Nu Holdings Ltd. (NU) Stock

About Nu Holdings Ltd.

Nu Holdings Ltd. is led by CEO David Velez-Osomo, employs 5,403 people, headquartered in São Paulo, BR, publicly traded since 2021.

Nu Holdings Ltd. (NU) stock trades at $15.16 with a market capitalization of $73.23B. The stock is valued at a price-to-earnings (P/E) ratio of 18.36, price-to-book of 4.98, price-to-sales of 3.40. Over the past 52 weeks the stock has ranged between $11.20 and $18.98, and currently trades 20.1% below its 52-week high.

On profitability, Nu Holdings Ltd. generates a return on equity (ROE) of 30.26%, above the typical market range of roughly 12-15%, return on capital employed of 10.14%, an operating margin of 24.36%, a net profit margin of 18.61%.

In its most recent fiscal year, Nu Holdings Ltd. reported annual revenue of $15.9B, net profit of $2.9B. Revenue grew at an average annual rate of 94.2% over the last 5 fiscal years.

The balance sheet shows a debt-to-equity ratio of 3.13 (debt more than twice shareholders' equity), a current ratio of 0.59, total assets of $74.9B, $15.0B in cash and equivalents. For banks and other lenders, borrowing and deposits are part of the business model, so debt-to-equity and the current ratio read differently than for other companies.

NU has an average daily trading volume of 78,114,487 shares, a beta of 0.94.

Nu Holdings Ltd. by the numbers, 2018–2025

Between 2018 and 2025 Nu Holdings Ltd. reported revenue of $253.0M rising to $15.9B, a change of +6176.3% across 8 years. Compounded, revenue has grown 94.2% a year over five years, 52.0% over three, 43.0% over the last twelve months. Net profit rose to $2.9B.

Operating margin went from -13.2% in 2018 to 24.4% in 2025, a gain of 37.5 percentage points. The most recent net margin is 18.61%. On a trailing twelve-month basis to Jun '26, revenue is $19.4B and net profit $3.6B.

Borrowings rose from $115.0M to $5.2B, cash from operations was $3.5B in the latest year, positive in 6 of the last 8.

Return on equity has averaged 11.2% over five years, and was 25.4% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Nu Holdings Ltd. (NU) — frequently asked questions