NASDAQ · Financial - Credit Services

Atlanticus Holdings Corporation (ATLC) Stock

$92.02 -1.62% NASDAQ: ATLC Financial Services

Valuation

MetricValue
Price$92.02
Market Cap$1.40B
P/E Ratio9.79
P/B Ratio1.92
P/S Ratio0.86
EPS (TTM)$0.00
52-Week High$114.34
52-Week Low$47.50
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE23.09%
ROA2.06%
ROCE3.94%
Gross Margin75.06%
Operating Margin24.05%
Net Margin9.30%
Debt/Equity8.48
Current Ratio1.76

Annual Financials (USD)

Metric20212022202320242025
Revenue$454.0M$374.0M$366.0M$460.0M$704.0M
Operating Profit$220.0M$149.0M$129.0M$139.0M$160.0M
Net Profit$178.0M$136.0M$103.0M$111.0M$122.0M
EPS$7.56$5.83$4.24$4.77$5.96
Op Margin48.4%39.9%35.2%30.1%22.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.9B$2.4B$2.7B$3.3B$7.6B
Total Liabilities$1.7B$2.1B$2.3B$2.8B$7.0B
Cash$410.0M$385.0M$339.0M$375.0M$621.0M
Borrowings$1.4B$1.8B$2.0B$2.5B$6.5B

Latest News

Here's Why Atlanticus' Scalable Platform Support Long-Term Growth Zacks · Jul 9, 2026 Is Atlanticus Stock Still Worth Buying After a 71% Rally in a Year? Zacks · Jul 8, 2026 5 Reasons to Add Dave Stock to Your Portfolio Right Now Zacks · Jul 3, 2026 Atlanticus CFO Unloads $1 Million in Shares. Should You Sell ATLC Too? Motley Fool · Jul 3, 2026 Fast-paced Momentum Stock Atlanticus (ATLC) Is Still Trading at a Bargain Zacks · Jul 2, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$212.0M$346.0M$459.0M$469.0M$638.0M
Investing Cash Flow$-482.0M$-686.0M$-676.0M$-749.0M$-1.5B
Financing Cash Flow$-23.0M$-85.0M$-14.0M$-52.0M$-69.0M
Net Cash Flow$248.0M$-73.0M$-50.0M$116.0M$268.0M
Free Cash Flow$205.0M$341.0M$455.0M$468.0M$633.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.27
EV / EBITDA22.99
FCF Yield65.88%
Quick Ratio14.90
Interest Coverage0.66
Return 1Y80.65%
Return 3Y133.16%
Return 5Y125.05%

Ownership

Insiders Held64.53%
Institutions Held24.89%
Institutions Float Held70.17%
Institutional HolderSharesReport Date
Wellington Management Group, LLP754,9582026-03-31
Dimensional Fund Advisors LP522,5452026-03-31
Blackrock Inc.430,1672026-03-31
Vanguard Capital Management LLC235,2812026-03-31
American Century Companies Inc185,0912026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ALLYAlly Financial Inc. $37.68 -0.13% 8.84 $11.46B 3.17%
BFHBread Financial Holdings, Inc. $102.56 +1.23% 7.50 $3.94B 0.94%
CACCCredit Acceptance Corporation $540.98 -1.62% 11.49 $5.62B 0.00%
CPSSConsumer Portfolio Services, Inc. $9.15 -0.22% 9.18 $200.43M 0.00%
ENVAEnova International, Inc. $177.89 +0.21% 12.10 $4.43B 0.00%

About Atlanticus Holdings Corporation

Atlanticus Holdings Corporation is led by CEO Jeffrey A. Howard, employs 417 people, headquartered in US, publicly traded since 1999.

Atlanticus Holdings Corporation (ATLC) stock trades at $92.02 with a market capitalization of $1.40B. The stock is valued at a price-to-earnings (P/E) ratio of 9.79, price-to-book of 1.92, price-to-sales of 0.86. Over the past 52 weeks the stock has ranged between $47.50 and $114.34, and currently trades 19.5% below its 52-week high.

On profitability, Atlanticus Holdings Corporation generates a return on equity (ROE) of 23.09%, above the typical market range of roughly 12-15%, return on capital employed of 3.94%, an operating margin of 24.05%, a net profit margin of 9.30%.

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