NASDAQ · Banks - Regional

First Bancorp (FBNC) Stock

$64.44 +0.81% NASDAQ: FBNC Financial Services

Valuation

MetricValue
Price$64.44
Market Cap$2.67B
P/E Ratio19.36
P/B Ratio1.50
P/S Ratio6.03
EPS (TTM)$2.68
52-Week High$66.78
52-Week Low$45.96
Dividend Yield1.54%

Financials & Margins

MetricValue
ROE8.01%
ROA1.02%
ROCE2.53%
Gross Margin26.52%
Operating Margin26.52%
Net Margin31.13%
Debt/Equity0.04
Current Ratio0.24

Annual Financials (USD)

Metric20212022202320242025
Revenue$325.0M$408.0M$541.0M$531.0M$543.0M
Operating Profit$120.0M$185.0M$132.0M$98.0M$144.0M
Net Profit$96.0M$147.0M$104.0M$76.0M$111.0M
EPS$2.68$4.12$2.51$1.84$2.68
Op Margin37.0%45.4%24.4%18.5%26.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$10.5B$10.6B$12.1B$12.1B$12.7B
Total Liabilities$9.3B$9.6B$10.7B$10.7B$11.0B
Cash$461.0M$270.0M$238.0M$508.0M$147.0M
Borrowings$20.0M$238.0M$322.0M$15.0M$75.0M

Latest News

3 Reasons FBNC is Risky and 1 Stock to Buy Instead StockStory · Jul 15, 2026 3 Small-Cap Stocks with Open Questions StockStory · Jul 15, 2026 FBNC: Raising target price to $70.00 Argus Research · Jul 15, 2026 First Bancorp to Acquire First Carolina Bancshares in $166 Million Deal MT Newswires · Jul 14, 2026 FIRST BANCORP ANNOUNCES ACQUISITION OF FIRST CAROLINA BANCSHARES CORPORATION TO EXPAND ITS SOUTH CAROLINA PRESENCE PR Newswire · Jul 14, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$142.0M$231.0M$131.0M$175.0M$203.0M
Investing Cash Flow$-1.3B$-719.0M$-196.0M$167.0M$-566.0M
Financing Cash Flow$1.3B$103.0M$-241.0M$496.0M$215.0M
Net Cash Flow$94.0M$-191.0M$-32.0M$270.0M$-198.0M
Free Cash Flow$133.0M$225.0M$127.0M$172.0M$199.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.52
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y35.86%
Return 3Y99.16%
Return 5Y82.48%

About First Bancorp

First Bancorp (FBNC) stock trades at $64.44 with a market capitalization of $2.67B. The stock is valued at a price-to-earnings (P/E) ratio of 19.36, price-to-book of 1.50, price-to-sales of 6.03. Over the past 52 weeks the stock has ranged between $45.96 and $66.78, and currently trades 3.5% below its 52-week high. It pays a dividend yielding 1.54%.

On profitability, First Bancorp generates a return on equity (ROE) of 8.01%, return on capital employed of 2.53%, an operating margin of 26.52%, a net profit margin of 31.13%.

First Bancorp by the numbers, 2016–2025

Between 2016 and 2025 First Bancorp reported revenue of $167.0M rising to $543.0M, a change of +225.1% across 10 years. Compounded, revenue has grown 11.3% a year over five years, 10.0% over three, 2.3% over the last twelve months. Net profit rose to $111.0M.

Operating margin went from 25.3% in 2016 to 26.6% in 2025, a gain of 1.3 percentage points. The most recent net margin is 31.13%. On a trailing twelve-month basis to Jun '26, revenue is $428.0M and net profit $134.0M.

Borrowings fell from $271.0M to $75.0M, cash from operations was $203.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 8.3% over five years, and was 6.7% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

First Bancorp (FBNC) — frequently asked questions

What is First Bancorp (FBNC) stock price today?

First Bancorp (FBNC) is currently trading at $64.44, up 0.81% today.

What is FBNC P/E ratio?

First Bancorp's P/E ratio is 19.36. This is between 15x and 30x, around the typical market average of roughly 18-22x.

What is FBNC return on equity (ROE)?

First Bancorp's return on equity (ROE) is 8.01%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is First Bancorp's market cap?

First Bancorp has a market capitalization of $2.67B.

Does FBNC pay a dividend?

Yes. First Bancorp currently yields 1.54%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does FBNC carry?

First Bancorp has a debt-to-equity ratio of 0.04. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is FBNC's profit margin?

First Bancorp reports a net profit margin of 31.13% — the share of revenue left after every cost, including tax and interest.

What sector is FBNC in?

First Bancorp is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is FBNC listed on?

First Bancorp trades on NASDAQ under the ticker FBNC.

What is FBNC's 52-week range?

Over the last year First Bancorp has traded between $45.96 and $66.78.

Related Financial Services Stocks

BRK.A Berkshire Hathaway Inc. $733370.00 +0.00% BRK.B Berkshire Hathaway Inc. New $482.70 +0.00% JPM JP Morgan Chase & Co. $331.58 -1.47% V Visa Inc. $407.92 -1.55% MA Mastercard Incorporated $623.60 -1.52% BAC Bank of America Corporation $50.56 -1.02% HSBC HSBC Holdings, plc $90.68 -1.32% MS Morgan Stanley $179.49 -2.44% RY Royal Bank Of Canada $201.17 -0.44% GS Goldman Sachs Group, Inc. (The) $875.68 -1.75% WFC Wells Fargo & Company $82.39 -0.75% MUFG Mitsubishi UFJ Financial Group, Inc. $21.07 -1.59%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens FBNC currently matches

On the figures above, First Bancorp passes the filters for 13 of our ready-made screens, among them Dividend Stocks, Low Debt Stocks, High Profit Margin Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

Dividend StocksLow Debt StocksHigh Profit Margin StocksBank StocksStocks With PE Under 20Debt Free Stocks Under $100Debt Free StocksStocks Under $100Mid Cap StocksStocks With PE Under 25Stocks With PE Under 30Debt to Equity Below 1 StocksNegative Working Capital Stocks

Related stock screens

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksHigh ROE StocksLow P/E StocksHigh Net Margin StocksDividend StocksLow Debt StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides

Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.