Lake Shore Bancorp, Inc. (LSBK) Stock

About Lake Shore Bancorp, Inc.

Lake Shore Bancorp, Inc. is led by CEO Kim C. Liddell, employs 93 people, headquartered in US, publicly traded since 2006.

Lake Shore Bancorp, Inc. (LSBK) stock trades at $18.61 with a market capitalization of $146.16M. The stock is valued at a price-to-earnings (P/E) ratio of 16.13, price-to-book of 0.94, price-to-sales of 3.51. Over the past 52 weeks the stock has ranged between $12.50 and $19.09, and currently trades 2.5% below its 52-week high. It pays a dividend yielding 1.99%.

On profitability, Lake Shore Bancorp, Inc. generates a return on equity (ROE) of 5.91%, return on capital employed of 6.44%, an operating margin of 24.47%, a net profit margin of 20.74%.

Lake Shore Bancorp, Inc. by the numbers, 2016–2025

Between 2016 and 2025 Lake Shore Bancorp, Inc. reported revenue of $22.0M rising to $40.0M, a change of +81.8% across 10 years. Compounded, revenue has grown 8.2% a year over five years, 11.3% over three, 5.3% over the last twelve months. Net profit rose to $7.0M.

Operating margin went from 19.9% in 2016 to 22.1% in 2025, a gain of 2.3 percentage points. The most recent net margin is 20.74%. On a trailing twelve-month basis to Jun '26, revenue is $40.0M and net profit $8.0M.

Borrowings fell from $19.0M to $1.0M, cash from operations was $8.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 6.1% over five years, and was 4.9% in the most recent year.

The share price itself has compounded at 10.6% a year over five years, 28.7% over three, 41.6% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Lake Shore Bancorp, Inc. (LSBK) — frequently asked questions