NASDAQ · Insurance - Specialty

NMI Holdings Inc (NMIH) Stock

$40.71 +1.52% NASDAQ: NMIH Financial Services

Valuation

MetricValue
Price$40.71
Market Cap$3.06B
P/E Ratio7.88
P/B Ratio1.14
P/S Ratio4.24
EPS (TTM)$4.92
52-Week High$46.74
52-Week Low$34.84
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE15.14%
ROA9.89%
ROCE13.91%
Gross Margin76.01%
Operating Margin71.97%
Net Margin54.12%
Debt/Equity0.15
Current Ratio1.81

Annual Financials (USD)

Metric20212022202320242025
Revenue$486.0M$524.0M$579.0M$651.0M$706.0M
Operating Profit$297.0M$377.0M$413.0M$463.0M$500.0M
Net Profit$231.0M$293.0M$322.0M$360.0M$389.0M
EPS$2.65$3.39$3.84$4.43$4.92
Op Margin61.1%71.9%71.3%71.2%70.8%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.5B$2.5B$2.9B$3.4B$3.8B
Total Liabilities$885.0M$902.0M$1.0B$1.1B$1.2B
Cash$73.0M$42.0M$95.0M$54.0M$44.0M
Borrowings$395.0M$396.0M$398.0M$415.0M$417.0M

Latest News

NMIH: Raising target price to $46.00 Argus Research · Jul 15, 2026 SIGI Near 52-Week High: Time to Buy the Stock for Solid Returns? Zacks · Jul 13, 2026 NMI Holdings (NMIH) Could Be 11% Undervalued After Its Recent Share Price Climb Simply Wall St. · Jul 12, 2026 FAF Outperforms Industry, Trades Near 52-Week High: Time to Hold? Zacks · Jul 10, 2026 ESNT Stock Tracks Key Housing and Reinsurance Trends in 2026 Zacks · Jul 8, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$326.0M$313.0M$343.0M$394.0M$419.0M
Investing Cash Flow$-386.0M$-300.0M$-209.0M$-346.0M$-323.0M
Financing Cash Flow$-7.0M$-62.0M$-101.0M$-108.0M$-116.0M
Net Cash Flow$-50.0M$-32.0M$52.0M$-42.0M$-10.0M
Free Cash Flow$313.0M$303.0M$333.0M$387.0M$413.0M

Valuation & Return Ratios

MetricValue
PEG Ratio1.02
EV / EBITDA6.28
FCF Yield14.27%
Quick Ratio0.54
Interest Coverage17.79
Return 1Y7.67%
Return 3Y53.98%
Return 5Y97.53%

Ownership

Insiders Held1.75%
Institutions Held100.01%
Institutions Float Held101.79%
Institutional HolderSharesReport Date
Blackrock Inc.12,863,1542026-03-31
Dimensional Fund Advisors LP4,351,8082026-03-31
Vanguard Capital Management LLC3,430,4532026-03-31
State Street Corporation3,303,2472026-03-31
Vanguard Portfolio Management LLC3,006,6782026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ACTEnact Holdings, Inc. $46.28 +1.34% 9.85 $6.36B 2.04%
ESNTEssent Group Ltd. $64.70 +1.47% 8.33 $5.82B 2.32%
MTGMGIC Investment Corporation $27.85 +0.87% 8.40 $5.71B 2.52%
RDNRadian Group Inc. $34.04 +1.31% 8.22 $4.50B 3.13%

About NMI Holdings Inc

NMI Holdings Inc (NMIH) stock trades at $40.71 with a market capitalization of $3.06B. The stock is valued at a price-to-earnings (P/E) ratio of 7.88, price-to-book of 1.14, price-to-sales of 4.24. Over the past 52 weeks the stock has ranged between $34.84 and $46.74, and currently trades 12.9% below its 52-week high.

On profitability, NMI Holdings Inc generates a return on equity (ROE) of 15.14%, above the typical market range of roughly 12-15%, return on capital employed of 13.91%, an operating margin of 71.97%, a net profit margin of 54.12%.

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