NYSE · Asset Management

Pearl Diver Credit Company Inc. (PDCC) Stock

$7.15 +2.00% NYSE: PDCC Financial Services

Valuation

MetricValue
Price$7.15
Market Cap$48.65M
P/E Ratio-25.39
P/B Ratio0.52
P/S Ratio3.31
EPS (TTM)$-2.35
52-Week High$16.75
52-Week Low$7.00
Dividend Yield18.62%

Financials & Margins

MetricValue
ROE-5.12%
ROA-5.08%
ROCE-14.17%
Gross Margin-72.73%
Operating Margin-72.73%
Net Margin-34.50%
Debt/Equity0.04
Current Ratio0.14

Annual Financials (USD)

Metric202320242025
Revenue$2.0M$17.0M$22.0M
Operating Profit$8.0M$15.0M$-16.0M
Net Profit$8.0M$7.0M$-19.0M
EPS$1.09$0.85$-2.35
Op Margin374.5%86.7%-71.8%

Balance Sheet (USD)

Metric202320242025
Total Assets$96.0M$179.0M$141.0M
Total Liabilities$0$44.0M$9.0M
Cash$19.0M$0$0
Borrowings$0$7.0M$7.0M

Latest News

PEARL DIVER CREDIT COMPANY INC (PDCC) Q1 2026 Earnings Call Highlights: Navigating Market ... GuruFocus.com · May 19, 2026 Pearl Diver Credit Q1 Earnings Call Highlights MarketBeat · May 19, 2026 Pearl Diver Credit Reports Q1 Net Loss MT Newswires · May 19, 2026 Pearl Diver Credit Company Inc. Announces First Quarter 2026 Financial Results PR Newswire · May 19, 2026 Pearl Diver Credit Company Inc. Declares Monthly Dividends PR Newswire · May 19, 2026

Cash Flow (USD)

Metric202320242025
Operating Cash Flow$2.0M$-10.0M$28.0M
Investing Cash Flow$-71.0M$-153.0M$-44.0M
Financing Cash Flow$90.0M$-2.0M$-7.0M
Net Cash Flow$19.0M$-19.0M$0
Free Cash Flow$2.0M$-10.0M$28.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.11
EV / EBITDA-3.89
FCF Yield101.37%
Quick Ratio0.68
Interest Coverage-9.65
Return 1Y-36.09%
Return 3Y—
Return 5Y—

Ownership

Insiders Held62.42%
Institutions Held32.33%
Institutions Float Held86.04%
Institutional HolderSharesReport Date
University Of Wisconsin Foundation1,459,0212026-03-31
Jefferies Financial Group Inc.249,7962026-03-31
Goldman Sachs Group Inc249,3682026-03-31
Prudential Financial, Inc.161,3862026-03-31
Kingswood Wealth Advisors, LLC84,9652026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
MAASMaase Inc. $12.20 -2.32% -16.73 $5.31B 0.00%
OCCIOFS Credit Company, Inc. $2.67 +0.75% -2.19 $78.42M 22.47%
OFSOFS Capital Corporation $3.72 +0.27% -1.33 $49.84M 18.28%
PFXPhenixFIN Corporation $42.39 -0.71% 18.54 $81.87M 0.15%
RBKBRhinebeck Bancorp, Inc. $12.93 +0.00% 14.29 $202.17M 0.00%

About Pearl Diver Credit Company Inc.

Pearl Diver Credit Company Inc. is led by CEO Indranil Basu, headquartered in US, publicly traded since 2024.

Pearl Diver Credit Company Inc. (PDCC) stock trades at $7.15 with a market capitalization of $48.65M. The stock is valued at a negative price-to-earnings (P/E) ratio of -25.39, reflecting a net loss over the last twelve months, price-to-book of 0.52, price-to-sales of 3.31. Over the past 52 weeks the stock has ranged between $7.00 and $16.75, and currently trades 57.3% below its 52-week high. It pays a dividend yielding 18.62%.

On profitability, Pearl Diver Credit Company Inc. generates a return on equity (ROE) of -5.12% (negative, reflecting a net loss), return on capital employed of -14.17%, an operating margin of -72.73%, a net profit margin of -34.50%.

Pearl Diver Credit Company Inc. by the numbers, 2023–2025

Between 2023 and 2025 Pearl Diver Credit Company Inc. reported revenue of $2.0M rising to $22.0M, a change of +1000.0% across 3 years. Compounded, revenue has grown —% a year over five years, —% over three, 29.4% over the last twelve months. Net profit fell to $-19.0M.

Operating margin went from 374.5% in 2023 to -71.8% in 2025, a fall of 446.3 percentage points. The most recent net margin is -34.50%. On a trailing twelve-month basis to Jun '26, revenue is $15.0M and net profit $21.0M.

Borrowings stand at $7.0M, cash from operations was $28.0M in the latest year, positive in 2 of the last 3.

Return on equity has averaged -0.3% over five years, and was -14.4% in the most recent year.

The share price itself has compounded at —% a year over five years, —% over three, —% over the last year. Past price movement is history, not a forecast.

Figures are as reported and in the company's own reporting currency. They describe what has already happened and carry no implication about what follows.

Pearl Diver Credit Company Inc. (PDCC) — frequently asked questions

What is Pearl Diver Credit Company Inc. (PDCC) stock price today?

Pearl Diver Credit Company Inc. (PDCC) is currently trading at $7.15, up 2% today.

What is PDCC P/E ratio?

Pearl Diver Credit Company Inc.'s P/E ratio is -25.39. A negative P/E means the company reported a net loss over the last twelve months, so P/E is not a meaningful valuation measure for it right now.

What is PDCC return on equity (ROE)?

Pearl Diver Credit Company Inc.'s return on equity (ROE) is -5.12%. ROE measures net income relative to shareholders' equity. A negative ROE means the company reported a net loss over the period.

What is Pearl Diver Credit Company Inc.'s market cap?

Pearl Diver Credit Company Inc. has a market capitalization of $48.65M.

Does PDCC pay a dividend?

Yes. Pearl Diver Credit Company Inc. currently yields 18.62%. Yield moves with the share price, so it changes daily even when the payment does not.

How much debt does PDCC carry?

Pearl Diver Credit Company Inc. has a debt-to-equity ratio of 0.04. That compares total borrowings with shareholders' equity: a figure under 1 means equity exceeds debt.

What is PDCC's profit margin?

Pearl Diver Credit Company Inc. reports a net profit margin of -34.50% — the share of revenue left after every cost, including tax and interest.

What sector is PDCC in?

Pearl Diver Credit Company Inc. is classified under Financial Services, in the Asset Management industry. Ratios are most informative compared with other companies in the same industry rather than across the whole market.

Which exchange is PDCC listed on?

Pearl Diver Credit Company Inc. trades on NYSE under the ticker PDCC.

What is PDCC's 52-week range?

Over the last year Pearl Diver Credit Company Inc. has traded between $7.00 and $16.75.

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Screens PDCC currently matches

On the figures above, Pearl Diver Credit Company Inc. passes the filters for 4 of our ready-made screens, among them Dividend Stocks Under $10, Debt Free Stocks Under $100, Nano Cap Stocks. Appearing on a screen means the numbers meet its filters today and nothing more; the list is rebuilt whenever the data changes.

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