Jefferson Capital, Inc. (JCAP) Stock

About Jefferson Capital, Inc.

Jefferson Capital, Inc. is led by CEO David Burton, publicly traded since 2025.

Jefferson Capital, Inc. (JCAP) stock trades at $20.41 with a market capitalization of $1.17B. The stock is valued at a price-to-earnings (P/E) ratio of 7.24, price-to-book of 2.25, price-to-sales of 1.80. Over the past 52 weeks the stock has ranged between $15.50 and $24.44, and currently trades 16.5% below its 52-week high. It pays a dividend yielding 4.99%.

On profitability, Jefferson Capital, Inc. generates a return on equity (ROE) of 33.84%, above the typical market range of roughly 12-15%, return on capital employed of 15.46%, an operating margin of 51.55%, a net profit margin of 23.50%.

Jefferson Capital, Inc. by the numbers, 2015–2025

Between 2015 and 2025 Jefferson Capital, Inc. reported revenue of $2.0M rising to $613.0M, a change of +30550.0% across 8 years. Compounded, revenue has grown 119.6% a year over five years, 138.8% over three, 41.6% over the last twelve months. Net profit rose to $188.0M.

Operating margin went from -184.8% in 2015 to 51.6% in 2025, a gain of 236.5 percentage points. The most recent net margin is 23.50%. On a trailing twelve-month basis to Jun '26, revenue is $660.0M and net profit $155.0M.

Borrowings stand at $1.7B, cash from operations was $269.0M in the latest year, positive in 3 of the last 8.

Return on equity has averaged 25.0% over five years, and was 39.5% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Jefferson Capital, Inc. (JCAP) — frequently asked questions