NYSE · Insurance - Property & Casualty

Kemper Corporation (KMPR) Stock

$28.81 -3.68% NYSE: KMPR Financial Services

Valuation

MetricValue
Price$28.81
Market Cap$1.70B
P/E Ratio-3.05
P/B Ratio0.69
P/S Ratio0.33
EPS (TTM)$2.29
52-Week High$51.00
52-Week Low$22.69
Dividend Yield4.99%

Financials & Margins

MetricValue
ROE-19.33%
ROA-4.15%
ROCE-4.37%
Gross Margin3.35%
Operating Margin3.35%
Net Margin-10.83%
Debt/Equity0.43
Current Ratio0.00

Annual Financials (USD)

Metric20212022202320242025
Revenue$5.6B$5.5B$4.9B$4.6B$4.8B
Operating Profit$-249.0M$-371.0M$-347.0M$389.0M$161.0M
Net Profit$-124.0M$-287.0M$-272.0M$318.0M$143.0M
EPS$-1.88$-4.49$-4.25$4.91$2.29
Op Margin-4.4%-6.8%-7.0%8.4%3.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$14.9B$13.4B$12.7B$12.6B$12.5B
Total Liabilities$10.9B$10.9B$10.2B$9.8B$9.8B
Cash$148.0M$212.0M$64.0M$65.0M$126.0M
Borrowings$1.1B$1.4B$1.4B$1.4B$1.0B

Latest News

KMPR: Lowering target price to $26.00 Argus Research · Jul 15, 2026 Multi-Line Insurance Stocks Q1 Highlights: Kemper (NYSE:KMPR) StockStory · Jul 2, 2026 Is Kemper Corporation (KMPR) A Good Stock To Buy Now? Insider Monkey · Jun 29, 2026 Strength Seen in Ategrity Specialty Insurance Company Holdings (ASIC): Can Its 10.6% Jump Turn into More Strength? Zacks · Jun 29, 2026 1 Insurance Stock for Long-Term Investors and 2 We Find Risky StockStory · Jun 5, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$351.0M$-210.0M$-135.0M$383.0M$585.0M
Investing Cash Flow$-176.0M$-139.0M$54.0M$-298.0M$306.0M
Financing Cash Flow$-160.0M$196.0M$-46.0M$-57.0M$-334.0M
Net Cash Flow$-58.0M$64.0M$-148.0M$1.0M$61.0M
Free Cash Flow$293.0M$-241.0M$-189.0M$330.0M$554.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.01
EV / EBITDA-5.58
FCF Yield31.40%
Quick Ratio0.00
Interest Coverage-14.37
Return 1Y-54.17%
Return 3Y-39.35%
Return 5Y-54.41%

Ownership

Insiders Held1.05%
Institutions Held92.55%
Institutions Float Held93.53%
Institutional HolderSharesReport Date
Blackrock Inc.7,355,1422026-03-31
Fuller & Thaler Asset Management Inc.3,697,7182026-03-31
Vanguard Portfolio Management LLC3,321,4842026-03-31
Shaw D.E. & Co., Inc.2,654,6312026-03-31
Vanguard Capital Management LLC2,629,2082026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AHLAspen Insurance Holdings Limited $37.50 +0.00% 19.43 $3.44B 0.00%
BHFBrighthouse Financial, Inc. $45.41 -2.03% 3.93 $2.61B 0.00%
ECC $4.04 +0.00% -3.83 $534.12M 0.00%
HCIHCI Group, Inc. $204.06 -1.27% 7.11 $2.54B 0.87%
NMIHNMI Holdings Inc $42.55 +2.55% 7.88 $3.20B 0.00%

About Kemper Corporation

Kemper Corporation (KMPR) stock trades at $28.81 with a market capitalization of $1.70B. The stock is valued at a negative price-to-earnings (P/E) ratio of -3.05, reflecting a net loss over the last twelve months, price-to-book of 0.69, price-to-sales of 0.33. Over the past 52 weeks the stock has ranged between $22.69 and $51.00, and currently trades 43.5% below its 52-week high. It pays a dividend yielding 4.99%.

On profitability, Kemper Corporation generates a return on equity (ROE) of -19.33% (negative, reflecting a net loss), return on capital employed of -4.37%, an operating margin of 3.35%, a net profit margin of -10.83%.

Kemper Corporation by the numbers, 2016–2025

Between 2016 and 2025 Kemper Corporation reported revenue of $2.5B rising to $4.8B, a change of +90.4% across 10 years. Compounded, revenue has grown -1.5% a year over five years, -4.1% over three, 3.6% over the last twelve months. Net profit rose to $143.0M.

Operating margin went from 0.1% in 2016 to 3.4% in 2025, a gain of 3.2 percentage points. The most recent net margin is -10.83%. On a trailing twelve-month basis to Jun '26, revenue is $4.6B and net profit $-496.0M.

Borrowings rose from $752.0M to $1.0B, cash from operations was $585.0M in the latest year, positive in 8 of the last 10.

Return on equity has averaged -1.8% over five years, and was 5.3% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Kemper Corporation (KMPR) — frequently asked questions

What is Kemper Corporation (KMPR) stock price today?

Kemper Corporation (KMPR) is currently trading at $28.81, down 3.68% today.

What is KMPR P/E ratio?

Kemper Corporation's P/E ratio is -3.05. A negative P/E means the company reported a net loss over the last twelve months, so P/E is not a meaningful valuation measure for it right now.

What is KMPR return on equity (ROE)?

Kemper Corporation's return on equity (ROE) is -19.33%. ROE measures net income relative to shareholders' equity. A negative ROE means the company reported a net loss over the period.

What is Kemper Corporation's market cap?

Kemper Corporation has a market capitalization of $1.70B.

Does KMPR pay a dividend?

Yes. Kemper Corporation currently yields 4.99%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does KMPR carry?

Kemper Corporation has a debt-to-equity ratio of 0.43. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is KMPR's profit margin?

Kemper Corporation reports a net profit margin of -10.83% — the share of revenue left after every cost, including tax and interest.

What sector is KMPR in?

Kemper Corporation is classified under Financial Services, in the Insurance - Property & Casualty industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is KMPR listed on?

Kemper Corporation trades on NYSE under the ticker KMPR.

What is KMPR's 52-week range?

Over the last year Kemper Corporation has traded between $22.69 and $51.00.

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Screens KMPR currently matches

On the figures above, Kemper Corporation passes the filters for 13 of our ready-made screens, among them Low PB Stocks, High Dividend Stocks, Dividend Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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