NASDAQ · Banks - Regional

First Bank (FRBA) Stock

$19.39 +4.53% NASDAQ: FRBA Financial Services

Valuation

MetricValue
Price$19.39
Market Cap$479.98M
P/E Ratio10.34
P/B Ratio0.98
P/S Ratio1.82
EPS (TTM)$1.74
52-Week High$19.39
52-Week Low$14.41
Dividend Yield2.02%

Financials & Margins

MetricValue
ROE9.57%
ROA1.04%
ROCE1.42%
Gross Margin23.48%
Operating Margin23.08%
Net Margin17.31%
Debt/Equity0.60
Current Ratio0.13

Annual Financials (USD)

Metric20212022202320242025
Revenue$99.0M$112.0M$173.0M$229.0M$247.0M
Operating Profit$47.0M$48.0M$27.0M$55.0M$57.0M
Net Profit$35.0M$36.0M$21.0M$42.0M$44.0M
EPS$1.79$1.84$0.95$1.67$1.74
Op Margin47.3%42.6%15.7%24.0%23.2%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.5B$2.7B$3.6B$3.8B$4.0B
Total Liabilities$2.3B$2.4B$3.2B$3.4B$3.5B
Cash$156.0M$114.0M$215.0M$258.0M$302.0M
Borrowings$125.0M$121.0M$234.0M$277.0M$271.0M

Latest News

First Bank Announces Second Quarter 2026 Earnings Conference Call GlobeNewswire · Jul 1, 2026 Do Options Traders Know Something About First Bank Stock We Don't? Zacks · Jun 18, 2026 A Fund Sold $5.5 Million of This Regional Bank. Should Investors Follow? Motley Fool · May 30, 2026 Discovering US Undiscovered Gems In May 2026 Simply Wall St. · May 20, 2026 Why You Might Be Interested In First Bank (NASDAQ:FRBA) For Its Upcoming Dividend Simply Wall St. · May 3, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$28.0M$37.0M$144.0M$28.0M$66.0M
Investing Cash Flow$7.0M$-235.0M$17.0M$-110.0M$-158.0M
Financing Cash Flow$106.0M$177.0M$-4.0M$87.0M$138.0M
Net Cash Flow$59.0M$-29.0M$102.0M$44.0M$37.0M
Free Cash Flow$28.0M$35.0M$141.0M$25.0M$63.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.79
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y15.37%
Return 3Y52.49%
Return 5Y44.19%

Ownership

Insiders Held6.42%
Institutions Held58.55%
Institutions Float Held62.57%
Institutional HolderSharesReport Date
Blackrock Inc.1,896,5992026-03-31
Patriot Financial Partners Gp II, L.P.1,631,4372026-03-31
Dimensional Fund Advisors LP1,032,1162026-03-31
Vanguard Capital Management LLC965,2722026-03-31
BANC FUNDS CO LLC864,2052026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BFCBank First Corporation $147.34 +1.36% 19.31 $1.63B 1.61%
FBNCFirst Bancorp $64.44 +0.81% 19.36 $2.67B 1.54%
FCAPFirst Capital, Inc. $63.35 -0.92% 11.37 $211.88M 2.03%
FCBMFirst Carolina Financial Services, Inc. $12.94 +0.23% 32.35 $391.38M 0.00%
FCCOFirst Community Corporation $33.10 +0.33% 11.98 $311.13M 2.09%

About First Bank

First Bank is led by CEO Patrick L. Ryan, employs 315 people, headquartered in US, publicly traded since 2010.

First Bank (FRBA) stock trades at $19.39 with a market capitalization of $479.98M. The stock is valued at a price-to-earnings (P/E) ratio of 10.34, price-to-book of 0.98, price-to-sales of 1.82. Over the past 52 weeks the stock has ranged between $14.41 and $19.39, and currently trades at or near its 52-week high. It pays a dividend yielding 2.02%.

On profitability, First Bank generates a return on equity (ROE) of 9.57%, return on capital employed of 1.42%, an operating margin of 23.08%, a net profit margin of 17.31%.

First Bank by the numbers, 2016–2025

Between 2016 and 2025 First Bank reported revenue of $40.0M rising to $247.0M, a change of +517.5% across 10 years. Compounded, revenue has grown 20.8% a year over five years, 30.2% over three, 7.9% over the last twelve months. Net profit rose to $44.0M.

Operating margin went from 23.8% in 2016 to 23.2% in 2025, essentially unchanged. The most recent net margin is 17.31%. On a trailing twelve-month basis to Jun '26, revenue is $246.0M and net profit $43.0M.

Borrowings rose from $86.0M to $271.0M, cash from operations was $66.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 10.3% over five years, and was 9.9% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

First Bank (FRBA) — frequently asked questions

What is First Bank (FRBA) stock price today?

First Bank (FRBA) is currently trading at $19.39, up 4.53% today.

What is FRBA P/E ratio?

First Bank's P/E ratio is 10.34. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is FRBA return on equity (ROE)?

First Bank's return on equity (ROE) is 9.57%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is First Bank's market cap?

First Bank has a market capitalization of $479.98M.

Does FRBA pay a dividend?

Yes. First Bank currently yields 2.02%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does FRBA carry?

First Bank has a debt-to-equity ratio of 0.60. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is FRBA's profit margin?

First Bank reports a net profit margin of 17.31% — the share of revenue left after every cost, including tax and interest.

What sector is FRBA in?

First Bank is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is FRBA listed on?

First Bank trades on NASDAQ under the ticker FRBA.

What is FRBA's 52-week range?

Over the last year First Bank has traded between $14.41 and $19.39.

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Screens FRBA currently matches

On the figures above, First Bank passes the filters for 12 of our ready-made screens, among them Small Cap Stocks, Stocks With PE Under 20, Small Cap Low PE Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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