NASDAQ · Banks - Regional

First Financial Bancorp. (FFBC) Stock

$32.64 +0.52% NASDAQ: FFBC Financial Services

Valuation

MetricValue
Price$32.64
Market Cap$3.43B
P/E Ratio11.10
P/B Ratio1.11
P/S Ratio2.51
EPS (TTM)$2.66
52-Week High$36.25
52-Week Low$23.06
Dividend Yield3.26%

Financials & Margins

MetricValue
ROE10.07%
ROA1.27%
ROCE10.77%
Gross Margin25.50%
Operating Margin25.50%
Net Margin21.41%
Debt/Equity0.32
Current Ratio0.28

Annual Financials (USD)

Metric20212022202320242025
Revenue$655.0M$775.0M$1.1B$1.2B$1.3B
Operating Profit$241.0M$242.0M$319.0M$268.0M$321.0M
Net Profit$205.0M$218.0M$256.0M$229.0M$256.0M
EPS$2.14$2.30$2.69$2.40$2.66
Op Margin36.8%31.2%28.6%21.9%25.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$16.3B$17.0B$17.5B$18.6B$21.1B
Total Liabilities$14.1B$15.0B$15.3B$16.1B$18.4B
Cash$435.0M$596.0M$1.0B$904.0M$179.0M
Borrowings$706.0M$1.6B$1.3B$1.1B$1.2B

Latest News

Implied Volatility Surging for First Financial Stock Options Zacks · Jul 16, 2026 Analysts Estimate Enterprise Financial Services (EFSC) to Report a Decline in Earnings: What to Look Out for Zacks · Jul 15, 2026 FFBC: What does Argus have to say about FFBC? Argus Research · Jul 15, 2026 First Financial Bancorp (FFBC) Earnings Expected to Grow: Should You Buy? Zacks · Jul 14, 2026 3 Russell 2000 Stocks Walking a Fine Line StockStory · Jul 2, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$388.0M$201.0M$487.0M$262.0M$338.0M
Investing Cash Flow$-525.0M$-897.0M$-725.0M$-1.0B$-567.0M
Financing Cash Flow$532.0M$-171.0M$660.0M$968.0M$298.0M
Net Cash Flow$-11.0M$-13.0M$6.0M$-39.0M$4.0M
Free Cash Flow$373.0M$187.0M$463.0M$241.0M$317.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.83
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y41.79%
Return 3Y66.34%
Return 5Y83.20%

About First Financial Bancorp.

First Financial Bancorp. (FFBC) stock trades at $32.64 with a market capitalization of $3.43B. The stock is valued at a price-to-earnings (P/E) ratio of 11.10, price-to-book of 1.11, price-to-sales of 2.51. Over the past 52 weeks the stock has ranged between $23.06 and $36.25, and currently trades 10.0% below its 52-week high. It pays a dividend yielding 3.26%.

On profitability, First Financial Bancorp. generates a return on equity (ROE) of 10.07%, return on capital employed of 10.77%, an operating margin of 25.50%, a net profit margin of 21.41%.

First Financial Bancorp. by the numbers, 2016–2025

Between 2016 and 2025 First Financial Bancorp. reported revenue of $376.0M rising to $1.3B, a change of +234.8% across 10 years. Compounded, revenue has grown 12.0% a year over five years, 17.6% over three, 2.7% over the last twelve months. Net profit rose to $256.0M.

Operating margin went from 34.8% in 2016 to 25.5% in 2025, a fall of 9.3 percentage points. The most recent net margin is 21.41%. On a trailing twelve-month basis to Jun '26, revenue is $1.3B and net profit $284.0M.

Borrowings rose from $928.0M to $1.2B, cash from operations was $338.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 9.9% over five years, and was 9.3% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

First Financial Bancorp. (FFBC) — frequently asked questions

What is First Financial Bancorp. (FFBC) stock price today?

First Financial Bancorp. (FFBC) is currently trading at $32.64, up 0.52% today.

What is FFBC P/E ratio?

First Financial Bancorp.'s P/E ratio is 11.10. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is FFBC return on equity (ROE)?

First Financial Bancorp.'s return on equity (ROE) is 10.07%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is First Financial Bancorp.'s market cap?

First Financial Bancorp. has a market capitalization of $3.43B.

Does FFBC pay a dividend?

Yes. First Financial Bancorp. currently yields 3.26%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does FFBC carry?

First Financial Bancorp. has a debt-to-equity ratio of 0.32. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is FFBC's profit margin?

First Financial Bancorp. reports a net profit margin of 21.41% — the share of revenue left after every cost, including tax and interest.

What sector is FFBC in?

First Financial Bancorp. is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is FFBC listed on?

First Financial Bancorp. trades on NASDAQ under the ticker FFBC.

What is FFBC's 52-week range?

Over the last year First Financial Bancorp. has traded between $23.06 and $36.25.

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Screens FFBC currently matches

On the figures above, First Financial Bancorp. passes the filters for 17 of our ready-made screens, among them Undervalued Stocks, Low PE Stocks, Undervalued Dividend Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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