NASDAQ · Banks - Regional

Lakeland Financial Corporation (LKFN) Stock

$58.39 -0.80% NASDAQ: LKFN Financial Services

Valuation

MetricValue
Price$58.39
Market Cap$1.45B
P/E Ratio13.49
P/B Ratio1.91
P/S Ratio3.45
EPS (TTM)$4.01
52-Week High$65.43
52-Week Low$54.36
Dividend Yield3.52%

Financials & Margins

MetricValue
ROE14.67%
ROA1.54%
ROCE1.90%
Gross Margin29.86%
Operating Margin29.86%
Net Margin26.04%
Debt/Equity0.10
Current Ratio0.03

Annual Financials (USD)

Metric20212022202320242025
Revenue$238.0M$281.0M$393.0M$430.0M$422.0M
Operating Profit$117.0M$125.0M$110.0M$112.0M$126.0M
Net Profit$96.0M$104.0M$94.0M$93.0M$103.0M
EPS$3.74$4.04$3.65$3.63$4.01
Op Margin49.4%44.5%28.1%26.0%29.8%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$6.6B$6.4B$6.5B$6.7B$7.0B
Total Liabilities$5.9B$5.9B$5.9B$6.0B$6.2B
Cash$683.0M$130.0M$152.0M$168.0M$57.0M
Borrowings$75.0M$297.0M$50.0M$0$184.0M

Latest News

LKFN: Lowering target price to $64.00 Argus Research · Jul 15, 2026 Lakeland Financial (LKFN) Could Be a Great Choice Zacks · Jul 10, 2026 3 Small-Cap Stocks We Keep Off Our Radar StockStory · Jul 2, 2026 2 Unpopular Stocks That Deserve a Second Chance and 1 We Ignore StockStory · Jun 30, 2026 3 Reliable Dividend Stocks Offering At Least 3.4% Yield Simply Wall St. · Jun 9, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$114.0M$169.0M$114.0M$102.0M$115.0M
Investing Cash Flow$-338.0M$-631.0M$-61.0M$-173.0M$-337.0M
Financing Cash Flow$696.0M$-277.0M$256.0M$177.0M$52.0M
Net Cash Flow$433.0M$-553.0M$22.0M$16.0M$-27.0M
Free Cash Flow$108.0M$165.0M$108.0M$94.0M$104.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.71
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y-2.66%
Return 3Y19.81%
Return 5Y17.08%

Ownership

Insiders Held2.82%
Institutions Held87.38%
Institutions Float Held89.92%
Institutional HolderSharesReport Date
Blackrock Inc.3,536,3662026-03-31
Neuberger Berman Group, LLC2,165,3972026-03-31
State Street Corporation1,378,6992026-03-31
Vanguard Capital Management LLC1,098,0432026-03-31
Charles Schwab Investment Management, Inc.869,2682026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BFCBank First Corporation $147.34 +1.36% 19.31 $1.63B 1.61%
CFFIC&F Financial Corporation $107.33 -0.83% 10.96 $349.00M 1.95%
CMTVCommunity Bancorp. $42.31 -2.58% 12.71 $236.97M 2.49%
CZFSCitizens Financial Services, Inc. $84.57 +1.00% 9.44 $406.77M 2.52%
EGBNEagle Bancorp, Inc. $33.68 +2.15% -22.52 $1.03B 0.14%

About Lakeland Financial Corporation

Lakeland Financial Corporation is led by CEO David Findlay, employs 647 people, headquartered in US, publicly traded since 1997.

Lakeland Financial Corporation (LKFN) stock trades at $58.39 with a market capitalization of $1.45B. The stock is valued at a price-to-earnings (P/E) ratio of 13.49, price-to-book of 1.91, price-to-sales of 3.45. Over the past 52 weeks the stock has ranged between $54.36 and $65.43, and currently trades 10.8% below its 52-week high. It pays a dividend yielding 3.52%.

On profitability, Lakeland Financial Corporation generates a return on equity (ROE) of 14.67%, return on capital employed of 1.90%, an operating margin of 29.86%, a net profit margin of 26.04%.

Lakeland Financial Corporation by the numbers, 2016–2025

Between 2016 and 2025 Lakeland Financial Corporation reported revenue of $164.0M rising to $422.0M, a change of +157.3% across 10 years. Compounded, revenue has grown 13.1% a year over five years, 14.5% over three, -1.9% over the last twelve months. Net profit rose to $103.0M.

Operating margin went from 47.2% in 2016 to 29.8% in 2025, a fall of 17.4 percentage points. The most recent net margin is 26.04%. On a trailing twelve-month basis to Jun '26, revenue is $428.0M and net profit $110.0M.

Borrowings fell from $441.0M to $184.0M, cash from operations was $115.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 14.7% over five years, and was 13.5% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Lakeland Financial Corporation (LKFN) — frequently asked questions

What is Lakeland Financial Corporation (LKFN) stock price today?

Lakeland Financial Corporation (LKFN) is currently trading at $58.39, down 0.8% today.

What is LKFN P/E ratio?

Lakeland Financial Corporation's P/E ratio is 13.49. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is LKFN return on equity (ROE)?

Lakeland Financial Corporation's return on equity (ROE) is 14.67%. ROE measures net income relative to shareholders' equity. This is within the typical market range of roughly 12-15%.

What is Lakeland Financial Corporation's market cap?

Lakeland Financial Corporation has a market capitalization of $1.45B.

Does LKFN pay a dividend?

Yes. Lakeland Financial Corporation currently yields 3.52%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does LKFN carry?

Lakeland Financial Corporation has a debt-to-equity ratio of 0.10. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is LKFN's profit margin?

Lakeland Financial Corporation reports a net profit margin of 26.04% — the share of revenue left after every cost, including tax and interest.

What sector is LKFN in?

Lakeland Financial Corporation is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is LKFN listed on?

Lakeland Financial Corporation trades on NASDAQ under the ticker LKFN.

What is LKFN's 52-week range?

Over the last year Lakeland Financial Corporation has traded between $54.36 and $65.43.

Related Financial Services Stocks

BRK.A Berkshire Hathaway Inc. $733370.00 +0.00% BRK.B Berkshire Hathaway Inc. New $482.70 +0.00% JPM JP Morgan Chase & Co. $331.58 -1.47% V Visa Inc. $407.92 -1.55% MA Mastercard Incorporated $623.60 -1.52% BAC Bank of America Corporation $50.56 -1.02% HSBC HSBC Holdings, plc $90.68 -1.32% MS Morgan Stanley $179.49 -2.44% RY Royal Bank Of Canada $201.17 -0.44% GS Goldman Sachs Group, Inc. (The) $875.68 -1.75% WFC Wells Fargo & Company $82.39 -0.75% MUFG Mitsubishi UFJ Financial Group, Inc. $21.07 -1.59%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens LKFN currently matches

On the figures above, Lakeland Financial Corporation passes the filters for 17 of our ready-made screens, among them Undervalued Stocks, Undervalued Dividend Stocks, Dividend Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

Undervalued StocksUndervalued Dividend StocksDividend StocksLow Debt Dividend StocksLow Debt StocksHigh Profit Margin StocksSmall Cap StocksStocks With Insider BuyingStocks With PE Under 20Small Cap Low PE StocksStocks Under $100Small Cap Dividend StocksDividend Yield Over 3%Stocks With PE Under 25Stocks With PE Under 30Debt to Equity Below 1 StocksNegative Working Capital Stocks

Related stock screens

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksHigh ROE StocksLow P/E StocksHigh Net Margin StocksDividend StocksLow Debt StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides

Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.