NYSE · Banks - Diversified

NU (NU) Stock

$14.46 -0.62% NYSE: NU Financial Services

Valuation

MetricValue
Price$14.46
Market Cap$70.03B
P/E Ratio19.32
P/B Ratio5.24
P/S Ratio3.57
EPS (TTM)$0.58
52-Week High$18.98
52-Week Low$11.20
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE30.26%
ROA4.36%
ROCE10.14%
Gross Margin24.37%
Operating Margin24.36%
Net Margin18.61%
Debt/Equity3.13
Current Ratio0.59

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.5B$4.5B$7.7B$11.1B$15.9B
Operating Profit$-170.0M$-309.0M$1.5B$2.8B$3.9B
Net Profit$-165.0M$-365.0M$1.0B$2.0B$2.9B
EPS$-0.04$-0.08$0.21$0.40$0.58
Op Margin-11.3%-6.8%20.1%25.2%24.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$19.9B$29.9B$43.3B$49.9B$74.9B
Total Liabilities$15.4B$25.0B$36.9B$42.3B$63.6B
Cash$2.5B$6.9B$13.4B$13.6B$15.0B
Borrowings$168.0M$803.0M$1.2B$887.0M$5.2B

Latest News

Nu Holdings Ltd. (NU) Is a Trending Stock: Facts to Know Before Betting on It Zacks · Jul 16, 2026 3 Growth Stocks to Add to Your Roster StockStory · Jul 15, 2026 Nu Holdings Ltd. (NU) Outpaces Stock Market Gains: What You Should Know Zacks · Jul 14, 2026 Nubank's Mexico Business Just Passed 15 Million Customers. Here's Why It's the Real Growth Story. Motley Fool · Jul 14, 2026 GGAL vs. NU: Which Stock Is the Better Value Option? Zacks · Jul 14, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-2.9B$756.0M$1.3B$2.4B$3.5B
Investing Cash Flow$-183.0M$-241.0M$-354.0M$-506.0M$-350.0M
Financing Cash Flow$-40.0M$1.0M$9.0M$0$0
Net Cash Flow$362.0M$1.5B$1.8B$3.3B$5.8B
Free Cash Flow$-3.0B$641.0M$1.1B$2.2B$3.5B

Valuation & Return Ratios

MetricValue
PEG Ratio0.36
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y-3.18%
Return 3Y106.05%
Return 5Y

Ownership

Insiders Held1.76%
Institutions Held88.81%
Institutions Float Held90.40%
Institutional HolderSharesReport Date
Blackrock Inc.339,908,0252026-03-31
BAILLIE GIFFORD & CO246,564,4542026-03-31
Morgan Stanley141,628,3832026-03-31
Capital Research Global Investors128,461,4672026-03-31
State Street Corporation93,023,6232026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BCS $26.16 -1.82% 11.05 $88.19B 1.79%
BMO $168.30 -1.18% 18.02 $117.88B 2.81%
BNS $91.19 -0.51% 16.24 $111.17B 3.73%
CM $112.42 -0.97% 15.17 $104.17B 2.70%
ING $35.25 -0.20% 11.72 $100.69B 4.71%

About NU

NU is led by CEO David Velez-Osomo, employs 5,403 people, headquartered in São Paulo, BR, publicly traded since 2021.

NU stock trades at $14.46 with a market capitalization of $70.03B. The stock is valued at a price-to-earnings (P/E) ratio of 19.32, price-to-book of 5.24, price-to-sales of 3.57. Over the past 52 weeks the stock has ranged between $11.20 and $18.98, and currently trades 23.8% below its 52-week high.

On profitability, NU generates a return on equity (ROE) of 30.26% — well above the market average, a sign of a high-quality business, return on capital employed of 10.14%, an operating margin of 24.36%, a net profit margin of 18.61%.

In its most recent fiscal year, NU reported annual revenue of $15.9B, net profit of $2.9B, revenue has compounded at 94.2% a year over the last five years.

The balance sheet shows a debt-to-equity ratio of 3.13 — a leveraged balance sheet worth monitoring, a current ratio of 0.59, total assets of $74.9B, $15.0B in cash and equivalents.

NU has an average daily trading volume of 69,568,487 shares, a beta of 0.94.

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