Orange County Bancorp, Inc. (OBT) Stock
Valuation
Financials & Margins
Annual Financials (USD)
Balance Sheet (USD)
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Cash Flow (USD)
Valuation & Return Ratios
Ownership
About Orange County Bancorp, Inc.
Orange County Bancorp, Inc. is led by CEO Michael J. Gilfeather, publicly traded since 2003.
Orange County Bancorp, Inc. (OBT) stock trades at $38.31 with a market capitalization of $513.66M. The stock is valued at a price-to-earnings (P/E) ratio of 10.63, price-to-book of 1.64, price-to-sales of 3.36. Over the past 52 weeks the stock has ranged between $23.25 and $40.10, and currently trades 4.5% below its 52-week high. It pays a dividend yielding 1.91%.
On profitability, Orange County Bancorp, Inc. generates a return on equity (ROE) of 16.44%, above the typical market range of roughly 12-15%, return on capital employed of 13.88%, an operating margin of 32.91%, a net profit margin of 31.45%.
Orange County Bancorp, Inc. by the numbers, 2016–2025
Between 2016 and 2025 Orange County Bancorp, Inc. reported revenue of $38.0M rising to $158.0M, a change of +315.8% across 10 years. Compounded, revenue has grown 19.8% a year over five years, 18.1% over three, 10.5% over the last twelve months. Net profit rose to $42.0M.
Operating margin went from 11.4% in 2016 to 32.6% in 2025, a gain of 21.2 percentage points. The most recent net margin is 31.45%. On a trailing twelve-month basis to Jun '26, revenue is $150.0M and net profit $47.0M.
Borrowings fell from $88.0M to $35.0M, cash from operations was $44.0M in the latest year, positive in 10 of the last 10.
Return on equity has averaged 15.3% over five years, and was 14.8% in the most recent year.
The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.
Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.
Orange County Bancorp, Inc. (OBT) — frequently asked questions
What is Orange County Bancorp, Inc. (OBT) stock price today?
Orange County Bancorp, Inc. (OBT) is currently trading at $38.31, up 0.16% today.
What is OBT P/E ratio?
Orange County Bancorp, Inc.'s P/E ratio is 10.63. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.
What is OBT return on equity (ROE)?
Orange County Bancorp, Inc.'s return on equity (ROE) is 16.44%. ROE measures net income relative to shareholders' equity. This is above the typical market range of roughly 12-15%.
What is Orange County Bancorp, Inc.'s market cap?
Orange County Bancorp, Inc. has a market capitalization of $513.66M.
Does OBT pay a dividend?
Yes. Orange County Bancorp, Inc. currently yields 1.91%. Yield moves with the share price, so it changes daily even when the payment does not.
How much debt does OBT carry?
Orange County Bancorp, Inc. has a debt-to-equity ratio of 0.12. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.
What is OBT's profit margin?
Orange County Bancorp, Inc. reports a net profit margin of 31.45% — the share of revenue left after every cost, including tax and interest.
What sector is OBT in?
Orange County Bancorp, Inc. is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.
Which exchange is OBT listed on?
Orange County Bancorp, Inc. trades on NASDAQ under the ticker OBT.
What is OBT's 52-week range?
Over the last year Orange County Bancorp, Inc. has traded between $23.25 and $40.10.
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On the figures above, Orange County Bancorp, Inc. passes the filters for 12 of our ready-made screens, among them Low PE Stocks, Small Cap Stocks, Stocks With PE Under 20. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.
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Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.