BankFinancial Corporation (BFIN) Stock

About BankFinancial Corporation

BankFinancial Corporation, serving as the parent entity for BankFinancial, National Association, delivers a comprehensive suite of banking and financial services tailored for commercial enterprises, families, and individual consumers. Its deposit offerings span a variety of accounts, including savings, NOW, checking, and money market accounts, alongside individual retirement accounts (IRAs) and other retirement plans, as well as certificates of deposit. The institution provides diverse lending solutions, such as financing for multi-family and commercial real estate, construction and land development, and various commercial loans and leases. Residential mortgage products cater to single-to-four family homes, incorporating home equity loans and lines of credit, complemented by a range of consumer loan options. Beyond core banking, BankFinancial extends services like cash management, electronic funds transfers, bill payment, and a full suite of online and mobile banking functionalities. Further amenities include automated teller machines, safe deposit boxes, trust services, wealth management, and general insurance agency operations, involving the sale of property, casualty, and other insurance products. Financial planning assistance is also available. The company operates a network of 19 full-service branches situated across Cook, DuPage, Lake, and Will Counties in Illinois. Established in 1924, BankFinancial Corporation maintains its corporate headquarters in Burr Ridge, Illinois.

BankFinancial Corporation is headquartered in US.

BankFinancial Corporation (BFIN) stock trades at $12.00 with a market capitalization of $149.53M. The stock is valued at a price-to-earnings (P/E) ratio of 36.23, price-to-book of 0.95, price-to-sales of 2.75. Over the past 52 weeks the stock has ranged between $10.69 and $13.58, and currently trades 11.6% below its 52-week high. It pays a dividend yielding 3.33%.

On profitability, BankFinancial Corporation generates a return on equity (ROE) of 2.60%, return on capital employed of 2.21%, an operating margin of 8.21%, a net profit margin of 7.50%.

Official website: www.bankfinancial.com

BankFinancial Corporation by the numbers, 2015–2024

Between 2015 and 2024 BankFinancial Corporation reported revenue of $56.0M rising to $74.0M, a change of +32.1% across 10 years. Compounded, revenue has grown 0.6% a year over five years, 12.5% over three, 4.2% over the last twelve months. Net profit fell to $4.0M.

Operating margin went from 25.3% in 2015 to 6.8% in 2024, a fall of 18.5 percentage points. The most recent net margin is 7.50%. On a trailing twelve-month basis to Sep '25, revenue is $72.0M and net profit $2.0M.

Borrowings fell from $64.0M to $39.0M, cash on hand is $632.1M, cash from operations was $8.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 4.9% over five years, and was 2.6% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

BankFinancial Corporation (BFIN) — frequently asked questions