NGM · Banks - Regional

Magyar Bancorp, Inc. (MGYR) Stock

$19.90 +3.54% NGM: MGYR Financial Services

Valuation

MetricValue
Price$19.90
Market Cap$128.46M
P/E Ratio10.17
P/B Ratio0.94
P/S Ratio2.00
EPS (TTM)$1.78
52-Week High$20.00
52-Week Low$16.03
Dividend Yield2.07%

Financials & Margins

MetricValue
ROE9.59%
ROA1.12%
ROCE8.58%
Gross Margin22.41%
Operating Margin24.14%
Net Margin18.89%
Debt/Equity0.41
Current Ratio0.04

Annual Financials (USD)

Metric20212022202320242025
Revenue$32.0M$32.0M$41.0M$52.0M$58.0M
Operating Profit$9.0M$11.0M$11.0M$11.0M$14.0M
Net Profit$6.0M$8.0M$8.0M$8.0M$10.0M
EPS$1.01$1.17$1.20$1.23$1.56
Op Margin27.6%34.7%26.4%21.3%23.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$774.0M$799.0M$907.0M$952.0M$998.0M
Total Liabilities$676.0M$700.0M$803.0M$841.0M$879.0M
Cash$75.0M$31.0M$73.0M$26.0M$7.0M
Borrowings$23.0M$20.0M$34.0M$29.0M$49.0M

Latest News

Do Magyar Bancorp's (NASDAQ:MGYR) Earnings Warrant Your Attention? Simply Wall St. · May 1, 2026 KBW Announces 2026 Bank Honor Roll Award Winners GlobeNewswire · Apr 28, 2026 MAGYAR BANCORP, INC. ANNOUNCES SECOND QUARTER FINANCIAL RESULTS AND DECLARES DIVIDEND PR Newswire · Apr 23, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$9.0M$11.0M$8.0M$6.0M$10.0M
Investing Cash Flow$-9.0M$-70.0M$-66.0M$-91.0M$-65.0M
Financing Cash Flow$19.0M$23.0M$87.0M$40.0M$17.0M
Net Cash Flow$13.0M$-44.0M$42.0M$-47.0M$-19.0M
Free Cash Flow$9.0M$11.0M$8.0M$6.0M$10.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.48
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y5.25%
Return 3Y68.84%
Return 5Y74.46%

Ownership

Insiders Held16.36%
Institutions Held31.33%
Institutions Float Held37.45%
Institutional HolderSharesReport Date
Alliancebernstein L.P.638,1792026-03-31
M3F, Inc.283,8942026-03-31
Maltese Capital Management, LLC236,7532026-03-31
Truffle Hound Capital, LLC 200,0002026-03-31
PL Capital Advisors, LLC183,3172026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AFBI $22.98 +0.13% 17.43 $140.06M 0.00%
FGBIFirst Guaranty Bancshares, Inc. $8.94 +5.92% -3.22 $147.86M 0.48%
LSBKLake Shore Bancorp, Inc. $18.61 -0.53% 16.13 $146.16M 1.99%
PROVProvident Financial Holdings, Inc. $18.20 +0.05% 17.78 $113.46M 3.06%
RBKBRhinebeck Bancorp, Inc. $12.93 +0.00% 14.29 $202.17M 0.00%

About Magyar Bancorp, Inc.

Magyar Bancorp, Inc. is led by CEO John S. Fitzgerald, employs 91 people, headquartered in US, publicly traded since 2006.

Magyar Bancorp, Inc. (MGYR) stock trades at $19.90 with a market capitalization of $128.46M. The stock is valued at a price-to-earnings (P/E) ratio of 10.17, price-to-book of 0.94, price-to-sales of 2.00. Over the past 52 weeks the stock has ranged between $16.03 and $20.00, and currently trades at or near its 52-week high. It pays a dividend yielding 2.07%.

On profitability, Magyar Bancorp, Inc. generates a return on equity (ROE) of 9.59%, return on capital employed of 8.58%, an operating margin of 24.14%, a net profit margin of 18.89%.

Magyar Bancorp, Inc. by the numbers, 2016–2025

Between 2016 and 2025 Magyar Bancorp, Inc. reported revenue of $22.0M rising to $58.0M, a change of +163.6% across 10 years. Compounded, revenue has grown 15.7% a year over five years, 21.9% over three, 11.5% over the last twelve months. Net profit rose to $10.0M.

Operating margin went from 7.8% in 2016 to 23.6% in 2025, a gain of 15.8 percentage points. The most recent net margin is 18.89%. On a trailing twelve-month basis to Jun '26, revenue is $62.0M and net profit $12.0M.

Borrowings rose from $36.0M to $49.0M, cash from operations was $10.0M in the latest year, positive in 10 of the last 10.

Return on equity has averaged 7.5% over five years, and was 8.4% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Magyar Bancorp, Inc. (MGYR) — frequently asked questions

What is Magyar Bancorp, Inc. (MGYR) stock price today?

Magyar Bancorp, Inc. (MGYR) is currently trading at $19.90, up 3.54% today.

What is MGYR P/E ratio?

Magyar Bancorp, Inc.'s P/E ratio is 10.17. This is below the typical market average of roughly 18-22x. A low P/E can reflect a lower valuation, slower expected growth, or both.

What is MGYR return on equity (ROE)?

Magyar Bancorp, Inc.'s return on equity (ROE) is 9.59%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.

What is Magyar Bancorp, Inc.'s market cap?

Magyar Bancorp, Inc. has a market capitalization of $128.46M.

Does MGYR pay a dividend?

Yes. Magyar Bancorp, Inc. currently yields 2.07%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does MGYR carry?

Magyar Bancorp, Inc. has a debt-to-equity ratio of 0.41. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is MGYR's profit margin?

Magyar Bancorp, Inc. reports a net profit margin of 18.89% — the share of revenue left after every cost, including tax and interest.

What sector is MGYR in?

Magyar Bancorp, Inc. is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is MGYR listed on?

Magyar Bancorp, Inc. trades on NGM under the ticker MGYR.

What is MGYR's 52-week range?

Over the last year Magyar Bancorp, Inc. has traded between $16.03 and $20.00.

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Screens MGYR currently matches

On the figures above, Magyar Bancorp, Inc. passes the filters for 1 of our ready-made screens, among them Micro Cap Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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