NASDAQ · Banks - Regional

FBNC (FBNC) Stock

$62.28 -1.81% NASDAQ: FBNC Financial Services

Valuation

MetricValue
Price$62.28
Market Cap$2.58B
P/E Ratio21.89
P/B Ratio1.47
P/S Ratio4.33
EPS (TTM)$2.68
52-Week High$66.09
52-Week Low$40.25
Dividend Yield1.60%

Financials & Margins

MetricValue
ROE6.71%
ROA0.88%
ROCE8.71%
Gross Margin26.52%
Operating Margin26.52%
Net Margin21.81%
Debt/Equity0.04
Current Ratio0.24

Annual Financials (USD)

Metric20212022202320242025
Revenue$325.0M$408.0M$541.0M$531.0M$543.0M
Operating Profit$120.0M$185.0M$132.0M$98.0M$144.0M
Net Profit$96.0M$147.0M$104.0M$76.0M$111.0M
EPS$2.68$4.12$2.51$1.84$2.68
Op Margin37.0%45.4%24.4%18.5%26.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$10.5B$10.6B$12.1B$12.1B$12.7B
Total Liabilities$9.3B$9.6B$10.7B$10.7B$11.0B
Cash$461.0M$270.0M$238.0M$508.0M$147.0M
Borrowings$20.0M$238.0M$322.0M$15.0M$75.0M

Latest News

3 Reasons FBNC is Risky and 1 Stock to Buy Instead StockStory · Jul 15, 2026 3 Small-Cap Stocks with Open Questions StockStory · Jul 15, 2026 FBNC: Raising target price to $70.00 Argus Research · Jul 15, 2026 First Bancorp to Acquire First Carolina Bancshares in $166 Million Deal MT Newswires · Jul 14, 2026 FIRST BANCORP ANNOUNCES ACQUISITION OF FIRST CAROLINA BANCSHARES CORPORATION TO EXPAND ITS SOUTH CAROLINA PRESENCE PR Newswire · Jul 14, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$142.0M$231.0M$131.0M$175.0M$203.0M
Investing Cash Flow$-1.3B$-719.0M$-196.0M$167.0M$-566.0M
Financing Cash Flow$1.3B$103.0M$-241.0M$496.0M$215.0M
Net Cash Flow$94.0M$-191.0M$-32.0M$270.0M$-198.0M
Free Cash Flow$133.0M$225.0M$127.0M$172.0M$199.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y35.86%
Return 3Y99.16%
Return 5Y82.48%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BANR $68.58 -2.22% 11.36 $2.33B 3.14%
BUSE $29.90 -0.66% 10.84 $2.53B 3.43%
CUBI $76.42 -2.25% 9.85 $2.58B 0.00%
EFSC $62.80 -0.68% 12.46 $2.27B 2.21%
FRME $40.91 -1.35% 13.35 $2.57B 10.59%

About FBNC

FBNC stock trades at $62.28 with a market capitalization of $2.58B. The stock is valued at a price-to-earnings (P/E) ratio of 21.89, price-to-book of 1.47, price-to-sales of 4.33. Over the past 52 weeks the stock has ranged between $40.25 and $66.09, and currently trades 5.8% below its 52-week high. It pays a dividend yielding 1.60%.

On profitability, FBNC generates a return on equity (ROE) of 6.71%, return on capital employed of 8.71%, an operating margin of 26.52%, a net profit margin of 21.81%.

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