Midland States Bancorp, Inc. (MSBI) Stock
Valuation
Financials & Margins
Annual Financials (USD)
Balance Sheet (USD)
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Cash Flow (USD)
Valuation & Return Ratios
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Peer Comparison
About Midland States Bancorp, Inc.
Midland States Bancorp, Inc. is led by CEO Jeffrey G. Ludwig, employs 907 people, headquartered in US, publicly traded since 2016.
Midland States Bancorp, Inc. (MSBI) stock trades at $32.98 with a market capitalization of $684.40M. The stock is valued at a price-to-earnings (P/E) ratio of 20.71, price-to-book of 1.23, price-to-sales of 1.55. Over the past 52 weeks the stock has ranged between $14.24 and $35.10, and currently trades 6.0% below its 52-week high. It pays a dividend yielding 3.98%.
On profitability, Midland States Bancorp, Inc. generates a return on equity (ROE) of 7.55%, return on capital employed of 5.88%, an operating margin of -22.01%, a net profit margin of 9.71%.
Midland States Bancorp, Inc. by the numbers, 2016–2025
Between 2016 and 2025 Midland States Bancorp, Inc. reported revenue of $191.0M rising to $468.0M, a change of +145.0% across 10 years. Compounded, revenue has grown 8.2% a year over five years, 2.3% over three, -14.3% over the last twelve months. Net profit fell to $-124.0M.
Operating margin went from 26.4% in 2016 to -22.1% in 2025, a fall of 48.4 percentage points. The most recent net margin is 9.71%. On a trailing twelve-month basis to Jun '26, revenue is $443.0M and net profit $43.0M.
Borrowings fell from $424.0M to $380.0M, cash from operations was $126.0M in the latest year, positive in 10 of the last 10.
Return on equity has averaged 3.3% over five years, and was -21.9% in the most recent year.
The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.
Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.
Midland States Bancorp, Inc. (MSBI) — frequently asked questions
What is Midland States Bancorp, Inc. (MSBI) stock price today?
Midland States Bancorp, Inc. (MSBI) is currently trading at $32.98, up 0.06% today.
What is MSBI P/E ratio?
Midland States Bancorp, Inc.'s P/E ratio is 20.71. This is between 15x and 30x, around the typical market average of roughly 18-22x.
What is MSBI return on equity (ROE)?
Midland States Bancorp, Inc.'s return on equity (ROE) is 7.55%. ROE measures net income relative to shareholders' equity. This is below the typical market range of roughly 12-15%.
What is Midland States Bancorp, Inc.'s market cap?
Midland States Bancorp, Inc. has a market capitalization of $684.40M.
Does MSBI pay a dividend?
Yes. Midland States Bancorp, Inc. currently yields 3.98%. Yield moves with the share price, so it changes daily even when the payment does not.
How much debt does MSBI carry?
Midland States Bancorp, Inc. has a debt-to-equity ratio of 0.75. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.
What is MSBI's profit margin?
Midland States Bancorp, Inc. reports a net profit margin of 9.71% — the share of revenue left after every cost, including tax and interest.
What sector is MSBI in?
Midland States Bancorp, Inc. is classified under Financial Services, in the Banks - Regional industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.
Which exchange is MSBI listed on?
Midland States Bancorp, Inc. trades on NASDAQ under the ticker MSBI.
What is MSBI's 52-week range?
Over the last year Midland States Bancorp, Inc. has traded between $14.24 and $35.10.
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On the figures above, Midland States Bancorp, Inc. passes the filters for 9 of our ready-made screens, among them Small Cap Stocks, Stocks Under $100, Stocks Under $50. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.
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Data for information only, not investment advice. Figures may be delayed or inaccurate; verify against company filings. See our disclaimer.