NASDAQ · Financial - Credit Services

Consumer Portfolio Services, Inc. (CPSS) Stock

$9.15 -0.22% NASDAQ: CPSS Financial Services

Valuation

MetricValue
Price$9.15
Market Cap$200.43M
P/E Ratio9.18
P/B Ratio0.62
P/S Ratio0.44
EPS (TTM)$0.00
52-Week High$10.49
52-Week Low$6.67
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE6.91%
ROA0.49%
ROCE4.27%
Gross Margin60.75%
Operating Margin60.75%
Net Margin4.79%
Debt/Equity12.56
Current Ratio0.43

Annual Financials (USD)

Metric20212022202320242025
Revenue$268.0M$330.0M$352.0M$394.0M$428.0M
Operating Profit$66.0M$116.0M$61.0M$27.0M$260.0M
Net Profit$48.0M$86.0M$45.0M$19.0M$19.0M
EPS$1.84$3.23$1.80$0.79$0.80
Op Margin24.6%35.2%17.4%7.0%60.8%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.2B$2.8B$2.9B$3.5B$3.9B
Total Liabilities$2.0B$2.5B$2.6B$3.2B$3.5B
Cash$177.0M$163.0M$125.0M$137.0M$6.0M
Borrowings$2.0B$2.5B$2.6B$3.2B$3.5B

Latest News

Consumer Portfolio Services Secures Higher Credit Facility Limit MT Newswires · Jul 9, 2026 CPS Announces Renewal And Capacity Increase Of Credit Facility GlobeNewswire · Jul 9, 2026 Consumer Portfolio Services Q1 Earnings Call Highlights MarketBeat · May 6, 2026 Consumer Portfolio Services: Q1 Earnings Snapshot Associated Press · May 5, 2026 CPS Announces First Quarter 2026 Earnings GlobeNewswire · May 5, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$198.0M$216.0M$238.0M$234.0M$289.0M
Investing Cash Flow$-117.0M$-716.0M$-360.0M$-771.0M$-591.0M
Financing Cash Flow$-33.0M$-43.0M$-12.0M$-29.0M$-21.0M
Net Cash Flow$32.0M$-14.0M$-37.0M$12.0M$35.0M
Free Cash Flow$196.0M$214.0M$237.0M$233.0M$288.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.92
EV / EBITDA26.83
FCF Yield177.67%
Quick Ratio0.23
Interest Coverage0.64
Return 1Y3.29%
Return 3Y-23.21%
Return 5Y108.79%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ATLOAmes National Corporation $32.17 +0.06% 12.54 $284.94M 2.97%
CURRCurrenc Group Inc. $2.64 -1.12% -13.29 $296.42M 0.00%
EFSIEagle Financial Services Inc $45.89 +0.31% 13.18 $248.34M 2.72%
LPRO $3.15 +0.32% -45.75 $372.71M 0.00%
MFINMedallion Financial Corp. $11.19 +0.00% 8.51 $256.93M 4.70%

About Consumer Portfolio Services, Inc.

Consumer Portfolio Services, Inc. is led by CEO Charles E. Bradley Jr., employs 943 people, headquartered in US, publicly traded since 1992.

Consumer Portfolio Services, Inc. (CPSS) stock trades at $9.15 with a market capitalization of $200.43M. The stock is valued at a price-to-earnings (P/E) ratio of 9.18, price-to-book of 0.62, price-to-sales of 0.44. Over the past 52 weeks the stock has ranged between $6.67 and $10.49, and currently trades 12.8% below its 52-week high.

On profitability, Consumer Portfolio Services, Inc. generates a return on equity (ROE) of 6.91%, return on capital employed of 4.27%, an operating margin of 60.75%, a net profit margin of 4.79%.

Related Financial Services Stocks

BRK.A Berkshire Hathaway Inc. $733370.00 +0.00% BRK.B Berkshire Hathaway Inc. New $482.70 +0.00% JPM JP Morgan Chase & Co. $339.72 +1.25% V Visa Inc. $402.61 +0.72% MA Mastercard Incorporated $617.42 +0.18% BAC Bank of America Corporation $51.23 -0.91% HSBC HSBC Holdings, plc $94.57 +0.03% MS Morgan Stanley $180.54 -0.86% RY Royal Bank Of Canada $197.80 +0.57% GS Goldman Sachs Group, Inc. (The) $881.26 -1.12% WFC Wells Fargo & Company $83.87 +1.35% MUFG Mitsubishi UFJ Financial Group, Inc. $21.88 +0.09%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Related stock screens

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides

Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.