NCM · Banks - Regional

FDSB (FDSB) Stock

$18.36 +0.06% NCM: FDSB Financial Services

Valuation

MetricValue
Price$18.36
Market Cap$96.67M
P/E Ratio59.36
P/B Ratio0.73
P/S Ratio4.08
EPS (TTM)$0.80
52-Week High$18.50
52-Week Low$13.00
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE1.27%
ROA0.31%
ROCE0.38%
Gross Margin15.38%
Operating Margin15.38%
Net Margin6.97%
Debt/Equity0.00
Current Ratio0.02

Annual Financials (USD)

Metric2022202320242025
Revenue$15.0M$17.0M$19.0M$26.0M
Operating Profit$4.0M$1.0M$-1.0M$4.0M
Net Profit$3.0M$1.0M$-1.0M$4.0M
EPS$0.52$0.14$-0.21$0.80
Op Margin23.6%5.4%-7.5%15.8%

Balance Sheet (USD)

Metric2022202320242025
Total Assets$473.0M$481.0M$527.0M$534.0M
Total Liabilities$397.0M$403.0M$402.0M$405.0M
Cash$20.0M$19.0M$38.0M$5.0M
Borrowings$0$4.0M$0$0

Latest News

Here's Why We Think Fifth District Bancorp (NASDAQ:FDSB) Might Deserve Your Attention Today Simply Wall St. · May 15, 2026

Cash Flow (USD)

Metric2022202320242025
Operating Cash Flow$4.0M$1.0M$-1.0M$1.0M
Investing Cash Flow$-27.0M$-9.0M$-28.0M$-5.0M
Financing Cash Flow$18.0M$1.0M$2.0M$-2.0M
Net Cash Flow$-4.0M$-1.0M$19.0M$-4.0M
Free Cash Flow$3.0M$-1.0M$-2.0M$1.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-1.51
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y36.61%
Return 3Y—
Return 5Y—

Ownership

Insiders Held8.48%
Institutions Held33.46%
Institutions Float Held36.56%
Institutional HolderSharesReport Date
Alliancebernstein L.P.312,1232026-03-31
Vanguard Capital Management LLC233,2482026-03-31
Mangrove Partners IM, LLC141,7662026-03-31
Raymond James Financial, Inc.132,2162026-03-31
Stilwell Value LLC80,0002026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AUBNAuburn National Bancorporation, Inc. $26.55 +0.19% 11.63 $92.75M 4.47%
BOTJBank of the James Financial Group, Inc. $27.49 +1.81% 11.52 $124.90M 1.75%
CLST $17.51 +0.00% 28.41 $70.95M 0.00%
CPBICentral Plains Bancshares, Inc. Common Stock $21.45 +2.24% 19.27 $89.72M 0.00%
FNWB $11.09 +0.09% 68.95 $105.35M 0.00%

About FDSB

FDSB is led by CEO Amie L. Lyons, employs 67 people, headquartered in US, publicly traded since 2024.

FDSB stock trades at $18.36 with a market capitalization of $96.67M. The stock is valued at a price-to-earnings (P/E) ratio of 59.36, price-to-book of 0.73, price-to-sales of 4.08. Over the past 52 weeks the stock has ranged between $13.00 and $18.50, and currently trades at its 52-week high.

On profitability, FDSB generates a return on equity (ROE) of 1.27%, return on capital employed of 0.38%, an operating margin of 15.38%, a net profit margin of 6.97%.

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $362.06 +1.64% V Financial - Credit Services $378.75 +0.09% MA Financial - Credit Services $585.71 -0.41% BAC Banks - Diversified $63.04 +0.70% HSBC Banks - Diversified $106.46 +1.45% MS Financial - Capital Markets $217.15 +2.52% GS Financial - Capital Markets $1037.93 +3.34% RY Banks - Diversified $212.07 +2.03% MUFG Banks - Diversified $24.13 +3.03% WFC Banks - Diversified $89.19 -0.09%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides