NASDAQ · Banks - Regional

First Internet Bancorp (INBK) Stock

$26.71 -0.30% NASDAQ: INBK Financial Services

Valuation

MetricValue
Price$26.71
Market Cap$233.27M
P/E Ratio-7.69
P/B Ratio0.66
P/S Ratio0.75
EPS (TTM)$-4.03
52-Week High$31.09
52-Week Low$17.05
Dividend Yield0.87%

Financials & Margins

MetricValue
ROE-8.75%
ROA-0.57%
ROCE-6.31%
Gross Margin-15.79%
Operating Margin-15.79%
Net Margin-9.82%
Debt/Equity0.96
Current Ratio0.23

Annual Financials (USD)

Metric20212022202320242025
Revenue$162.0M$174.0M$260.0M$333.0M$323.0M
Operating Profit$57.0M$40.0M$5.0M$28.0M$-51.0M
Net Profit$48.0M$36.0M$8.0M$25.0M$-35.0M
EPS$4.82$3.70$0.95$2.88$-4.03
Op Margin34.9%23.1%1.9%8.3%-15.8%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$4.2B$4.5B$5.2B$5.7B$5.6B
Total Liabilities$3.8B$4.2B$4.8B$5.4B$5.2B
Cash$443.0M$257.0M$406.0M$466.0M$457.0M
Borrowings$619.0M$719.0M$720.0M$400.0M$355.0M

Latest News

First Internet Bancorp to Announce Second Quarter 2026 Financial Results on Thursday, July 30 Business Wire · Jul 14, 2026 Benchmark Initiates First Internet Bancorp at Buy With $33 Price Target MT Newswires · Jun 25, 2026 First Internet Bank Report Finds Small Businesses Maintaining Stability by Managing Costs as Consumers Grow More Selective Business Wire · Jun 24, 2026 First Internet Bancorp to Pay Cash Dividend Business Wire · Jun 16, 2026 Piper Sandler Says Elevated Credit Costs Continue to Weigh on First Internet Bancorp (INBK) Insider Monkey · May 14, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$55.0M$83.0M$12.0M$13.0M$3.0M
Investing Cash Flow$14.0M$-619.0M$-480.0M$-499.0M$127.0M
Financing Cash Flow$-97.0M$234.0M$614.0M$866.0M$-94.0M
Net Cash Flow$23.0M$-186.0M$149.0M$61.0M$-10.0M
Free Cash Flow$25.0M$65.0M$6.0M$10.0M$2.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.02
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y15.86%
Return 3Y18.87%
Return 5Y-9.47%

About First Internet Bancorp

First Internet Bancorp is led by CEO David Becker, employs 323 people, headquartered in US, publicly traded since 2006.

First Internet Bancorp (INBK) stock trades at $26.71 with a market capitalization of $233.27M. The stock is valued at a negative price-to-earnings (P/E) ratio of -7.69, reflecting a net loss over the last twelve months, price-to-book of 0.66, price-to-sales of 0.75. Over the past 52 weeks the stock has ranged between $17.05 and $31.09, and currently trades 14.1% below its 52-week high. It pays a dividend yielding 0.87%.

On profitability, First Internet Bancorp generates a return on equity (ROE) of -8.75% (negative, reflecting a net loss), return on capital employed of -6.31%, an operating margin of -15.79%, a net profit margin of -9.82%.

First Internet Bancorp by the numbers, 2016–2025

Between 2016 and 2025 First Internet Bancorp reported revenue of $72.0M rising to $323.0M, a change of +348.6% across 10 years. Compounded, revenue has grown 13.6% a year over five years, 22.9% over three, -3.0% over the last twelve months. Net profit fell to $-35.0M.

Operating margin went from 24.9% in 2016 to -15.8% in 2025, a fall of 40.7 percentage points. The most recent net margin is -9.82%. On a trailing twelve-month basis to Jun '26, revenue is $319.0M and net profit $-32.0M.

Borrowings rose from $227.0M to $355.0M, cash from operations was $3.0M in the latest year, positive in 9 of the last 10.

Return on equity has averaged 4.3% over five years, and was -9.7% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

First Internet Bancorp (INBK) — frequently asked questions

What is First Internet Bancorp (INBK) stock price today?

First Internet Bancorp (INBK) is currently trading at $26.71, down 0.3% today.

What is INBK P/E ratio?

First Internet Bancorp's P/E ratio is -7.69. A negative P/E means the company reported a net loss over the last twelve months, so P/E is not a meaningful valuation measure for it right now.

What is INBK return on equity (ROE)?

First Internet Bancorp's return on equity (ROE) is -8.75%. ROE measures net income relative to shareholders' equity. A negative ROE means the company reported a net loss over the period.

What is First Internet Bancorp's market cap?

First Internet Bancorp has a market capitalization of $233.27M.

Does INBK pay a dividend?

Yes. First Internet Bancorp currently yields 0.87%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does INBK carry?

First Internet Bancorp has a debt-to-equity ratio of 0.96. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is INBK's profit margin?

First Internet Bancorp reports a net profit margin of -9.82% — the share of revenue left after every cost, including tax and interest.

What sector is INBK in?

First Internet Bancorp is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is INBK listed on?

First Internet Bancorp trades on NASDAQ under the ticker INBK.

What is INBK's 52-week range?

Over the last year First Internet Bancorp has traded between $17.05 and $31.09.

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Screens INBK currently matches

On the figures above, First Internet Bancorp passes the filters for 1 of our ready-made screens, among them Micro Cap Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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