MBIA Inc. (MBI) Stock

About MBIA Inc.

MBIA Inc. focuses on providing insurance services that guarantee financial obligations, predominantly within the public finance arena. The company operates through two main divisions: one dedicated to U.S. Public Finance Insurance, and another covering International and Structured Finance Insurance. For its U.S. operations, MBIA offers guarantees for municipal bonds, encompassing both tax-exempt and taxable debt. These instruments are issued by various U.S. governmental bodies and territories, as well as by entities such as public utilities, airports, healthcare providers, higher education institutions, student loan programs, and housing authorities. Furthermore, the company extends coverage to certain private sector obligations. In the international and structured finance sector, MBIA insures non-U.S. public finance instruments and global structured financial products, including asset-backed securities. This segment also provides coverage for sovereign and sub-sovereign bonds, alongside privately issued bonds that finance substantial infrastructure projects such as toll roads, bridges, airports, and public transportation networks. Additionally, MBIA offers reinsurance services to other parties. MBIA Inc. was founded in 1973 and maintains its principal office in Purchase, New York.

MBIA Inc. is led by CEO William Charles Fallon, publicly traded since 1987.

MBIA Inc. (MBI) stock trades at $4.46 with a market capitalization of $227.53M. The stock is valued at a negative price-to-earnings (P/E) ratio of -1.52, reflecting a net loss over the last twelve months, a negative price-to-book of -0.09, reflecting negative shareholders' equity, price-to-sales of 2.39. Over the past 52 weeks the stock has ranged between $4.19 and $7.87, and currently trades 43.3% below its 52-week high.

On profitability, MBIA Inc. generates a return on equity (ROE) of 6.43% (not meaningful, as shareholders' equity is negative), return on capital employed of -8.08%, an operating margin of -226.25%, a net profit margin of -154.26%.

Official website: www.mbia.com

MBIA Inc. by the numbers, 2016–2025

Between 2016 and 2025 MBIA Inc. reported revenue of $289.0M rising to $80.0M, a change of -72.3% across 10 years. Compounded, revenue has grown -22.3% a year over five years, -19.6% over three, 90.5% over the last twelve months. Net profit rose to $-177.0M.

Operating margin went from -117.3% in 2016 to -226.3% in 2025, a fall of 109.0 percentage points. The most recent net margin is -154.26%. On a trailing twelve-month basis to Jun '26, revenue is $94.0M and net profit $-145.0M.

Borrowings fell from $5.1B to $3.3B, cash from operations was $38.0M in the latest year, positive in 2 of the last 10.

Return on equity has averaged 44.8% over five years, and was 7.9% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

MBIA Inc. (MBI) — frequently asked questions