NASDAQ · Insurance - Property & Casualty

ACIC (ACIC) Stock

$9.36 -1.16% NASDAQ: ACIC Financial Services

Valuation

MetricValue
Price$9.36
Market Cap$453.62M
P/E Ratio4.94
P/B Ratio1.62
P/S Ratio1.59
EPS (TTM)$2.15
52-Week High$13.06
52-Week Low$9.14
Dividend Yield6.82%

Financials & Margins

MetricValue
ROE33.65%
ROA9.97%
ROCE44.97%
Gross Margin42.39%
Operating Margin42.69%
Net Margin31.34%
Debt/Equity0.46
Current Ratio1.22

Annual Financials (USD)

Metric20212022202320242025
Revenue$229.0M$221.0M$264.0M$297.0M$335.0M
Operating Profit$-10.0M$2.0M$96.0M$112.0M$143.0M
Net Profit$-58.0M$-470.0M$310.0M$76.0M$107.0M
EPS$-1.35$-10.87$6.98$1.53$2.15
Op Margin-4.6%0.8%36.4%37.6%42.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.7B$2.8B$1.1B$1.2B$1.1B
Total Liabilities$2.4B$3.0B$892.0M$980.0M$755.0M
Cash$212.0M$230.0M$139.0M$137.0M$199.0M
Borrowings$158.0M$150.0M$149.0M$152.0M$152.0M

Latest News

ESNT or ACIC: Which Is the Better Value Stock Right Now? Zacks · Jul 3, 2026 Implied Volatility Surging for American Coastal Insurance Stock Options Zacks · Jun 30, 2026 American Coastal Insurance Completes $14.4 Million in Common Share Repurchases MT Newswires · Jun 29, 2026 American Coastal Insurance Corporation Announces the Completion of $14.4 Million in Common Stock Share Repurchases GlobeNewswire · Jun 29, 2026 FAF vs. ACIC: Which Stock Is the Better Value Option? Zacks · Jun 5, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-295.0M$-173.0M$-136.0M$244.0M$71.0M
Investing Cash Flow$246.0M$234.0M$-3.0M$-179.0M$0
Financing Cash Flow$0$-18.0M$0$-1.0M$-2.0M
Net Cash Flow$-56.0M$38.0M$-112.0M$50.0M$71.0M
Free Cash Flow$-301.0M$-176.0M$-136.0M$243.0M$71.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA2.85
FCF Yield7.25%
Quick Ratio1.22
Interest Coverage13.00
Return 1Y-2.65%
Return 3Y129.80%
Return 5Y167.93%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AII $25.65 -1.35% 2.94 $502.50M 6.17%
BWB $20.92 -0.71% 12.23 $583.33M 0.00%
DGICA $19.17 +0.26% 9.83 $706.33M 4.22%
GAIN $16.37 -1.15% 3.50 $651.89M 9.19%
GAM $66.31 -0.48% 3.14 $1.59B 10.50%

About ACIC

ACIC is led by CEO Bennett Bradford Martz, employs 65 people, headquartered in US, publicly traded since 2007.

ACIC stock trades at $9.36 with a market capitalization of $453.62M. The stock is valued at a price-to-earnings (P/E) ratio of 4.94, price-to-book of 1.62, price-to-sales of 1.59. Over the past 52 weeks the stock has ranged between $9.14 and $13.06, and currently trades 28.3% below its 52-week high. It pays a dividend yielding 6.82%.

On profitability, ACIC generates a return on equity (ROE) of 33.65% — well above the market average, a sign of a high-quality business, return on capital employed of 44.97%, an operating margin of 42.69%, a net profit margin of 31.34%.

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $354.95 -0.30% V Financial - Credit Services $372.67 -1.77% MA Financial - Credit Services $581.10 -1.39% BAC Banks - Diversified $61.99 +0.08% HSBC Banks - Diversified $103.40 +0.25% MS Financial - Capital Markets $211.16 -1.01% GS Financial - Capital Markets $1002.56 -2.28% RY Banks - Diversified $203.48 -0.33% WFC Banks - Diversified $87.05 +0.76% MUFG Banks - Diversified $22.83 +0.35%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides