NASDAQ · Banks - Regional

ECBK (ECBK) Stock

$20.61 -0.43% NASDAQ: ECBK Financial Services

Valuation

MetricValue
Price$20.61
Market Cap$180.42M
P/E Ratio19.24
P/B Ratio0.92
P/S Ratio1.90
EPS (TTM)$0.94
52-Week High$21.00
52-Week Low$14.82
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE4.65%
ROA0.50%
ROCE5.81%
Gross Margin13.75%
Operating Margin12.50%
Net Margin11.49%
Debt/Equity1.48
Current Ratio0.10

Annual Financials (USD)

Metric20212022202320242025
Revenue$24.0M$31.0M$56.0M$68.0M$80.0M
Operating Profit$5.0M$3.0M$6.0M$5.0M$10.0M
Net Profit$4.0M$3.0M$4.0M$4.0M$8.0M
EPS$0.33$0.32$0.52$0.48$0.94
Op Margin23.2%11.4%10.7%7.9%13.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$666.0M$1.1B$1.3B$1.4B$1.6B
Total Liabilities$589.0M$902.0M$1.1B$1.3B$1.4B
Cash$53.0M$62.0M$119.0M$158.0M$95.0M
Borrowings$9.0M$174.0M$234.0M$234.0M$285.0M

Latest News

Here's Why ECB Bancorp (NASDAQ:ECBK) Has Caught The Eye Of Investors Simply Wall St. · May 13, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$6.0M$8.0M$6.0M$6.0M$9.0M
Investing Cash Flow$-68.0M$-390.0M$-158.0M$-95.0M$-260.0M
Financing Cash Flow$80.0M$146.0M$148.0M$128.0M$129.0M
Net Cash Flow$10.0M$9.0M$57.0M$39.0M$-71.0M
Free Cash Flow$6.0M$8.0M$6.0M$6.0M$9.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y23.83%
Return 3Y56.74%
Return 5Y—

Ownership

Insiders Held17.11%
Institutions Held30.65%
Institutions Float Held36.97%
Institutional HolderSharesReport Date
Alliancebernstein L.P.787,2792026-03-31
Blackrock Inc.394,6462026-03-31
Vanguard Capital Management LLC383,9222026-03-31
Geode Capital Management, LLC154,2472026-03-31
Sachetta, LLC 118,8532026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BFINBankFinancial Corporation $12.00 +0.00% 36.23 $149.53M 3.33%
CFBK $34.65 +0.26% 10.34 $222.94M 1.22%
CZWI $20.70 -0.62% 13.98 $199.63M 1.03%
FCAP $61.46 -1.08% 11.21 $205.62M 2.23%
FNWD $42.56 -1.09% 17.26 $184.41M 1.09%

About ECBK

ECBK is led by CEO Richard J. O'Neil Jr., employs 64 people, headquartered in US, publicly traded since 2022.

ECBK stock trades at $20.61 with a market capitalization of $180.42M. The stock is valued at a price-to-earnings (P/E) ratio of 19.24, price-to-book of 0.92, price-to-sales of 1.90. Over the past 52 weeks the stock has ranged between $14.82 and $21.00, and currently trades 1.9% below its 52-week high.

On profitability, ECBK generates a return on equity (ROE) of 4.65%, return on capital employed of 5.81%, an operating margin of 12.50%, a net profit margin of 11.49%.

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