NASDAQ · Software - Application

Expensify, Inc. (EXFY) Stock

$2.59 +1.57% NASDAQ: EXFY Technology

Valuation

MetricValue
Price$2.59
Market Cap$249.77M
P/E Ratio-13.51
P/B Ratio1.60
P/S Ratio1.57
EPS (TTM)$-0.23
52-Week High$2.81
52-Week Low$0.69
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-11.54%
ROA-8.42%
ROCE-7.85%
Gross Margin-12.68%
Operating Margin-12.68%
Net Margin-11.31%
Debt/Equity0.05
Current Ratio3.33

Annual Financials (USD)

Metric20212022202320242025
Revenue$143.0M$169.0M$151.0M$139.0M$142.0M
Operating Profit$-10.0M$-15.0M$-33.0M$-1.0M$-18.0M
Net Profit$-14.0M$-27.0M$-41.0M$-10.0M$-21.0M
EPS$-0.17$-0.33$-0.50$-0.12$-0.23
Op Margin-7.2%-9.0%-22.0%-0.6%-12.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$183.0M$210.0M$177.0M$174.0M$186.0M
Total Liabilities$107.0M$113.0M$76.0M$45.0M$53.0M
Cash$98.0M$104.0M$48.0M$49.0M$63.0M
Borrowings$70.0M$68.0M$30.0M$6.0M$6.0M

Latest News

Expensify Shares Rise Following Launch of Consolidated Travel Billing for U.S. Businesses (EXFY) InvestorsHub · Jul 13, 2026 Expensify Launches Consolidated Travel Billing to Simplify How Companies Pay for Business Travel Business Wire · Jul 13, 2026 Expensify's AI Expands to Expense Automation, Spend Insights, and Agents Business Wire · Jul 1, 2026 Expensify (EXFY) Stock Could Be 39% Overvalued After Its MCP AI Launch Simply Wall St. · Jun 21, 2026 Does Expensify’s (EXFY) New AI MCP Reveal a Deeper Superapp Ambition or a Focus Shift? Simply Wall St. · Jun 20, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$5.0M$33.0M$2.0M$24.0M$20.0M
Investing Cash Flow$-15.0M$-4.0M$-15.0M$-15.0M$-4.0M
Financing Cash Flow$4.0M$-11.0M$-4.0M$-3.0M$-9.0M
Net Cash Flow$78.0M$22.0M$-51.0M$-6.0M$14.0M
Free Cash Flow$-2.0M$31.0M$-6.0M$16.0M$20.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.79
EV / EBITDA-218.85
FCF Yield6.15%
Quick Ratio3.50
Interest Coverage—
Return 1Y-17.35%
Return 3Y-76.71%
Return 5Y—

Ownership

Insiders Held23.97%
Institutions Held36.43%
Institutions Float Held47.91%
Institutional HolderSharesReport Date
Blackrock Inc.3,994,5062026-03-31
Palogic Value Management, LP2,522,5662026-03-31
Verition Fund Management, LLC2,350,0002026-03-31
Vanguard Capital Management LLC2,305,6902026-03-31
Acadian Asset Management. LLC2,210,6062026-03-31

About Expensify, Inc.

Expensify, Inc. is led by CEO David Barrett, employs 117 people, headquartered in US, publicly traded since 2021.

Expensify, Inc. (EXFY) stock trades at $2.59 with a market capitalization of $249.77M. The stock is valued at a negative price-to-earnings (P/E) ratio of -13.51, reflecting a net loss over the last twelve months, price-to-book of 1.60, price-to-sales of 1.57. Over the past 52 weeks the stock has ranged between $0.69 and $2.81, and currently trades 7.8% below its 52-week high.

On profitability, Expensify, Inc. generates a return on equity (ROE) of -11.54% (negative, reflecting a net loss), return on capital employed of -7.85%, an operating margin of -12.68%, a net profit margin of -11.31%.

Expensify, Inc. by the numbers, 2019–2025

Between 2019 and 2025 Expensify, Inc. reported revenue of $80.0M rising to $142.0M, a change of +77.5% across 7 years. Compounded, revenue has grown 10.0% a year over five years, -5.6% over three, 2.2% over the last twelve months. Net profit fell to $-21.0M.

Operating margin went from 1.6% in 2019 to -12.7% in 2025, a fall of 14.2 percentage points. The most recent net margin is -11.31%. On a trailing twelve-month basis to Jun '26, revenue is $138.0M and net profit $-15.0M.

Borrowings fell from $44.0M to $6.0M, cash from operations was $20.0M in the latest year, positive in 7 of the last 7.

Return on equity has averaged -22.0% over five years, and was -15.8% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Expensify, Inc. (EXFY) — frequently asked questions

What is Expensify, Inc. (EXFY) stock price today?

Expensify, Inc. (EXFY) is currently trading at $2.59, up 1.57% today.

What is EXFY P/E ratio?

Expensify, Inc.'s P/E ratio is -13.51. A negative P/E means the company reported a net loss over the last twelve months, so P/E is not a meaningful valuation measure for it right now.

What is EXFY return on equity (ROE)?

Expensify, Inc.'s return on equity (ROE) is -11.54%. ROE measures net income relative to shareholders' equity. A negative ROE means the company reported a net loss over the period.

What is Expensify, Inc.'s market cap?

Expensify, Inc. has a market capitalization of $249.77M.

Does EXFY pay a dividend?

Expensify, Inc. is not currently showing a dividend yield in our data, which means no recent cash dividend was recorded for it.

How much debt does EXFY carry?

Expensify, Inc. has a debt-to-equity ratio of 0.05. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is EXFY's profit margin?

Expensify, Inc. reports a net profit margin of -11.31% — the share of revenue left after every cost, including tax and interest.

What sector is EXFY in?

Expensify, Inc. is classified under Technology, in the Software - Application industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is EXFY listed on?

Expensify, Inc. trades on NASDAQ under the ticker EXFY.

What is EXFY's 52-week range?

Over the last year Expensify, Inc. has traded between $0.69 and $2.81.

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Screens EXFY currently matches

On the figures above, Expensify, Inc. passes the filters for 4 of our ready-made screens, among them Penny Stocks, Stocks Under $5, Stocks Under $10. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.