NASDAQ · Banks - Regional

FFIN (FFIN) Stock

$32.60 -1.90% NASDAQ: FFIN Financial Services

Valuation

MetricValue
Price$32.60
Market Cap$4.67B
P/E Ratio17.86
P/B Ratio2.36
P/S Ratio5.35
EPS (TTM)$1.77
52-Week High$38.74
52-Week Low$28.12
Dividend Yield2.40%

Financials & Margins

MetricValue
ROE13.25%
ROA1.64%
ROCE16.17%
Gross Margin37.53%
Operating Margin37.53%
Net Margin31.14%
Debt/Equity0.05
Current Ratio0.68

Annual Financials (USD)

Metric20212022202320242025
Revenue$506.0M$551.0M$622.0M$739.0M$826.0M
Operating Profit$272.0M$281.0M$243.0M$272.0M$310.0M
Net Profit$228.0M$234.0M$199.0M$224.0M$254.0M
EPS$1.59$1.64$1.39$1.56$1.77
Op Margin53.8%51.0%39.1%36.8%37.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$13.1B$13.0B$13.1B$14.0B$15.4B
Total Liabilities$11.3B$11.7B$11.6B$12.4B$13.5B
Cash$529.0M$331.0M$537.0M$763.0M$1.1B
Borrowings$671.0M$643.0M$404.0M$197.0M$22.0M

Latest News

Why First Financial Bankshares (FFIN) is a Top Dividend Stock for Your Portfolio Zacks · Jul 15, 2026 FFIN: What does Argus have to say about FFIN? Argus Research · Jul 15, 2026 FIRST FINANCIAL BANKSHARES RENAMES WEALTH COMPANY TO FIRST FINANCIAL WEALTH MANAGEMENT PR Newswire · Jul 9, 2026 3 Reasons to Avoid FFIN and 1 Stock to Buy Instead StockStory · Jul 7, 2026 First Financial Bankshares (FFIN): Buy, Sell, or Hold Post Q4 Earnings? StockStory · Jul 6, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$355.0M$324.0M$285.0M$310.0M$321.0M
Investing Cash Flow$-2.6B$-854.0M$110.0M$-754.0M$-1.1B
Financing Cash Flow$1.9B$436.0M$132.0M$961.0M$1.2B
Net Cash Flow$-200.0M$-198.0M$206.0M$227.0M$315.0M
Free Cash Flow$336.0M$308.0M$268.0M$293.0M$307.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y-8.44%
Return 3Y24.21%
Return 5Y-24.52%

Ownership

Insiders Held3.63%
Institutions Held68.90%
Institutions Float Held71.49%
Institutional HolderSharesReport Date
Blackrock Inc.17,105,8562026-03-31
Vanguard Portfolio Management LLC7,202,1832026-03-31
State Street Corporation6,521,2252026-03-31
Vanguard Capital Management LLC5,581,3402026-03-31
Neuberger Berman Group, LLC3,845,0492026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ASB $29.90 -2.32% 10.23 $5.64B 3.23%
AUB $39.51 -2.03% 18.06 $5.61B 3.87%
AX $94.68 -2.18% 10.99 $5.39B 0.00%
CADECadence Bank $42.11 -1.66% 14.83 $7.85B 2.61%
GBCI $45.34 -2.09% 23.52 $5.90B 2.82%

About FFIN

FFIN stock trades at $32.60 with a market capitalization of $4.67B. The stock is valued at a price-to-earnings (P/E) ratio of 17.86, price-to-book of 2.36, price-to-sales of 5.35. Over the past 52 weeks the stock has ranged between $28.12 and $38.74, and currently trades 15.8% below its 52-week high. It pays a dividend yielding 2.40%.

On profitability, FFIN generates a return on equity (ROE) of 13.25%, above the typical market average, return on capital employed of 16.17%, an operating margin of 37.53%, a net profit margin of 31.14%.

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $354.95 -0.30% V Financial - Credit Services $372.67 -1.77% MA Financial - Credit Services $581.10 -1.39% BAC Banks - Diversified $61.99 +0.08% HSBC Banks - Diversified $103.40 +0.25% MS Financial - Capital Markets $211.16 -1.01% GS Financial - Capital Markets $1002.56 -2.28% RY Banks - Diversified $203.48 -0.33% WFC Banks - Diversified $87.05 +0.76% MUFG Banks - Diversified $22.83 +0.35%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides