at $3.48 with a market capitalization of $4.53B. The stock is valued at a price-to-earnings (P/E) ratio of 34.35, price-to-book of 1.60, price-to-sales of 0.87. Over the past 52 weeks the stock has ranged between $2.09 and $4.17, and currently trades 16.5% below its 52-week high.

On profitability, Direct Line Insurance Group plc generates a return on equity (ROE) of 6.65%, return on capital employed of 2.56%, an operating margin of 4.81%, a net profit margin of 3.58%.

Official website: www.directlinegroup.co.uk

Direct Line Insurance Group plc by the numbers, 2015–2024

Between 2015 and 2024 Direct Line Insurance Group plc reported revenue of $3.2B rising to $4.5B, a change of +42.0% across 10 years. Compounded, revenue has grown 6.7% a year over five years, 12.0% over three, 22.9% over the last twelve months. Net profit fell to $163.0M.

Operating margin went from 17.9% in 2015 to 4.8% in 2024, a fall of 13.1 percentage points. The most recent net margin is 3.58%. On a trailing twelve-month basis to Dec '24, revenue is $8.4B and net profit $369.0M.

Borrowings fell from $582.0M to $440.0M, cash on hand is $1.2B, cash from operations was $-364.0M in the latest year, positive in 9 of the last 10.

Return on equity has averaged 7.6% over five years, and was 6.6% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Direct Line Insurance Group plc (DIISF) — frequently asked questions