NASDAQ · Insurance - Property & Casualty

Donegal Group, Inc. (DGICA) Stock

$18.82 -2.06% NASDAQ: DGICA Financial Services

Valuation

MetricValue
Price$18.82
Market Cap$698.58M
P/E Ratio9.27
P/B Ratio0.86
P/S Ratio0.70
EPS (TTM)$1.78
52-Week High$21.06
52-Week Low$16.11
Dividend Yield4.21%

Financials & Margins

MetricValue
ROE11.01%
ROA2.86%
ROCE13.00%
Gross Margin29.03%
Operating Margin8.31%
Net Margin7.38%
Debt/Equity0.05
Current Ratio0.74

Annual Financials (USD)

Metric20212022202320242025
Revenue$816.0M$848.0M$927.0M$990.0M$978.0M
Operating Profit$30.0M$-4.0M$5.0M$62.0M$98.0M
Net Profit$25.0M$-2.0M$4.0M$51.0M$79.0M
EPS$0.81$-0.06$0.14$1.53$2.18
Op Margin3.7%-0.4%0.6%6.3%10.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.3B$2.2B$2.3B$2.3B$2.4B
Total Liabilities$1.7B$1.8B$1.8B$1.8B$1.7B
Cash$58.0M$25.0M$24.0M$53.0M$27.0M
Borrowings$35.0M$35.0M$35.0M$35.0M$35.0M

Latest News

ITIC vs DGICA: Which Insurance Stock is the Better Buy? Zacks · Jul 9, 2026 Donegal Group Inc. Announces Release Date for Second Quarter 2026 Results GlobeNewswire · Jul 7, 2026 This Under-the-Radar 4.4% Yielding Stock Is a Top Defensive Refuge for Retirees 24/7 Wall St. · Jun 28, 2026 Automatic Data Processing And 2 Other Reliable Dividend Stocks To Consider Simply Wall St. · Jun 15, 2026 Preferred Bank And 2 Other Dividend Stocks To Boost Your Portfolio Simply Wall St. · Jun 15, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$77.0M$67.0M$29.0M$67.0M$70.0M
Investing Cash Flow$-62.0M$-98.0M$-17.0M$-48.0M$-91.0M
Financing Cash Flow$0$0$0$0$0
Net Cash Flow$-45.0M$-33.0M$-1.0M$29.0M$-26.0M
Free Cash Flow$77.0M$67.0M$29.0M$67.0M$70.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-0.51
EV / EBITDA7.48
FCF Yield8.67%
Quick Ratio0.74
Interest Coverage64.92
Return 1Y3.82%
Return 3Y41.20%
Return 5Y51.88%

Ownership

Insiders Held1.44%
Institutions Held86.79%
Institutions Float Held88.05%
Institutional HolderSharesReport Date
Blackrock Inc.1,906,7862026-03-31
Dimensional Fund Advisors LP1,737,2662026-03-31
Vanguard Capital Management LLC749,1552026-03-31
Geode Capital Management, LLC555,9522026-03-31
Old Republic International Corp425,5002026-06-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ACICAmerican Coastal Insurance Corporation $11.08 -2.72% 4.49 $536.98M 8.04%
AIIAmerican Integrity Insurance Group, Inc. $28.83 -1.17% 5.79 $564.93M 15.66%
GBLIGlobal Indemnity Group, LLC $24.13 -0.58% 10.32 $353.28M 5.75%
HRTGHeritage Insurance Holdings, Inc. $36.82 -2.33% 4.83 $1.09B 0.00%
NODKNI Holdings, Inc. $14.90 -0.13% 39.76 $304.03M 0.00%

About Donegal Group, Inc.

Donegal Group, Inc. is led by CEO Kevin Gerard Burke, employs 410 people, headquartered in US, publicly traded since 2003.

Donegal Group, Inc. (DGICA) stock trades at $18.82 with a market capitalization of $698.58M. The stock is valued at a price-to-earnings (P/E) ratio of 9.27, price-to-book of 0.86, price-to-sales of 0.70. Over the past 52 weeks the stock has ranged between $16.11 and $21.06, and currently trades 10.6% below its 52-week high. It pays a dividend yielding 4.21%.

On profitability, Donegal Group, Inc. generates a return on equity (ROE) of 11.01%, return on capital employed of 13.00%, an operating margin of 8.31%, a net profit margin of 7.38%.

Donegal Group, Inc. by the numbers, 2016–2025

Between 2016 and 2025 Donegal Group, Inc. reported revenue of $687.0M rising to $978.0M, a change of +42.4% across 10 years. Compounded, revenue has grown 4.7% a year over five years, 4.9% over three, -1.2% over the last twelve months. Net profit rose to $79.0M.

Operating margin went from 6.0% in 2016 to 10.0% in 2025, a gain of 4.0 percentage points. The most recent net margin is 7.38%. On a trailing twelve-month basis to Jun '26, revenue is $963.0M and net profit $71.0M.

Borrowings fell from $74.0M to $35.0M, cash from operations was $70.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 5.4% over five years, and was 12.3% in the most recent year.

The share price itself has compounded at 7.4% a year over five years, 9.4% over three, -3.2% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Donegal Group, Inc. (DGICA) — frequently asked questions

What is Donegal Group, Inc. (DGICA) stock price today?

Donegal Group, Inc. (DGICA) is currently trading at $18.82, down 2.06% today.

What is DGICA P/E ratio?

Donegal Group, Inc.'s P/E ratio is 9.27. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is DGICA return on equity (ROE)?

Donegal Group, Inc.'s return on equity (ROE) is 11.01%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is Donegal Group, Inc.'s market cap?

Donegal Group, Inc. has a market capitalization of $698.58M.

Does DGICA pay a dividend?

Yes. Donegal Group, Inc. currently yields 4.21%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does DGICA carry?

Donegal Group, Inc. has a debt-to-equity ratio of 0.05. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is DGICA's profit margin?

Donegal Group, Inc. reports a net profit margin of 7.38% — the share of revenue left after every cost, including tax and interest.

What sector is DGICA in?

Donegal Group, Inc. is classified under Financial Services, in the Insurance - Property & Casualty industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is DGICA listed on?

Donegal Group, Inc. trades on NASDAQ under the ticker DGICA.

What is DGICA's 52-week range?

Over the last year Donegal Group, Inc. has traded between $16.11 and $21.06.

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Screens DGICA currently matches

On the figures above, Donegal Group, Inc. passes the filters for 18 of our ready-made screens, among them Low PE Stocks, Low PB Stocks, Small Cap Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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