Bank of the James Financial Group, Inc. (BOTJ) Stock

About Bank of the James Financial Group, Inc.

Bank of the James Financial Group, Inc. is led by CEO Robert R. Chapman, employs 162 people, headquartered in US, publicly traded since 2000.

Bank of the James Financial Group, Inc. (BOTJ) stock trades at $29.73 with a market capitalization of $135.07M. The stock is valued at a price-to-earnings (P/E) ratio of 10.79, price-to-book of 1.49, price-to-sales of 2.04. Over the past 52 weeks the stock has ranged between $14.44 and $29.79, and currently trades at or near its 52-week high. It pays a dividend yielding 1.47%.

On profitability, Bank of the James Financial Group, Inc. generates a return on equity (ROE) of 14.30%, return on capital employed of 9.80%, an operating margin of 17.46%, a net profit margin of 18.94%.

Bank of the James Financial Group, Inc. by the numbers, 2016–2025

Between 2016 and 2025 Bank of the James Financial Group, Inc. reported revenue of $26.0M rising to $63.0M, a change of +142.3% across 10 years. Compounded, revenue has grown 9.5% a year over five years, 12.7% over three, 6.8% over the last twelve months. Net profit rose to $9.0M.

Operating margin went from 18.6% in 2016 to 17.8% in 2025, essentially unchanged. The most recent net margin is 18.94%. On a trailing twelve-month basis to Jun '26, revenue is $61.0M and net profit $12.0M.

Borrowings stand at $9.0M, cash from operations was $12.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 13.6% over five years, and was 11.3% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Bank of the James Financial Group, Inc. (BOTJ) — frequently asked questions