Flushing Financial (FFIC) Stock

About Flushing Financial

Flushing Financial Corporation serves as the parent company for Flushing Bank, offering a comprehensive suite of banking services and financial solutions. Its diverse clientele includes individual consumers, various businesses, and governmental organizations. The institution provides a wide selection of deposit accounts, such as checking, savings, money market, demand, and Negotiable Order of Withdrawal (NOW) accounts, along with certificates of deposit. On the lending side, Flushing Bank extends various credit options, including mortgage loans for multi-family residential properties, commercial real estate, mixed-use buildings (one-to-four families), and single-family homes. It also offers commercial business loans, construction financing, Small Business Administration (SBA) loans, and other credit facilities tailored for small enterprises. Additionally, consumer credit products, like overdraft lines of credit, are available. Furthermore, the corporation strategically invests in assets such as mortgage-backed securities, U.S. government bonds, corporate fixed-income instruments, and other marketable securities. Beyond its consumer and business offerings, Flushing Financial Corporation caters to the banking requirements of public sector entities, serving municipalities including counties, cities, towns, villages, school districts, libraries, fire departments, and judicial courts. As of December 31, 2021, the company maintained a network of 24 full-service branches located across the New York City boroughs of Queens, Brooklyn, and Manhattan, as well as in Nassau and Suffolk Counties, New York. An online branch also complements its physical presence. Established in 1929, Flushing Financial Corporation's principal office is situated in Uniondale, New York.

Flushing Financial is led by CEO John R. Buran, employs 571 people, headquartered in US, publicly traded since 1995.

Flushing Financial (FFIC) stock trades at $15.47 with a market capitalization of $524.18M. The stock is valued at a price-to-earnings (P/E) ratio of 29.02, price-to-book of 0.75, price-to-sales of 1.12. Over the past 52 weeks the stock has ranged between $11.13 and $17.79, and currently trades 13.0% below its 52-week high. It pays a dividend yielding 5.54%.

On profitability, Flushing Financial generates a return on equity (ROE) of 2.68%, return on capital employed of 4.94%, an operating margin of 7.73%, a net profit margin of 7.15%.

Flushing Financial by the numbers, 2016–2025

Between 2016 and 2025 Flushing Financial reported revenue of $229.0M rising to $453.0M, a change of +97.8% across 10 years. Compounded, revenue has grown 10.5% a year over five years, 11.5% over three, 11.0% over the last twelve months. Net profit fell to $19.0M.

Operating margin went from 46.4% in 2016 to 7.6% in 2025, a fall of 38.8 percentage points. The most recent net margin is 7.15%. On a trailing twelve-month basis to Mar '26, revenue is $483.0M and net profit $34.0M.

Borrowings fell from $1.3B to $592.0M, cash from operations was $61.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 5.2% over five years, and was 2.7% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Flushing Financial (FFIC) — frequently asked questions