Temenos AG (TMSNY) Stock

About Temenos AG

Temenos AG, headquartered in Geneva, Switzerland, is a company established in 1993 (and known as Temenos Group AG until May 2018) that specializes in the development, global marketing, and sale of integrated software systems for banks and various other financial institutions. The company's extensive portfolio of solutions includes: Temenos Transact: A core banking platform delivering software, data, and analytics capabilities. Temenos Payments: A payment solution designed to provide banks with real-time operational control, enhance customer service, boost cost efficiencies, and strengthen risk management. Temenos Infinity: A dedicated digital banking product. Temenos Multifonds: A solution specifically for fund administration. Temenos SaaS: A cloud-based offering that supports banking operations across diverse sectors and geographical regions. Temenos Quantum: A multi-experience development platform facilitating digital transformation initiatives. Temenos AI: An artificial intelligence offering aimed at creating frictionless customer interactions and automating processes. Temenos Financial Crime Mitigation: Helps financial institutions avoid regulatory penalties, detect fraudulent activities, and mitigate reputational risks. Temenos Analytics: A product providing reporting, in-depth analytics, and business intelligence. Temenos Regulatory Compliance: Assists clients in preventing fraud, maintaining adherence to regulations, and managing risk effectively. Furthermore, Temenos provides a broad range of specialized services, covering retail and private banking, corporate and business banking, Islamic banking, wealth management, financial inclusion initiatives, and mobile banking. These are complemented by consultancy, training, and ongoing support services. The company also fosters innovation through its Temenos Developer Community, an open API catalog that provides standardized, out-of-the-box APIs to accelerate development, alongside online support and valuable resources.

Temenos AG is headquartered in CH.

Temenos AG (TMSNY) stock trades at $80.16 with a market capitalization of $5.40B. The stock is valued at a price-to-earnings (P/E) ratio of 28.12, price-to-book of 14.30, price-to-sales of 4.89. Over the past 52 weeks the stock has ranged between $74.88 and $107.27, and currently trades 25.3% below its 52-week high. It pays a dividend yielding 2.21%.

On profitability, Temenos AG generates a return on equity (ROE) of 45.47%, above the typical market range of roughly 12-15%, return on capital employed of 41.00%, an operating margin of 49.11%, a net profit margin of 17.50%.

Official website: www.temenos.com

Temenos AG by the numbers, 2016–2025

Between 2016 and 2025 Temenos AG reported revenue of $634.0M rising to $1.1B, a change of +72.9% across 10 years. Compounded, revenue has grown 4.3% a year over five years, 4.9% over three, 5.0% over the last twelve months. Net profit rose to $282.0M.

Operating margin went from 23.5% in 2016 to 44.6% in 2025, a gain of 21.1 percentage points. The most recent net margin is 17.50%. On a trailing twelve-month basis to Jun '26, revenue is $1.1B and net profit $195.0M.

Borrowings rose from $372.0M to $809.0M, cash on hand is $150.8M, cash from operations was $340.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 32.5% over five years, and was 59.0% in the most recent year.

The share price itself has compounded at -8.5% a year over five years, 6.1% over three, 0.3% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Temenos AG (TMSNY) — frequently asked questions